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Message

re: "Taking out student loans to support your family"

Posted on 9/9/26 at 10:40 am to
Posted by SantaFe
Baton Rouge
Member since Apr 2019
8153 posts
Posted on 9/9/26 at 10:40 am to

This is Evil.
Posted by BK Lounge
Member since 1978
Member since Nov 2021
5524 posts
Posted on 9/9/26 at 10:44 am to
quote:

This is Evil.




Wow.. kind of a drama queen, are ya ?



I mean, there's no way id ever advise someone to use student loans to support their family, it's a terrible idea.. but "evil" ? If that's evil, id be curious to know what you think of people like Lindsay Clancy and Ted Bundy .
Posted by TechBullDawg
Member since May 2014
2866 posts
Posted on 9/9/26 at 10:47 am to
I'm less than an hour from Tyler and I've never heard of Texas College

Edit
Never heard of West Coast University in Richardson either. fricking hell, how many schools are out there
This post was edited on 9/9/26 at 10:53 am
Posted by Tigersforthee
Member since Dec 2025
219 posts
Posted on 9/9/26 at 10:50 am to
Its been a long time since I was in college, but even way back then people would use student loans to pay for cruises, TVs, stereos, etc because they were 20 year morons who had no concept of fiscal self restraint once they found someone to hand them a bunch of cash. I can only imagine how much worse it is today with the current illiterate imbeciles who are taking out these loans.
Posted by dyslexiateechur
Louisiana
Member since Jan 2009
36822 posts
Posted on 9/9/26 at 10:58 am to
My ex graduated with a teaching degree with no student loan debt at my insistence.

After the divorce he went back for a second bachelor’s. It took him 8 years to realize he was never going to pass Calculus 2 and he’s in over $200k debt.

I hope they make him repay it.
Posted by Gee Grenouille
Member since Jul 2018
8592 posts
Posted on 9/9/26 at 10:58 am to
quote:

Maybe don't go to law school? The world needs ditch diggers, too.


Law has an insanely high income ceiling once you’ve been working for a certain number of years. $150k isn’t far from the norm for guys that have 5-10 years of experience.



Both of you are right. I’ve always assumed the “ditch digger” comment means trades. A guy with a $7,000 associates degree in the trades can also easily get to 150k in the same amount of time. Both lawyers and tradesman are needed, and should qualify for student loans. What shouldn’t happen is massive debt for unneeded jobs.
Posted by HeadSlash
TEAM LIVE BADASS - St. GEORGE
Member since Aug 2006
56792 posts
Posted on 9/9/26 at 11:11 am to
quote:

The new scam is to always stay enrolled so your payments are always deferred.


And to borrow more and more
Posted by JasonDBlaha
Woodlands, Texas
Member since Apr 2023
5348 posts
Posted on 9/9/26 at 11:33 am to
quote:

A guy with a $7,000 associates degree in the trades can also easily get to 150k in the same amount of time. Both lawyers and tradesman are needed


The overwhelming majority of tradesmen will never even come close to clearing $100k during their careers. Comparing the trades and law like they’re even remotely similar is next level stupidity.
Posted by teke184
Zachary, LA
Member since Jan 2007
105334 posts
Posted on 9/9/26 at 11:35 am to
quote:

The new scam is to always stay enrolled so your payments are always deferred.


A few guys in my fraternity had this down to a science, including withdrawing from school rather than letting the credits hit their transcript so that they didn’t hit the hours threshold for financial aid cutoff.
Posted by Chucktown_Badger
The banks of the Ashley River
Member since May 2013
37704 posts
Posted on 9/9/26 at 11:38 am to
This problem started when the government got involved and started loaning money out to anyone for anything related to higher education.

And over half this country wants the government involved in more shite. Sigh.
Posted by Cosmo
glassman's guest house
Member since Oct 2003
132903 posts
Posted on 9/9/26 at 11:39 am to
Professional schools (med, law) will give hefty cost of living loans. But they know those people will pay it back at a 90%+ clip

Seems moronic to give loans like that to undergrads
Posted by riverparish
Member since Dec 2007
1653 posts
Posted on 9/9/26 at 11:49 am to
quote:

He responded not until I graduate, and there is no way Im graduating


That's the problem with alot of the left's policies. I truly believe they are started with the best intentions but they fail to take into account the human emotion of greed. There are people in the world that advantages of situations. And it's why socialism or any other kind of free shite, eventually fail.
Posted by Fat and Happy
Baton Rouge
Member since Jan 2013
20280 posts
Posted on 9/9/26 at 12:51 pm to
If I’m not a student, can i take out student loans to just have extra money?
Posted by SparkyWilson
Member since May 2026
334 posts
Posted on 9/9/26 at 1:08 pm to
quote:

If I’m not a student, can i take out student loans to just have extra money?



so....that's going to be a "no".
Posted by Doctor B
Member since Jul 2024
2081 posts
Posted on 9/9/26 at 1:10 pm to
quote:

so that they didn’t hit the hours threshold for financial aid cutoff.

But don't they also have to maintain a certain number of minimum completed hours to not get cut off that way (for being too low on hours)?
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
141626 posts
Posted on 9/9/26 at 1:11 pm to
quote:

Is that really a thing?


Nothing curtailing starbucks runs wouldn't solve
Posted by Gee Grenouille
Member since Jul 2018
8592 posts
Posted on 9/9/26 at 1:11 pm to
quote:

Comparing the trades and law like they’re even remotely similar is next level stupidity.


I think you’re confusing trade pay stats with people that are actually tradesman. If you’re a master license plumber/electrician you’re making 100 plus just by showing up. And if you decide to work in a plant/offshore you’re making 150-250.

Back to the OP, you can do this all with a 2 year, $10,000 degree.


And since you want to be a smartass about it, congrats on being replaced by AI.
Posted by Snipe
Member since Nov 2015
17319 posts
Posted on 9/9/26 at 1:15 pm to
quote:

Is that really a thing?


When you have half of Washington screaming kids should not have to pay back student loans and promising to forgive all student load debt, uh yea, not only is it happening, its happening bigly.

BTW only morons believe the government can forgive debt. The government only passes the responsibility of paying that debt from the people who took on the debt to people who did not take on the debt. It's called wealth redistribution. Taking from the "have's" and giving to the "have nots". It's also how future communist government get ignorant kids to support socialist politicians to destroy an otherwise successful country.
Posted by High C
viewing the fall....
Member since Nov 2012
62438 posts
Posted on 9/9/26 at 1:17 pm to
quote:

I have zero empathy for morons that actually do that

Those morons have zero plans on ever getting a degree or ever paying that back.


I’m probably the exception, but I did it. My brother and I were living with my twice divorced, single mother who basically had no job skills. We weren’t poor, we were po’.

My Pell Grant covered my tuition and books, but I got additional student loans I believe three times to help pay bills at home while I was in school and couldn’t work full time. My mom was a cashier at a small grocery store at the time, and that didn’t make ends meet.

It actually took me five years to graduate because I sat out two different semesters to work full time. I got my degree AND repaid all of my student loans fairly quickly.
Posted by bird35
Georgia
Member since Sep 2012
13747 posts
Posted on 9/9/26 at 1:30 pm to
In the mid-90s I was entering my last semester of grad school and already had a job lined up, but didn’t have money for an apartment in the city where the job was. I took out $3,000 in student loans to help me until my first check came. I did pay it off within the year, but that money really helped me get started.

Probably not what the student loan people had in mind when they gave me the money.
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