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Posted on 9/9/26 at 2:13 pm to teke184
quote:
30 years ago
Me, too. They had a Stafford Loan rule back then you had to maintain at least a 2.0 as a full-time student (minimum 12 hours of classes).
Posted on 9/9/26 at 2:24 pm to CatfishJohn
quote:
Lenders should pay the school directly and require confirmation of attendance and passing grades.
That makes way too much sense.
Posted on 9/9/26 at 3:03 pm to MWP
I did this.
I had graduated from UL already and took a job in the mid-west in the mid-90’s. 1st year software engineer I was only making $30K at first and we took out student loans for my wife to finish college. She went part time while we raised our 3 kids and eventually got a teaching degree after ~ 10 years and then had a successful 25 year career in elementary education back here in La ( I transferred back home and telecommuted after she graduated).
We used student loans to pay car insurance, new tires for the vehicles, whatever the most dire need was at the time since we were struggling financially with day care costs and what not.
Ended up with over $50K in student loans by the time she graduated and we paid it all back, plus 8% interest.
Not everyone with the talent to get a useful college degree comes from well to do families.
How you spend the leftover money after tuition and books is not an issue, making sure you are pursuing a degree with a job at the end of it is.
I had graduated from UL already and took a job in the mid-west in the mid-90’s. 1st year software engineer I was only making $30K at first and we took out student loans for my wife to finish college. She went part time while we raised our 3 kids and eventually got a teaching degree after ~ 10 years and then had a successful 25 year career in elementary education back here in La ( I transferred back home and telecommuted after she graduated).
We used student loans to pay car insurance, new tires for the vehicles, whatever the most dire need was at the time since we were struggling financially with day care costs and what not.
Ended up with over $50K in student loans by the time she graduated and we paid it all back, plus 8% interest.
Not everyone with the talent to get a useful college degree comes from well to do families.
How you spend the leftover money after tuition and books is not an issue, making sure you are pursuing a degree with a job at the end of it is.
This post was edited on 9/9/26 at 3:11 pm
Posted on 9/9/26 at 4:04 pm to Kjnstkmn
I live in close proximity to 2 college campuses. I see what I presume to be college-aged young people spending pretty lavishly on items I couldn't afford at that age. Late model cars, premium restaurant meals and fancy cocktails. I've long suspected student loans are helping fund these behaviors.
Posted on 9/9/26 at 4:41 pm to TheFonz
Most professional degree programs have rules like this. Guess we don’t need any of them either?
Posted on 9/10/26 at 11:22 am to KyleOrtonsMustache
quote:
"They'll give you way more than you need, so why not?" was the exact quote on a TikTok from an educated queen.
Posted on 9/10/26 at 12:23 pm to TheFonz
quote:
hey'll loan you way more than what your tuition costs, and don't track what you do with the remainder once the tuition is paid.
Pretty sure this girl i went to school with years back used the extra to buy herself some new tits. I don't think she even finished the semester.
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