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Retiring early and living longer
Posted on 7/30/26 at 12:37 pm
Posted on 7/30/26 at 12:37 pm
I work in an industry where you can retire at 55. However, if you wait until 60 of course you’ll have more money. A friend told me you will actually live longer if you retire at 55 because of less stress mentally and physically. Thoughts?
18
Posted on 7/30/26 at 12:40 pm to Cycledude
depends what kind of job and if you like it. Work and hobbies typically keep people alive longer. If it is a physical, stressful, or complicated job, then yes it's probably better to retire early. If it is a work from home/part time low stress job, then it's probably better to keep working. Plus, extra cash helps eliminate future stress.
Posted on 7/30/26 at 12:41 pm to theliontamer
I’m never retiring.
Posted on 7/30/26 at 12:42 pm to Cycledude
I believe my last job was taking years off my life.
I’m glad to be done with it.
The challenge after that is staying engaged and active. Isolated and/or idle will also end you early.
Posted on 7/30/26 at 12:43 pm to Cycledude
quote:
A friend told me you will actually live longer if you retire at 55 because of less stress mentally and physically. Thoughts?
Completely dependent on MANY other factors including what your health is like at retirement.
A lot of people can actually die quicker after retirement for lack of motivation/structure in their lives that they had for 40 years of work.
Maybe retire and pick up another job thats less hours and less stress. Its retiring without completely checking out and still provides structure.
Posted on 7/30/26 at 12:45 pm to Cycledude
quote:
A friend told me you will actually live longer if you retire at 55 because of less stress mentally and physically. Thoughts?
This is going to vary by person.
If you retire at 55 and you aren’t active at all and just sit at home and do nothing, you would probably die earlier than if you retire at 60.
But, if you retire and live an active healthy lifestyle post retirement, I would think you’re better off retiring at 55.
ETA: my grandpa retired at 50, but had an active (albeit not always healthy) lifestyle and lived til he was 87.
This post was edited on 7/30/26 at 12:48 pm
Posted on 7/30/26 at 12:47 pm to Epic Cajun
quote:
If you retire at 55 and you aren’t active at all and just sit at home and do nothing, you would probably die earlier than if you retire at 60.
But, if you retire and live a healthy lifestyle post retirement, I would think you’re better off retiring at 55
/thread
Posted on 7/30/26 at 12:47 pm to Cycledude
quote:
A friend told me you will actually live longer if you retire at 55 because of less stress mentally and physically. Thoughts?
It depends on what you’re retiring into.
If it’s a recliner in front of the TV everyday for 12 hours straight, you’ll probably die sooner.
Posted on 7/30/26 at 12:48 pm to Cycledude
quote:
A friend told me you will actually live longer if you retire at 55 because of less stress mentally and physically.
Lifestyle and genetics are much more impactful than how old you are when you retire.
Posted on 7/30/26 at 12:48 pm to Cycledude
I'm certain retiring early has improved my chances of longevity. Most of my former peers that continued to work are now in terrible shape and declining rapidly with age. Meanwhile, I've had the time and discipline to stay active and now feeling improved wellness. It takes effort and self discipline though and I have many set backs. If I kept working full time, I'm certain my health would have plummeted quickly with age.
Posted on 7/30/26 at 12:48 pm to dyslexiateechur
quote:
I’m never retiring.
Same probably here as a hybrid retire. I'll retire from my career, but likely take a part time roll at a golf course as a marshall or something. Maybe get free rounds of golf. That seems like a relaxing job and you can taunt paying customers all day for not following the rules...
Posted on 7/30/26 at 12:48 pm to Epic Cajun
I knew a guy that retired at 55 and enjoyed his life until he died of a heart attack at 65. I thought how fortunate it was that he didn’t retire at 60.
Posted on 7/30/26 at 12:49 pm to Cycledude
Genetics come into play. My mother is super active so retirement suits her. My father was sedentary so he fell apart
Posted on 7/30/26 at 12:53 pm to jasonbr1975
I enjoy my job. I’ll prob scale back on the OT when I get older but not retire.
Husband will be retiring in the next few years, his job is work from home but it’s high stress.
Husband will be retiring in the next few years, his job is work from home but it’s high stress.
Posted on 7/30/26 at 12:53 pm to dyslexiateechur
quote:
I’m never retiring.
We keep moving up our retirement date.
Grandchildren play a huge part in it.
Posted on 7/30/26 at 12:54 pm to Cycledude
I chose to err on the side of retiring early. Who knows how long I'll live and I definitely left money on the table, but I live a stress free life and I wouldn't change it for anything.
Posted on 7/30/26 at 12:55 pm to Cycledude
My dad retired at age 66. His only activity was playing tennis a few times a week. No real health issues. Lived past 91st birthday. Didn't make it to 92 because he was fed morphine because he gave sisterwitch medical POA.
Posted on 7/30/26 at 12:57 pm to Cycledude
Depends on the job.
My dad is 78 self employed. He says it keeps him healthy
My dad is 78 self employed. He says it keeps him healthy
Posted on 7/30/26 at 12:59 pm to Cycledude
quote:
A friend told me
Everyone has an opinion. It doesn't mean they are correct.
Posted on 7/30/26 at 1:01 pm to dyslexiateechur
quote:I retired at 54 and still haven't ran out of honey dos.
I’m never retiring.
I'm 78 and healthy now.
My list had 5 items on it when I retired. In all those years I have it worked down to 11.
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