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Message

re: Retiring early and living longer

Posted on 7/30/26 at 1:02 pm to
Posted by oldtrucker
Marianna, Fl
Member since Apr 2013
3957 posts
Posted on 7/30/26 at 1:02 pm to
My plans as an over the road trucker, was to retire at 70. But at the age of 65 I had open heart surgery. It was a wake up call that my life style as a trucker was killing me. So I retired at age 65, got into the gym, pickleball, and a social network of friends. I feel great and look forward to a lengthy retirement
Posted by Redbone
between St. Amant and Port Vincent
Member since Sep 2012
20738 posts
Posted on 7/30/26 at 1:03 pm to
quote:

Grandchildren play a huge part in it.
That too.
Posted by notsince98
KC, MO
Member since Oct 2012
22410 posts
Posted on 7/30/26 at 1:06 pm to
society needs to start pushing younger retirement for a myriad of reasons. Unless you just dont know how to enjoy life w/out working, retiring early while you are healthy enough to do more is a great choice.
Posted by Mushroom1968
Shreveport
Member since Jun 2023
6948 posts
Posted on 7/30/26 at 1:11 pm to
In the fire service many people work the full 33 years to get 100%. I retired at 30 and have no regrets except I wished I'd retired at 25 years.
Posted by Gus007
TN
Member since Jul 2018
15026 posts
Posted on 7/30/26 at 1:17 pm to
I retired at age 56. No regrets. I was in excellent health, had hobbies that required vigorous exercise. I will reach age 84 next Monday.
I can still jump rope.
Had my Physical exam and Lab work a couple weeks back.
No alarm bells.

If you can stay busy and entertained will be the Key.
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
151803 posts
Posted on 7/30/26 at 1:23 pm to
quote:

I can still jump rope.
solid flex



Save some pussy for us whipersnappers gp
Posted by Dixie2023
Member since Mar 2023
5807 posts
Posted on 7/30/26 at 1:27 pm to
I dunno. But I’m planning to retire early at 62. A few more years to go, but I’m over it. Time to live life for me.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
141761 posts
Posted on 7/30/26 at 1:46 pm to
quote:

I work in an industry where you can retire at 55.


congrats on the govt teet. You are welcome.
Posted by nicholastiger
Member since Jan 2004
57708 posts
Posted on 7/30/26 at 1:49 pm to
most people retiring at 55 usually are 30 years in some kind of state agency or govt job

it's great to have that option but you also only get a percentage of your final salary and with costs of everything going up you better have all your debt paid off as well as your home paid off and make sure your medical insurance coverage is adequate

ideally if you work longer you get a better retirement

Posted by NewIberiaHaircut
Lafayette
Member since May 2013
12591 posts
Posted on 7/30/26 at 2:27 pm to
quote:

Retiring early and living longer


That's the plan and I'm doing my part on building wealth and staying healthy but I can die in my sleep tonight.
Posted by Slammy
Member since Feb 2023
242 posts
Posted on 7/30/26 at 3:00 pm to
If I could retire at 55 and be able to access retirement accounts with no penalties....I would be done.
Posted by blueridgeTiger
Granbury, TX
Member since Jun 2004
22443 posts
Posted on 7/30/26 at 3:01 pm to
I retired at age 60. I'm now 85 and still seem to be doing okay.
Posted by StPeteLSU
St Petersburg, FL
Member since Oct 2011
2093 posts
Posted on 7/30/26 at 3:06 pm to
I retired at 55. Now 65. Hope this is right !
Posted by billjamin
Houston
Member since Jun 2019
19741 posts
Posted on 7/30/26 at 3:08 pm to
quote:

A friend told me you will actually live longer if you retire at 55 because of less stress mentally and physically

This is certainly true in my line of work. I'm out at 50 and i'll go do some low stress consulting for PE firms.
Posted by FlaTiger25
Santa Rosa Beach FL
Member since Nov 2022
116 posts
Posted on 7/30/26 at 3:12 pm to
quote:

I retired at age 56. No regrets. I was in excellent health, had hobbies that required vigorous exercise. I will reach age 84 next Monday. I can still jump rope. Had my Physical exam and Lab work a couple weeks back. No alarm bells. If you can stay busy and entertained will be the Key.


Love this. What kind of weekly exercise or workouts did you do in your 50s?

Also, food and drink habits?

I’m genuinely curious as I turn 50 this year and have really been focusing on getting back to better shape.
Posted by Tigersaint01
Emerald Isle, NC
Member since Aug 2024
91 posts
Posted on 7/30/26 at 3:13 pm to
quote:

If I could retire at 55 and be able to access retirement accounts with no penalties....I would be done

Check out the Rule of 55. May be an option for you. I retired at 56 and don't plan to use it, but def good to have in the back pocket if needed.
Posted by SwampTygerSaint
Member since Jul 2026
111 posts
Posted on 7/30/26 at 3:25 pm to
BabyTac will be here shortly to tell ya how to retire at 35 and be worth millions.
Posted by Croozin2
Somewhere on the water
Member since Dec 2004
3470 posts
Posted on 7/30/26 at 4:30 pm to
quote:

I chose to err on the side of retiring early. Who knows how long I'll live and I definitely left money on the table, but I live a stress free life and I wouldn't change it for anything.


^^^This. I have been dealing with some health issues (all being controlled by meds and have continued hitting the gym etc) but I don't want to be the one who pushes retirement date, only to fall out in the parking lot leaving on my final day of work. I'm 1-3 years away from retirement.
Posted by Bjorn Cyborg
Member since Sep 2016
36762 posts
Posted on 7/30/26 at 4:41 pm to
quote:

I thought how fortunate it was that he didn’t retire at 60.


There is no way to know if his life would have ended the same way at the same time. Changing variables can change everything. He could've died sooner, or lived 20 more years.
Posted by Deadmanshand
Member since Jun 2026
341 posts
Posted on 7/30/26 at 4:46 pm to
I'll be retiring at 55 after 30 years of teaching. I have seven years left.
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