re: It’s no longer legal to charge additional for debit card usage- PSA

Today I learned people still use debit cards

Do you ever use an atm?

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They should provide card readers to small businesses that don't have a processing fee.

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Who is this they? And you do understand this is a *network* fee, and is device independent, right?
And what mysterious payment network that doesn't charge processing fees will your magical reader connect to? Because it won't be Visa, Amex, or MC processing those transactions for free.

This is incorrect

This only applies to businesses with card machines that were signed up for surcharge pricing which is a fairly old type of account. It violates visa and mc rules. Most are on a dual pricing plan which allows fees on debit cards. Not much will change but there is tons of confusion because news and people are making posts like this without understanding. The state will be overloaded with complaints from people who are being charged fees on their debit cards. Most of them will not apply. This has happened in other states also.

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More and more of the small businesses are going to stop accepting debit cards on large purchases AND raise their prices.

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No. See above. Most of them are not on a surcharge account as it's pretty old and only allows fees on Cc. Some businesses still do not understand what's going and neither do consumers, the news and pretty much everyone.

Hopefully this explains it. Most people with CC machines are already on dual pricing. If they were on surcharge MC and Visa and adding fee to debit cards they would have already likely been fined or canceled.

This shite is just another example of how Covid policies destroyed the economy and inflated the cost of everything.

Credit card companies have charged their fee on every swipe since credit cards were invented. I don’t ever remember explicitly being charged extra (on top of the advertised price) until costs got out of control and vendors were trying to make sure you knew it was the credit card company’s fault they were so expensive. It was a way to shift responsibility.

The credit card fees have always been built into the cost of doing business until very recently. It’s just become acceptable in the last few years to add an additional surcharge on top of already inflated prices that will never decrease back toward normal levels. Just like asking for a fricking tip on every simple transaction. Probably 80% of purchases are paid on some kind of card these days. Just bake it into your price and spare me the bullshite.

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I use my card for convenience and I pay 3% extra to banks on every purchase I make for that convenience but I want businesses to hide that from me so I can pretend I'm not doing it.

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If 3pct is making or breaking you on a dining out experience at a casual restaurant, you need to reevaluate your spending. The better way to save money would be to do things like eat at home, buy a used car, buy a smaller house, etc...

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I've never seen McDonalds add a "cheese fee" to cheeseburgers.

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???? You mean an “official” cheese fee and not just one implied when you see a regular hamburger cost $1.00 and a cheeseburger cost $1.50

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Who is this they? And you do understand this is a *network* fee, and is device independent, right? And what mysterious payment network that doesn't charge processing fees will your magical reader connect to? Because it won't be Visa, Amex, or MC processing those transactions for free.

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Are some of those fees conduits to make good on credit card points, cash back offers, and cover an ever growing issue of fraudulent credit card charges?

I know a company that had its office credit card replaced twice in the same month due to fraudulent transactions being charged to a brand new card.