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Started By
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Do you have life insurance? Who is the beneficiary?
Posted on 6/6/26 at 4:33 am
Posted on 6/6/26 at 4:33 am
Upper 40's, healthy, no wife/kids.
One 100K policy that is free.
Another 200K policy that is $620/yr. Money isn't tight but I'm thinking about canceling that one. A parent is the beneficiary and really doesn't need it.
One 100K policy that is free.
Another 200K policy that is $620/yr. Money isn't tight but I'm thinking about canceling that one. A parent is the beneficiary and really doesn't need it.
This post was edited on 6/6/26 at 4:35 am
5
Posted on 6/6/26 at 4:36 am to lsu xman
quote:
Upper 40's, healthy, no wife/kids.
I’ll be yours if you need one.
Posted on 6/6/26 at 4:42 am to lsu xman
My husband gets everything if I die. If we both die it gets split 4 ways among the kids.
Posted on 6/6/26 at 4:45 am to lsu xman
Yes but a lot less than I did when my children were not adults. My wife is beneficiary and it’s only 60k.
Posted on 6/6/26 at 4:50 am to lsu xman
If no one is dependent on you, you don’t need life insurance.
Posted on 6/6/26 at 5:10 am to lsu xman
If you ever plan to get married I would keep policy
if you cancel now and renew later policy with cost more since premiums are based on age and health
if you cancel now and renew later policy with cost more since premiums are based on age and health
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