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Started By
Message
re: Your car is secretly spying on you and driving your insurance rates through the roof
Posted on 3/14/24 at 10:24 am to stout
Posted on 3/14/24 at 10:24 am to stout
We need laws making data owned by the customer not by the companies collecting the data. Specific and clear permissions need to be given and able to retract that permission without penalty.
This kind of thing has been going on for over a decade now, and customers are being held hostage. It's only going to get worse as cars, thermostats, vacuums, appliances, etc etc get more and more IoT and telematic capabilities in them.
This kind of thing has been going on for over a decade now, and customers are being held hostage. It's only going to get worse as cars, thermostats, vacuums, appliances, etc etc get more and more IoT and telematic capabilities in them.
2
Posted on 3/14/24 at 10:33 am to whiskey over ice
quote:
I do the State Farm Dive Safe & Save. My only complaint has been that I get dinged for speeding when I definitely was not. For example, last week it had me going 70 in a 45 on my way home from work. There’s no way I was going that fast and there’s no way to dispute it
Herein lies a problem. Statefarm alone controls the information. There is no way to dispute it or to verify their information is accurate. Very regularly, googul maps shows my location off by a few hundred feet. It has shown me travelling along an adjacent roadway to the one I'm on (think service road) which may have a lower speed limit in the map. And its creepy. Who knows what and with who they will share information about your driving/location/patterns of travel.
Posted on 3/14/24 at 10:40 am to tiggerthetooth
This will make the roads less safe as people begin driving to please the sensors rather than for safety.
Non-starter and I would shut this down immediately.
Non-starter and I would shut this down immediately.
Posted on 3/14/24 at 10:54 am to stout
I can and will drive my 2001 Camry until I die. Today's automotive technology is a big pile of shite.
Posted on 3/14/24 at 11:06 am to OysterPoBoy
I was wondering why my agent told me to take my fist out my arse
Posted on 3/14/24 at 11:13 am to Tasseo
quote:
We need laws making data owned by the customer not by the companies collecting the data. Specific and clear permissions need to be given and able to retract that permission without penalty.
Agreed. Though I doubt this will ever happen as data collection, etc. is or soon will be a trillion dollar industry. Between marketing, commercialization, etc.
Posted on 3/14/24 at 11:35 am to stout
stopped reading at OnStar because yes it is
I was looking at a vehicle where the dealer installed something similar called PLAD LINK which is a GPS device with wireless tech that tracks where you car is, has been, "health" status, and put up a fence it's not allowed to cross. It's an add-on, not factory equipment
I said, if I buy it take that shite off. They acted like I was crazy
I was looking at a vehicle where the dealer installed something similar called PLAD LINK which is a GPS device with wireless tech that tracks where you car is, has been, "health" status, and put up a fence it's not allowed to cross. It's an add-on, not factory equipment
I said, if I buy it take that shite off. They acted like I was crazy
Posted on 3/14/24 at 11:46 am to Champagne
quote:
Are you saying that my Toilet is spying on me, too?
Probably posting butthole pics on Reddit.
Posted on 3/14/24 at 12:16 pm to stout
The prices were going up anyway. They’re just using this as an excuse. frick insurance.
Posted on 3/14/24 at 12:40 pm to kywildcatfanone
quote:
You have to have insurance for insurance rates to matter
Just got an idea… a car that doesn’t start if the insurance isn’t paid
Think the things you have to blow into if you got a DWI
This post was edited on 3/14/24 at 12:42 pm
Posted on 3/14/24 at 12:57 pm to stout
2013 Toyota, paid for and in good shape. Will drive it until it can’t be driven anymore. No spying on me that I know of.
Posted on 3/14/24 at 12:57 pm to Tasseo
quote:
We need laws making data owned by the customer not by the companies collecting the data. Specific and clear permissions need to be given and able to retract that permission without penalty.
This kind of thing has been going on for over a decade now, and customers are being held hostage. It's only going to get worse as cars, thermostats, vacuums, appliances, etc etc get more and more IoT and telematic capabilities in them.
I agree, but I fear we might be too far down the rabbit hole to turn back now.
Consider that Alphabet and Meta - two companies whose business models are based entirely on user data - make up 6% of the S&P 500.
Then consider that Microsoft and Amazon make up another 10.5%.
For better or for worse, the US economy’s “wagon” is hitched to big tech.
Posted on 3/14/24 at 1:25 pm to whiskey over ice
quote:
no way to dispute it
I currently use them also. You can absolutely call.
I have a road that I travel daily. It's 45 mph. In 1 small section, it shows me speeding 45 in 35. But speed limit does not change or lower there.
I called and they wiped away the drives, and reported to have issue corrected permanently
Posted on 3/14/24 at 1:36 pm to Bert Macklin FBI
quote:
What if I break hard because a stroller rolled into the street? Does that make me a bad driver worthy of price hikes?
My main issue is that the report specifically pointed out a singular 18 minute trip. A person has one bad day or is running late once and its evidence they are always a bad driver?
Your rates are not going to be based upon one trip, if it's anything like the voluntary Drive Safe program with StateFarm they essentially average your driving habits over a six month period.
ETA: I can say that I switched from AllState to StateFarm, and had the same coverage. I started the Drive Safe program and my bill only has gone down from my originally quoted price. What I was told for this program was that the information used will never make your rate increase, it will only give you discounts. Now, your discount may be less for a 6 month period, but it's never been more than what I was quoted before joining it.
This post was edited on 3/14/24 at 3:49 pm
Posted on 3/14/24 at 1:50 pm to Bert Macklin FBI
quote:
This does seem like complete BS and very arbitrary from the insurance company's POV.
It’s pretty much all arbitrary. Too much hard braking and quick acceleration, your premiums go up 20%. Not enough hard braking and quick acceleration, your premiums go up 20%.
It’s comparable to crawfish prices.
Posted on 3/14/24 at 1:55 pm to High C
quote:
comparable to crawfish prices.
Prices dropped 30% last 2 weeks.
Posted on 3/14/24 at 3:11 pm to Epic Cajun
quote:If you break your car up in a wreck your insurance will likely go up...
What if I break hard
Posted on 3/14/24 at 3:24 pm to stout
Mary Barra is going to be the death of GM.
Dude probably has a Blackwing. Those kind of promote fast acceleration and heavy braking.
quote:
A Cadillac driver based in Palm Beach County, Fla., told the Times that he is considering a lawsuit against GM after he was denied car insurance by seven different companies in December.
Dude probably has a Blackwing. Those kind of promote fast acceleration and heavy braking.
This post was edited on 3/14/24 at 3:31 pm
Posted on 3/14/24 at 4:35 pm to stout
LexisNexis is what you use to look up crime stats. So a car owner having their car insurance go up in Seattle is no surprise as there isn't a functioning government/police department there and criminals are free to rob people.
This is classic deflections from poor choices made by the retarded voters and the communists they elect. Kinda like Chicago suing Kia for being stolen a lot. Well no shite, a lot of poor people drive Kias and that is what gets stolen.
You can say, oh but they are easy to hotwire, but when you look at the thefts, most are done by gun and the key is stolen from the owner. They aren't hotwired and stolen in the middle of the night.
This is classic deflections from poor choices made by the retarded voters and the communists they elect. Kinda like Chicago suing Kia for being stolen a lot. Well no shite, a lot of poor people drive Kias and that is what gets stolen.
You can say, oh but they are easy to hotwire, but when you look at the thefts, most are done by gun and the key is stolen from the owner. They aren't hotwired and stolen in the middle of the night.
This post was edited on 3/14/24 at 4:39 pm
Posted on 3/14/24 at 5:57 pm to LSURussian
quote:
If you break your car up in a wreck your insurance will likely go up...
Exactly! I prefer to use the automobile brakes for stopping, not a wall or pond. Vehicles are way too expensive to just go breaking them, insured or not.
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