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re: Your car is secretly spying on you and driving your insurance rates through the roof
Posted on 3/14/24 at 8:50 am to stout
Posted on 3/14/24 at 8:50 am to stout
I have had state farm, and progressive, and gieco devices in my vehicle when insured with each. Monitoring cornering, braking, acceleration, speeding, and hand phone use....
I hated it until it changed my thinking and improved my driving habits...
Gives discounts for higher scores.
I hated it until it changed my thinking and improved my driving habits...
Gives discounts for higher scores.
2
Posted on 3/14/24 at 8:52 am to stout
I wonder if there are enough older daily drivers that will make the government and insurance companies try to eliminate them. No CPU and no cell phone crimps their tracking efforts.
Posted on 3/14/24 at 8:59 am to Champagne
You might wanna get that thing checked out
Posted on 3/14/24 at 9:00 am to stout
I do this voluntarily to get discounts.
Posted on 3/14/24 at 9:01 am to Macfly
quote:
I wonder if there are enough older daily drivers that will make the government and insurance companies try to eliminate them
What do you think Obama's cash for clunkers was truly about?
Posted on 3/14/24 at 9:04 am to stout
State Farm is pushing this nonsense and saying that if you use it your rates will be lower. There is no way on God's green earth that I would voluntarily allow them to catalog driving data on anyone in my family and all of my cars are older so as of now, they cannot. I know its coming for everyone at some point, but man this is really shitty in a long line of shittiness
Posted on 3/14/24 at 9:04 am to stout
quote:That's not what the link you posted says.
secretly spying
The car owners paid for a subscription service which monitors and reports their driving habits.
Cancel the service and problem solved, right?
Posted on 3/14/24 at 9:08 am to kywildcatfanone
quote:
don't see the Hellcat drivers bitching about this.
You have to have insurance for insurance rates to matter
Making more than 1 or 2 payments helps too!
Repo lots are FULL of them.
Posted on 3/14/24 at 9:09 am to stout
quote:
A Cadillac driver based in Palm Beach County, Fla., told the Times that he is considering a lawsuit against GM after he was denied car insurance by seven different companies in December.
There is definitely more to the story than a few hard brakes, hard accelerations, and speeding here.
Posted on 3/14/24 at 9:12 am to stout
Yeah, a lot of perfectly good vehicles were scrapped under that scheme. In addition, I suppose insurance companies will raise the rates on those vehicles. We all know rates will only increase in the long run.
Posted on 3/14/24 at 9:16 am to stout
quote:
What do you think Obama's cash for clunkers was truly about?
Bought my work tundra during that era, but didn't do the cash for clunkers since we paid cash. It has a cd player and aux plug, no bluetooth or interwebz capabilities.
Posted on 3/14/24 at 9:22 am to stout
Not mine. 2011 Dodge Dakota truck. The only upgrade is leather seats.
Posted on 3/14/24 at 9:23 am to ChatGPT of LA
quote:
I hated it until it changed my thinking and improved my driving habits...
quote:
ChatGPT of TD
checks out
Posted on 3/14/24 at 9:24 am to secfballfan
quote:
No, it is the unlicensed drivers of altimas and chargers and the soccer moms who drive in the left lane that are driving up my rates. Oh and shout out to the plaintiffs bar and Gordon et al.
This. I am a reasonably safe driver that gets a speeding ticket every 5-10 years. If I slowed down from 55 to 40 a few years ago, would it make me any safer? Maybe.
Would it make me any safer if the uninsured/underinsurd clapped out Altimas and Chargers quit driving 100mph around Orleans Parish? Yes x1000%. I have had a car totaled due to hit-and-run.
Posted on 3/14/24 at 9:27 am to White Bear
quote:
Injury attorneys are the main reason for insurance cost increases.
Yes. This is common knowledge by now.
But the personal injury plaintiff industry has a powerful lobby at all levels of Govt and they work to protect their jobs.
Posted on 3/14/24 at 9:33 am to ChatGPT of LA
I do the State Farm Dive Safe & Save. My only complaint has been that I get dinged for speeding when I definitely was not. For example, last week it had me going 70 in a 45 on my way home from work. There’s no way I was going that fast and there’s no way to dispute it
Posted on 3/14/24 at 9:35 am to stout
quote:
t will soon be time to go the Cuba route and drive old cars until you can no longer find parts
Wouldn’t do you any good as insurance companies are starting to require drivers to give permission for the company to track their driving habits via their cellphone
Posted on 3/14/24 at 10:01 am to stout
I report the information to my insurance company, and it actually lowered my insurance by quite a bit. I work from home and my wife only works 3 miles from home, so we don't put a ton of miles on our vehicles. We also don't drive like assholes, so it works in our favor.
Posted on 3/14/24 at 10:03 am to statman34
quote:
There is no way on God's green earth that I would voluntarily allow them to catalog driving data on anyone in my family
Are y'all really that bad of drivers?
Posted on 3/14/24 at 10:07 am to Bert Macklin FBI
quote:
This does seem like complete BS and very arbitrary from the insurance company's POV. What if I break hard because a stroller rolled into the street? Does that make me a bad driver worthy of price hikes?
My main issue is that the report specifically pointed out a singular 18 minute trip. A person has one bad day or is running late once and its evidence they are always a bad driver?
Ideally you could have something like a dash cam to verify that situation to the insurance company. Unless they provide an easy way to dispute their claims then I want no part of it.
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