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Started By
Message
re: Getting screwed over for being an uninsured patient
Posted on 9/23/15 at 3:23 pm to blueboy
Posted on 9/23/15 at 3:23 pm to blueboy
quote:
I'm a single white man between 26-40. Even if I'd paid all of the bullshite bills, I'd still come out far ahead of what my premiums and deductibles would be for the year.
What if you get cancer? Or in a car wreck? Youre a short sided fricker.
2
Posted on 9/23/15 at 3:26 pm to Hester Carries
quote:
What if you get cancer? Or in a car wreck? Youre a short sided fricker
Go to a catholic hospital and they void everything after the fact?
As for the car wreck... Um... Full coverage baw!
Posted on 9/23/15 at 3:26 pm to blueboy
I'm in the same situation. Its cheaper for me to pay for my prescriptions outright then get insurance.
Posted on 9/23/15 at 3:27 pm to blueboy
You're gambling, bruh, and the odds aren't in your favor.
You can get decent insurance pretty cheap, even at 38.
Costs of routine procedures are going up fast. You can look into insurance besides Obamacare. It might be time to consider it.
You can get decent insurance pretty cheap, even at 38.
Costs of routine procedures are going up fast. You can look into insurance besides Obamacare. It might be time to consider it.
Posted on 9/23/15 at 3:27 pm to Boston911
quote:Treating the finger and ER doctor charge.
What was the $4000 bill for, the company out of Colorado provided what service?
To other posters, I've gotten separate bills for services this time and in the past. That's what the original $1200 bill included.
To the idiots calling me a bum, you don't pay for anything I get or do. You're paying for the people who pay nothing but get all of the same benefits as you - i.e. not me.
Posted on 9/23/15 at 3:31 pm to blueboy
My dad's hospital bill just got denied. He was admitted thru the ER after having a stroke. It was denied due to not being pre-auth'd.
Posted on 9/23/15 at 3:33 pm to blueboy
Tip: Never pay the hospital the day you come in.
Hospitals have a quota to meet in terms of how much payment on premise they receive from patients. The amount they are charging you is a made up, pulled out of thin air, number. They have no idea how much the procedure is, because they have not calculated the time, or expense done for that. So a tip from having to bring my son to the ER twice before the age of 1.
You don't have to pay the hospital if you have insurance, that day. They will try to get money out of you because they have to do it or the lady trying to charge you gets in trouble. They will even harass you until you do, especially if you have a lighter skin tone, or look like you have money. But, the hospital does not know how much to charge you at that time. That's why you have insurance. Hospital doesn't know how much coverage insurance provides, so why would you pay them? They bill the insurance company, insurance bills you.
Hospitals have a quota to meet in terms of how much payment on premise they receive from patients. The amount they are charging you is a made up, pulled out of thin air, number. They have no idea how much the procedure is, because they have not calculated the time, or expense done for that. So a tip from having to bring my son to the ER twice before the age of 1.
You don't have to pay the hospital if you have insurance, that day. They will try to get money out of you because they have to do it or the lady trying to charge you gets in trouble. They will even harass you until you do, especially if you have a lighter skin tone, or look like you have money. But, the hospital does not know how much to charge you at that time. That's why you have insurance. Hospital doesn't know how much coverage insurance provides, so why would you pay them? They bill the insurance company, insurance bills you.
Posted on 9/23/15 at 3:37 pm to NoHoTiger
quote:
He was admitted thru the ER after having a stroke. It was denied due to not being pre-auth'd.
Sounds fishy. This should be paid and cleared up easily.
Posted on 9/23/15 at 3:37 pm to blueboy
Why didn't you go to the doctor's office?
Posted on 9/23/15 at 3:37 pm to blueboy
quote:
blueboy
The life of a hedge knight is not all jousts and roses. Unless you have a lord backing you, you've got to pay your own bills.
Posted on 9/23/15 at 3:38 pm to N2cars
quote:I know. The current system infuriates me, though. I'd hoped the USSC would change that, but they laid down like obedient servants.
You're gambling, bruh, and the odds aren't in your favor.
None of this happened when I broke my hand 2 years ago and went to the same ER. How much does the new system open up the gates for this type of thing?
Posted on 9/23/15 at 3:38 pm to blueboy
quote:
I'm a single white man between 26-40
Then you don't need a lawyer.
Posted on 9/23/15 at 3:39 pm to blueboy
quote:
Even if I'd paid all of the bullshite bills, I'd still come out far ahead of what my premiums and deductibles would be for the year.
Yea...no. If you happen to get into an accident or have a major injury or illness with no insurance and you will never recover financially. I may as well never have car insurance or homeowners either right?
Posted on 9/23/15 at 3:39 pm to blueboy
quote:
bviously, these people are completely full of shite. Has anyone else ever experienced this? The ER was Lafayette General, btw.
No, but I'm sure that's what my insurance company does all day. Negotiate what will be paid and not.
Get some.
Posted on 9/23/15 at 3:41 pm to blueboy
Not sure, tbh.
It's gonna get worse before it gets better.
It's gonna get worse before it gets better.
Posted on 9/23/15 at 3:41 pm to blueboy
quote:
I'm uninsured,
Call you boy, Barack!
On that note, isn't it a law that you must have "insurance" even if it is that Obamacrap?
Posted on 9/23/15 at 3:51 pm to torrey225
quote:It happened on a Sunday. I did subsequently go to an orthopedist a couple of days later.
Why didn't you go to the doctor's office?
Posted on 9/23/15 at 3:52 pm to roadGator
quote:
This should be paid and cleared up easily.
We're working with the hospital now. They've been really good about it. And they contacted his insurance when he came into the ER, so if there was a problem, we should have been told immediately.
Posted on 9/23/15 at 3:54 pm to blueboy
Insured patients deal with that kind of crap all the time.
You'll magically get a bill months after the fact.
You'll magically get a bill months after the fact.
Posted on 9/23/15 at 3:55 pm to Hester Carries
America's health care system is fricked up, but you either play the game or get fricked over eventually.
It's the way the system is currently set up so either deal with it and pay premiums or get knocked for an unexpected few thousand dollars every once in awhile.
It's the way the system is currently set up so either deal with it and pay premiums or get knocked for an unexpected few thousand dollars every once in awhile.
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