DrSteveBrule

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I enjoyed RE9 give it a 9/10 but like others said after all the hype I’m surprised we didn’t see Claire, Jill, or Chris at all

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We're probably about to see a lot of Claire and Chris at least with the upcoming heavily rumored remakes of Code: Veronica and RE5

Jill is overdue for an appearance

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Do you feel stretched every month?

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I don't feel stretched, although I haven't recovered much of my savings yet because this is my first house so I had to buy washer, dryer, refrigerator, master bedroom set, etc. All of the things you need to get when you're transitioning from renter life to homebuyer, In addition to putting a 15% downpayment on the house. Yes, I went under the standard recommendation of 20% because I was eager to get out of my apartment for numerous reasons and I wanted to ensure that I still had a good amount of money in my savings account after all of these appliances and furniture were purchased.

From this point forward, I'm expecting to recover my savings at a decent rate as I don't anticipate any more large purchases for awhile, other that my annual plan of doing a max contribution to my roth IRA. As another posted said, no 2 cases are the same and it definitely matters how much money you're making. It logically follows that if you make more money, you have more disposable income after your house payment is made.

The rule of thumb I used making this decision was actually based on Net pay instead of take home pay. The most common recommendation I saw when watching videos from financial gurus is you shouldn't exceed 25 to 30% of your NET pay, which I definitely meet that guidance.

While that concept didn't make sense to me at first, it makes sense when you consider that if you have a typical career, you are paying for health insurance, other benefits, 401k investments, etc. out of your earned Net pay. You want to make sure that you are still able to utilize these benefits and not have a house payment forcing you to choose between the house and 401k. That is why I did the net pay comparison rather than takehome.

To maybe more simply answer your question, I have not felt one ounce of buyer's remorse since purchasing this house, but I planned it out and I did the math. I assume that most cases of buyer's remorse are due to feeling house poor.

Exactly 33%. Not exactly the situation I want to be in, but I just got this house a few months ago and it was what I was willing to accept with how high interest rates currently are.

Compared against my NET pay, I am well below any commonly accepted rules of thumb. I haven't changed any of my investments.

33% is inclusive of mortgage, insurance, escrow

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No we just suck

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False

We suck at playing from a lead.

We've had some amazing moments from tennessee regular season games the last couple years

Again? I had to make sure this post wasn't from a month ago

Pretty good contact from the Tuesday Tomahawk.

Pretty much every player who replaced a player from last year's team is worse. It sucks to witness, but it's reality, and it happens. The team has a few players that are great, but unfortunately the replacements are just not there yet.

I still believe in this team finding a spark. If they can come out of this weekend 4-4 in the SEC then not all is lost.

Russell Pool, don't care

You're so badass, teach us

I don't know much about WNBA salaries other than 98% of them make less than kindergarten janitors, but I know that that salary cap is 100% a fake arse number that is for show only.

ETA: That new minimum salary... most teams right now apparently operate with 11 roster members. I would imagine that would shrink even further with a minimum salary of 300 grand. There will be even less players who make it longer than 3 days in the WNBA than currently do.