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Message

re: Getting screwed over for being an uninsured patient

Posted on 9/23/15 at 3:57 pm to
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
82475 posts
Posted on 9/23/15 at 3:57 pm to
quote:


You can get decent insurance pretty cheap, even at 38.


Not anymore.

But it might be wise to join a sharing ministry.
Posted by Bleeding purple
Athens, Texas
Member since Sep 2007
25350 posts
Posted on 9/23/15 at 4:02 pm to
quote:

I dislocated a finger on my right hand


Ouch!. It hurts so bad and feels so good when you reduce dislocated fingers. The last time I reduced mine it took too attempts.


quote:

I'm uninsured


stop breaking the law

quote:

so I went to the emergency room


Stop over utilizing the ER for non emergencies




quote:

I got a bill from the Lafayette hospital for about $1,200. So, I paid the bill.


Im glad you are in the 30%-40% of responsible pts that pay for their portion of the ER visits. A new pt cash visit with in office reduction and splinting would have cost you about 150 or less, or 250 or less if they did an xray. Maybe even less than that if you paid cash in full at the visit.

Follow up visits would cost 75 or less cash at the door.


Posted by gamatt53
Member since Nov 2010
4934 posts
Posted on 9/23/15 at 4:10 pm to
quote:

To the idiots calling me a bum, you don't pay for anything I get or do. You're paying for the people who pay nothing but get all of the same benefits as you - i.e. not me.


We the taxpayers will certainly be paying when you have critical injuries or need long term care without insurance. We will be footing the bill because your ignorant arse didn't get insurance and you will be a freeloader.
This post was edited on 9/23/15 at 4:17 pm
Posted by Meauxjeaux
102836 posts including my alters
Member since Jun 2005
47487 posts
Posted on 9/23/15 at 4:12 pm to
Your credit will be fricked in 3... 2...
Posted by BLIZZAKE7
BRLA
Member since Apr 2005
6268 posts
Posted on 9/23/15 at 4:23 pm to
you should set up a gofundme to cover your medical expenses like all of the other freeloaders
Posted by TigerstuckinMS
Member since Nov 2005
33687 posts
Posted on 9/23/15 at 4:24 pm to
quote:

keep a record of everything....you may wanna inform the credit bureau....just in case. and dbl check your rating


He doesn't have insurance. I'm guessing that losing a stellar credit rating isn't on his list of things to have to worry about.

Got 99 problems, but creditworthiness ain't one.
Posted by blueboy
Member since Apr 2006
66919 posts
Posted on 9/23/15 at 4:26 pm to
quote:

Ouch!. It hurts so bad
It hurt, but not that bad. I drove myself to the hospital
quote:

stop breaking the law
I'm not breaking the law, comrade.
quote:

Stop over utilizing the ER for non emergencies
It was a Sunday. I had nowhere else to go, or I would have.
quote:

A new pt cash visit with in office reduction and splinting would have cost you about 150 or less, or 250 or less if they did an xray. Maybe even less than that if you paid cash in full at the visit.
Again, Sunday.
Posted by roadGator
DeBoar’s dome
Member since Feb 2009
159501 posts
Posted on 9/23/15 at 4:28 pm to
quote:

t's the way the system is currently set up so either deal with it and pay premiums or get knocked for an unexpected few thousand dollars every once in awhile.


LOL. Everyone should self-insure then, right?
Posted by BR Tiger
Baton Rouge
Member since Mar 2004
4764 posts
Posted on 9/23/15 at 4:32 pm to
quote:

It was a Sunday. I had nowhere else to go, or I would have


Urgent care? They are a more appropriate level of care for this sort of situation.
Posted by retired trucker
midwest
Member since Feb 2015
5093 posts
Posted on 9/23/15 at 4:35 pm to
quote:

dont want to pay for insurance but will pay for a lawyer

gtfo you pos! Go get a insurance and stop being a bum. IDGAF how much you have to pay the hospital. As a matter of fact.. i love this shite!


insurance don't cover homeopathy....or naturopathy

Posted by unclejhim
Folsom, La.
Member since Nov 2011
3703 posts
Posted on 9/23/15 at 4:38 pm to
Medical bills should not have any effect on your credit rating....unless things have changed...

Sounds like you did the right thing. Went to ER got a bill and paid it, should be end of story.
Posted by JEAUXBLEAUX
Bayonne, NJ
Member since May 2006
55375 posts
Posted on 9/23/15 at 4:39 pm to
Capitalistic health care. Insurance charge 4k less non insurance. Insurance fraud
Posted by retired trucker
midwest
Member since Feb 2015
5093 posts
Posted on 9/23/15 at 4:40 pm to
quote:



He doesn't have insurance. I'm guessing that losing a stellar credit rating isn't on his list of things to have to worry about.


well, I for one don't know that

he may or may not have credit cards....he pays his bills

I'm making no leaps
Posted by LateArrivalforLSU
Ascension Parish
Member since Sep 2012
3512 posts
Posted on 9/23/15 at 4:41 pm to
quote:

I'm uninsured. Has anyone else ever experienced this?

No, but then again, I'm a productive citizen.
Posted by retired trucker
midwest
Member since Feb 2015
5093 posts
Posted on 9/23/15 at 4:44 pm to
if you are normal healthy

you can save tons by paying yourself...not some insurance company.

so when the crap does hit the fan, you dip into that kitty and pay the freight...

but lots of folks are too scared to take that risk
and would be too tempted to take from the thi kitty to buy something worthless
Posted by TigerstuckinMS
Member since Nov 2005
33687 posts
Posted on 9/23/15 at 4:47 pm to
quote:

well, I for one don't know that

he may or may not have credit cards....he pays his bills


Don't care. I saw a dogpile and jumped on.
Posted by yellowfin
Coastal Bar
Member since May 2006
99045 posts
Posted on 9/23/15 at 4:48 pm to
I get screwed over by the hospital with insurance so I'd imagine it's pretty bad without
Posted by MBclass83
Member since Oct 2010
10397 posts
Posted on 9/23/15 at 4:54 pm to
The health care system is so screwed up right now and getting worse. Thanks Obama. The lazy POS welfare scum are draining this county is every way.
Posted by retired trucker
midwest
Member since Feb 2015
5093 posts
Posted on 9/23/15 at 5:34 pm to
quote:


I'm not getting the communist insurance until they put a gun to my head and make me


hahahahahahaha.....

good for you

and before you do get hitched, better closely read the marriage license.....it's a communist contract bro

carry on....
Posted by ellishughtiger
70118
Member since Jul 2004
21182 posts
Posted on 9/23/15 at 5:47 pm to
You will be penalized for not having insurance. From what I gathered from people like the OP you will only be penalized around $200. Which is cheaper than 1 year worth of premiums.
This post was edited on 9/23/15 at 5:49 pm
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