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Getting screwed over for being an uninsured patient

Posted on 9/23/15 at 3:02 pm
Posted by blueboy
Member since Apr 2006
66919 posts
Posted on 9/23/15 at 3:02 pm
About 2 months ago, I dislocated a finger on my right hand (yes, while picking my nose and sticking it up my arse). I'm uninsured, so I went to the emergency room, was treated, and released.

A couple of weeks later, I got a bill from the Lafayette hospital for about $1,200. No problem. I'd broken my left hand about 2 years ago, went to the same ER and was similarly charged. So, I paid the bill.

Then, about 3 weeks later, I got a bill from a company based in Colorado. The bill was for $4,000, and I was to send payment to an address in Dallas, TX. I called my lawyer, who told me this was bullshite, and he said he'd craft a letter and send it to them.

Then, a few days later, I got another bill from the Lafayette hospital, saying that the $1,200 was just a balance and I still owed them $400. I called the hospital and told them what had happened, and the woman on the line told me "okay, don't worry about it. I'll take care of it." So, one phone call and I don't have to pay the $400.

The other day, I got a letter from the company in Colorado, who had received my lawyer's letter. They thanked me for my concern and said that I was being given a 75% discount, and that I now owe them only $1,000.

Obviously, these people are completely full of shite. Has anyone else ever experienced this? The ER was Lafayette General, btw.
This post was edited on 9/23/15 at 3:15 pm
Posted by Konkey Dong
Member since Aug 2013
2388 posts
Posted on 9/23/15 at 3:03 pm to
No, I have insurance.
Posted by onelochevy
Slidell, LA
Member since Jan 2011
18378 posts
Posted on 9/23/15 at 3:05 pm to
quote:


No, I have insurance.


This.

You need to get a job
Posted by white perch
the bright, happy side of hell
Member since Apr 2012
7701 posts
Posted on 9/23/15 at 3:05 pm to
quote:

Obviously, these people are completely full of shite. Has anyone else ever experienced this?


yes, they are full of shite. Many people will just pay them and they get away with it. It's no better from the medical provider side either. They will deny claims until the cows come home.
Posted by Jim Rockford
Member since May 2011
106127 posts
Posted on 9/23/15 at 3:05 pm to
You can afford a lawyer, but not insurance premiums?
Posted by BigPerm30
Member since Aug 2011
32446 posts
Posted on 9/23/15 at 3:07 pm to
So you don't have insurance but you have a lawyer? Glad you've got your priorities set straight.
Posted by oleyeller
Vols, Bitch
Member since Oct 2012
32611 posts
Posted on 9/23/15 at 3:07 pm to
dont want to pay for insurance but will pay for a lawyer

gtfo you pos! Go get a insurance and stop being a bum. IDGAF how much you have to pay the hospital. As a matter of fact.. i love this shite!
Posted by Macavity92
Member since Dec 2004
6349 posts
Posted on 9/23/15 at 3:08 pm to
Normally you get several bills from an ER visit. One is from the hospital, one may be from radiology services (if you needed an x-ray or other diagnostic test) and one from the physician's group. They are all independent companies. You need to determine who is actually sending you the bill and why.
Posted by 4LSU2
Member since Dec 2009
38171 posts
Posted on 9/23/15 at 3:08 pm to
You are getting what you deserve for being a POS American.
Posted by Teufelhunden
Galvez, LA
Member since Feb 2005
6044 posts
Posted on 9/23/15 at 3:08 pm to
quote:

I'm uninsured


Posted by mauser
Orange Beach
Member since Nov 2008
27647 posts
Posted on 9/23/15 at 3:09 pm to
You're doing right to question this billing. A lot of medical billing appears to be contracted out and things get screwed up all the time.

Me - OP surgery, separate bills from surgeon, Anesthesiology, and the surgery center all through outside billing service and I had to pay a bunch up front. Tried to make me pay an extra $1000. Wound up getting about $100 back.
Posted by X123F45
Dictated not Read
Member since Apr 2015
30048 posts
Posted on 9/23/15 at 3:09 pm to
I'm uninsured for 13 more days because I didn't wanna pay 600 bucks for 14 days until the wife's takes over.

Maybe the OP is in a similar situation.
Posted by Breesus
Unplug
Member since Jan 2010
69549 posts
Posted on 9/23/15 at 3:09 pm to
quote:

s anyone else ever experienced this?


No, I have insurance you waste of life
Posted by N2cars
Member since Feb 2008
40407 posts
Posted on 9/23/15 at 3:09 pm to
quote:

The other day, I got a letter from the company in Colorado, who had received my lawyer's letter. They thanked me for my concern and said that I was being given a 75% discount, and that I now owe them only $1,000.


Pretty common scam.
I just got a bill from some collection agency about owing AT&T like $200.

I've been an AT&T customer for 20 years and I am fairly certain they know my address.

Eff these people. The fact that they responded to you and not your lawyer tells you they are FOS.
Posted by retired trucker
midwest
Member since Feb 2015
5093 posts
Posted on 9/23/15 at 3:10 pm to
keep a record of everything....you may wanna inform the credit bureau....just in case. and dbl check your rating
Posted by CAD703X
Liberty Island
Member since Jul 2008
94741 posts
Posted on 9/23/15 at 3:11 pm to
my son was injured on the job at sams club and while he's just part time, his manager came with us to the ER and filled out everything through workman's comp and the amount of paperwork that flowed during that 3-4 hours was insane.

i mean i'm glad we didn't have to use my insurance for this but its insane how many hoops sams, my son, myself, and the hospital have to jump through to ensure the govt doesnt shut them down for malpractice.

it was explained that even something as simple as failing to change his 'entry' status on a computer screen after he crosses the threshold to the treatment rooms could result in MASSIVE FINES for the hospital.
This post was edited on 9/23/15 at 3:13 pm
Posted by USMCTiger03
Member since Sep 2007
71176 posts
Posted on 9/23/15 at 3:12 pm to
Don't feel bad, I have insurance and still have to go through some kind of shite show over some processing bullshite all the time.
Posted by blueboy
Member since Apr 2006
66919 posts
Posted on 9/23/15 at 3:18 pm to
quote:

You can afford a lawyer, but not insurance premiums?
I'm a single white man between 26-40. Even if I'd paid all of the bullshite bills, I'd still come out far ahead of what my premiums and deductibles would be for the year.

I'm not getting the communist insurance until they put a gun to my head and make me.
Posted by AUCE05
Member since Dec 2009
45428 posts
Posted on 9/23/15 at 3:18 pm to
Just wanted to say I have excellent insurance, and will never have to put up with this bullshite.
Posted by Boston911
Lafayette
Member since Dec 2013
2600 posts
Posted on 9/23/15 at 3:19 pm to
What was the $4000 bill for, the company out of Colorado provided what service?
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