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Started By
Message
re: Why health insurance cost so much
Posted on 2/11/19 at 10:00 pm to fishfighter
Posted on 2/11/19 at 10:00 pm to fishfighter
The sickest 5 percent account for 50% of the total cost for insurance companies. That cost is passed along to the other 95%.
0
Posted on 2/11/19 at 10:05 pm to fishfighter
The occasional patient with your condition or a kid with cancer or something is the reason for insurance.
Make everyone pay out of pocket for bullshite medical expenses like car insurance. Your car insurance doesn’t pay for oil changes or new tires.
Make everyone pay out of pocket for bullshite medical expenses like car insurance. Your car insurance doesn’t pay for oil changes or new tires.
Posted on 2/11/19 at 10:06 pm to fishfighter
Lawyers
Posted on 2/11/19 at 10:38 pm to ecb
Ric Flair is right.Too many people want insurance to pay for everything health care related.If car insurance worked like health insurance oil changes would be $2000.00,Tires would be $10,000/set.Most everybody would be walking or riding bicycles because very few could afford car insurance.
Posted on 2/11/19 at 10:47 pm to fishfighter
FIL had $257,000 of back surgeries in 6 months. He received an $800 bill and then found he owed $0.
Posted on 2/11/19 at 10:51 pm to Sao
quote:In other words, "as a middle man making a living off the sick, injured, and dying, I want my cut of the money too".
As a broker,
Posted on 2/11/19 at 11:07 pm to Robcrzy
quote:
The Problem isn't the insurance companies or Obama Care its the Doctors,Hospitals,clinics and imaging companies charging 50% more for services billed through the insurance company over what it cost out of pocket.
Lol, you think insurance companies just pay that 50% markup? Doctors, clinics, etc can charge insurance companies whatever they want. They aren't getting anything near that rate when the check comes in the mail. People who pay out of pocket definitely pay more than insurance companies reimburse.
Posted on 2/11/19 at 11:46 pm to Rouge
quote:
because we spend too much on people who have one foot in the grave
This. Go walk around a hospital and you would be appalled at all the patients that have COPD and eventually respiratory failure. And it really drives up costs, because they have an exacerbation, we treat them, counsel, plead them to take meds, and they end up back in the hospital a month later. The cycle continues for a year or two and then they eventually pass away. By no means am I advocating to let them suffer and die, but its part of the reason costs are high.
Posted on 2/12/19 at 1:59 am to fishfighter
Because pills that cost 0.50 to make costs $579 at the counter
Posted on 2/12/19 at 3:10 am to fishfighter
My one stint cost over $70,000.00 last year.
Posted on 2/12/19 at 4:30 am to McLemore
quote:
Then today after having been preapproved for and having my biannual CT scan after cancer treatment, I got a denial letter for the scan because Aetna's doctor decided it wasn't necessary. Stage IV cancer for which I finished treatment well under two years ago.
What a load of bullshite.
Can you threaten to sue the doctor if the cancer comes back?
Posted on 2/12/19 at 4:32 am to fishfighter
quote:
My problem with this is those that just have health insurance that cover little to nothing, how would they pay?
They wouldn't pay, and the provider would pass the cost on to those who can.
Posted on 2/12/19 at 4:57 am to McLemore
quote:
I got a denial letter for the scan because Aetna's doctor decided it wasn't necessary.
My wife gets that occasionally. Her employer has a hotline to a patients advocate when the insurance company doesn't OK a treatment that her hematologist says she needs. It usually takes the patients advocate 1 phone call and it gets cleared up.
Do you know if you have a patients advocate?
Posted on 2/12/19 at 5:56 am to NewIberiaHaircut
quote:That has nothing to do with it. $$$$$$$$$$$ profits are the main cause, and look at other countries with free health care or ones that are much cheaper than the US. Not saying we have to have free health care but god damn there has to be some middle ground instead of charging $35 for one pill or two of aspirin.
We pay for those that don't. Same thing as car insurance.
Posted on 2/12/19 at 6:25 am to dawgsjlw
Never knew the ot was full of progressive sissys.
Remember when insurance companies used to compete for our business? I remember.
Bc of Obama and the democrats, we only have one company writing policies for self insureds in Louisiana. Prices have sky rocketed since 2011.
It’s sad that a majority of you nerds want single payer.
Remember when insurance companies used to compete for our business? I remember.
Bc of Obama and the democrats, we only have one company writing policies for self insureds in Louisiana. Prices have sky rocketed since 2011.
It’s sad that a majority of you nerds want single payer.
This post was edited on 2/12/19 at 6:36 am
Posted on 2/12/19 at 6:42 am to Ricardo
It seems to me, that it's smarter not to have insurance and just go to the er in the public hospital for major things like this.
Op is paying $1400 a month in insurance with a $6200 copay.
Just pay $0 when something like this comes up, take the full brunt then bankruptcy.
Do you really need credit as a retiree?
Op is paying $1400 a month in insurance with a $6200 copay.
Just pay $0 when something like this comes up, take the full brunt then bankruptcy.
Do you really need credit as a retiree?
Posted on 2/12/19 at 6:44 am to arseinclarse
I blame Obama AND the insurance companies for this. They ate getting record profits right now with no savings passed down.
Yes I truly believe that single payer is better. I think those countries have something we should.
Our system right now either needs a revamp or set pricing.
Yes I truly believe that single payer is better. I think those countries have something we should.
Our system right now either needs a revamp or set pricing.
Posted on 2/12/19 at 6:48 am to Napoleon
Lol. You realize you can only declare every 7 years?
Doctor: looks like you need to have open heart surgery.
Patient: I just declared bankruptcy last year and don’t have insurance.
Doctor: doubt you’ll make into next year in your current condition.
Patitent: I hope I can make it 5 more.
Doctor: looks like you need to have open heart surgery.
Patient: I just declared bankruptcy last year and don’t have insurance.
Doctor: doubt you’ll make into next year in your current condition.
Patitent: I hope I can make it 5 more.
Posted on 2/12/19 at 6:50 am to fishfighter
quote:
I have a niece that is stage 4, a nurse. She has beat it the last 7 years. A Mom of 4, only 36 now.
Well, that is one of the saddest fricking things I'll read today and the day just started.
Posted on 2/12/19 at 6:52 am to Napoleon
quote:
I truly believe that single payer is better.
Sad. Look at how the govt runs the VA and any govt agency. I pray for you.
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