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Message

re: Why health insurance cost so much

Posted on 2/12/19 at 6:54 am to
Posted by Ricardo
Member since Sep 2016
6709 posts
Posted on 2/12/19 at 6:54 am to
(no message)
This post was edited on 6/14/20 at 10:04 pm
Posted by arseinclarse
Member since Apr 2007
35469 posts
Posted on 2/12/19 at 6:56 am to
Napoleon, why do you think there is only one insurance company writing policies in Louisiana for self insured Individuals?

Obama. Plain and simple. There’s no longer competition.

And what industry do you want to share it’s profits next? Lawyers? Realtors?
Posted by Napoleon
Kenna
Member since Dec 2007
74865 posts
Posted on 2/12/19 at 6:56 am to
Bill me and default, again do you really need credit as a senior?

Medical industry in this country is fricked and the liberals want something impossible and the conservatives want to keep it the same.
frick them both
Posted by arseinclarse
Member since Apr 2007
35469 posts
Posted on 2/12/19 at 6:59 am to
quote:

one stint cost over $70,000.00 last year.



Making up for the losses on all the denied claims for the uninsured. It’s business.

Should hospitals operate at a loss?
Posted by Crow Pie
Neuro ICU - Tulane Med Center
Member since Feb 2010
27936 posts
Posted on 2/12/19 at 7:00 am to
quote:

Bloated hospital administration.
Collusion between insurers, providers, and big pharm.
Government.

you forget the frigging Lawyers.
Posted by Napoleon
Kenna
Member since Dec 2007
74865 posts
Posted on 2/12/19 at 7:01 am to
None of those are public betterment.
Healthcare is less about making people better and more about long term treatment and money making.
The profit motive in Healthcare is taking advantage of people at their weakest.
Did Obama decide that ambulance rides should be thousands of dollars?
Did Obama decide Aspirin should cost $250 a pill?
Did Obama decide that water should be $500 a unit?

Price fixing. There I said it. That's the real step forward.


I'm sure your you'll give the standard far right, private industry beat left unchecked reply.

But no. Not in Healthcare.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
141055 posts
Posted on 2/12/19 at 7:04 am to
quote:

Go to Mexico. It's a lot cheaper there



Go down for heart surgery, come back with no spleen and missing a kidney.
Posted by pdubya76
Sw Ms
Member since Mar 2012
6580 posts
Posted on 2/12/19 at 7:05 am to
We got a EOB like that 6 years ago when my wife (no
pics) had brain surgery to repair an aneurysm. She was in the hospital for almost a week including 3 days in ICU. The bills for Dr, OR and radiology totaled right at 470k. It’s crazy the amount of money they charge. We saw her Dr on the sidelines for the Saints NFC championship game. He can definitely afford it.
Posted by arseinclarse
Member since Apr 2007
35469 posts
Posted on 2/12/19 at 7:05 am to
I’m all about allowing insurance companies into every state. Let competition go wild.

When there’s only one invited to the party, we get fricked.

Single payer will be a disaster.
Posted by Martini
Near Athens
Member since Mar 2005
49696 posts
Posted on 2/12/19 at 7:06 am to
quote:


Easy answer is Republicans want it that way.



The stupid answer is what you said. If you think Republicans have a monopoly on healthcare donations you are just a fricking moron. Do a bit of research before typing stupid shite.
Posted by arseinclarse
Member since Apr 2007
35469 posts
Posted on 2/12/19 at 7:10 am to
quote:

Did Obama decide that ambulance rides should be thousands of dollars? Did Obama decide Aspirin should cost $250 a pill? Did Obama decide that water should be $500 a unit?


Medicaid expansion certainly isn’t helping with rising healthcare costs. When the govt refuses to pay bills, guess where they have to make those losses up from.

We don’t have a perfect system. But it’s leaps and bounds ahead of socialized medicine.
Posted by putt1058
Baton Rouge
Member since Jan 2008
843 posts
Posted on 2/12/19 at 7:10 am to
It'a all about money....and greed.

There's no money in a cure. There's money to be made in treatment. It's all about greed. Your doctor's Benz wasn't paid for by curing anything....it was paid for by treatment.

I was diagnosed with Type 1 diabetes in 1978. They said, "this will be cured within the next 5 years"....well, here I am on an insulin pump 40 years later. It's all about the Benjamins.

There's more to this, but I'll leave it at that.
Posted by arseinclarse
Member since Apr 2007
35469 posts
Posted on 2/12/19 at 7:12 am to
quote:

. We saw her Dr on the sidelines for the Saints NFC championship game. He can definitely afford it.


And this is what’s wrong with society.

That man probably busted his arse to make his life good for him and his family. Here you are bitching that he’s on a sideline of a game.

Sad.

ETA....

quote:

Your doctor's Benz wasn't paid for by curing anything....it was paid for by treatment.


This post was edited on 2/12/19 at 7:14 am
Posted by GetCocky11
Calgary, AB
Member since Oct 2012
53509 posts
Posted on 2/12/19 at 7:13 am to
quote:

We got a EOB like that 6 years ago when my wife (no
pics) had brain surgery to repair an aneurysm. She was in the hospital for almost a week including 3 days in ICU. The bills for Dr, OR and radiology totaled right at 470k. It’s crazy the amount of money they charge. We saw her Dr on the sidelines for the Saints NFC championship game. He can definitely afford it.


I mean, the dr. did save your wife's life. I think he's earned his pay on that one.
Posted by pdubya76
Sw Ms
Member since Mar 2012
6580 posts
Posted on 2/12/19 at 7:16 am to
I agree but just amazing how much it costs. The insurance paid everything so I wasn’t on the hook for anything out of pocket.
Posted by Janky
Team Primo
Member since Jun 2011
35957 posts
Posted on 2/12/19 at 7:20 am to
quote:

arseinclarse


You have been spot on. The rest of the “boo the bad man that makes money” crowd are misled at best and ignorant at second best.
This post was edited on 2/12/19 at 8:44 am
Posted by Martini
Near Athens
Member since Mar 2005
49696 posts
Posted on 2/12/19 at 7:26 am to
quote:

We got a EOB like that 6 years ago when my wife (no
pics) had brain surgery to repair an aneurysm. She was in the hospital for almost a week including 3 days in ICU. The bills for Dr, OR and radiology totaled right at 470k. It’s crazy the amount of money they charge. We saw her Dr on the sidelines for the Saints NFC championship game. He can definitely afford it.



Well you could have saved the cost of one ticket if your wife would have died. Then you could afford a couple extra dome foams while glaring at your wife’s doctor.

Jesus the things people bitch about. How about thanking your fricking lucky stars that she’s alive?

Pics?
Posted by pdubya76
Sw Ms
Member since Mar 2012
6580 posts
Posted on 2/12/19 at 7:32 am to

Wasn’t complaining by any means. We are very fortunate that she was able to get the care that she did. I was just stating the costs of the medical care. I’m thankful for her Dr and glad he is good as he is .
Posted by fallguy_1978
Best States #50
Member since Feb 2018
53807 posts
Posted on 2/12/19 at 7:36 am to
quote:

Medicaid expansion certainly isn’t helping with rising healthcare costs. When the govt refuses to pay bills, guess where they have to make those losses up from.

Most hospitals make little to nothing on Medicaid and Medicare patients. This has a lot to do with the inflated costs for everyone else.

Even though most health systems are not for profit, they still have to expand facilities, purchase expensive equipment, give employees raises, buy software etc. These aren't static costs.
Posted by mdomingue
Lafayette, LA
Member since Nov 2010
48557 posts
Posted on 2/12/19 at 8:16 am to
quote:

Over utilization
Unhealthy population for a developed country
Too many tests ordered. Doctors scared to make a decision.





All good insights.

I have had an opinion for quite some time regarding the effect of Medicare/Medicaid on health service prices. I am curious about a doctors take on this.

It is my opinion that the way that the Medicare/Medicaid system determines allowable charges has driven "list" pricing up on medical services. Prices that virtually no one with insurance (and no-one who negotiates) pays. This is not done with the intent to defraud the government or clients, but in an effort to get adequate compensation when treating Medicare/Medicaid patients.

Of course, I think there has also been an influx of opportunist, in the mean time, and the embracing of borderline and outright quackery (under the guise of alternative medicine) by the federal government and now insurance companies also increases the overall money flowing through the system.

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