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What do you value more, time or money?

Posted on 5/21/26 at 9:35 am
Posted by Rex Feral
Somewhere near Athens
Member since Jan 2014
16620 posts
Posted on 5/21/26 at 9:35 am
About to turn 49 this year, and I’ve realized I’m on the back slope of life. When I was younger, time felt plentiful, and I spent a lot of it impatiently waiting for the future to arrive. I devoted much of my life to building a business and chasing money, often at the expense of my marriage and my children.

I find myself asking other successful people at what point is enough money enough? Everyone seems to have a different answer. I’m not rich by any means, but I can pay my bills and for me, that’s enough.

It took me this long to realize that I’d rather have more time than more money.

EDIT: At what point did you figure out time was more valuable and what made you realized that?
This post was edited on 5/21/26 at 9:46 am
Posted by GoAwayImBaitn
On an island in the marsh
Member since Jul 2018
2971 posts
Posted on 5/21/26 at 9:37 am to
Time can't be bought....I value time over money myself
Posted by Loup
Ferriday
Member since Apr 2019
16993 posts
Posted on 5/21/26 at 9:38 am to
Time.

I could make a lot more money but I'd have a lot less time so I've stayed where I'm at career wise. I don't work Fridays and can take off pretty much whenever I want as long as my projects are caught up on. I worked piles of overtime when I was younger and I regret missing out on a lot of fun.
Posted by Lonnie Utah
Utah!
Member since Jul 2012
34565 posts
Posted on 5/21/26 at 9:39 am to
They younger I was, Money. The older I get, Time.
Posted by olemc999
At a blackjack table
Member since Oct 2010
15302 posts
Posted on 5/21/26 at 9:39 am to
quote:

About to turn 49 this year, and I’ve realized I’m on the back slope of life. When I was younger, time felt plentiful, and I spent a lot of it impatiently waiting for the future to arrive. I devoted much of my life to building a business and chasing money, often at the expense of my marriage and my children.


I’m 40 and I feel this way already. Time is the answer.
Posted by LNCHBOX
70448
Member since Jun 2009
89137 posts
Posted on 5/21/26 at 9:42 am to
Time by a lot. My job pays me well but I could be earning a good bit more. But my work/life balance is elite. I never miss anything important with my kids regardless of time of day. A few extra bucks each paycheck can't replace the memories we've made and the relationship I have with them.
Posted by Tridentds
Sugar Land
Member since Aug 2011
23962 posts
Posted on 5/21/26 at 9:44 am to
Time, really no question about it.
Posted by Texjohnson
Baton Rouge
Member since Jan 2020
157 posts
Posted on 5/21/26 at 9:47 am to
Watch the movie "In Time" if you haven't. It's about a world where time is the only currency
Posted by Sea Hoss
North Alabama
Member since Jul 2013
1139 posts
Posted on 5/21/26 at 9:49 am to
Younger me was all about chasing money, 54 year old me values time above all else. Work / life balance and looking at retirement takes alot of balancing. I refuse to deprive myself of new experiences or anything I want to experience, within my means of course at this stage of my life. I don't want to retire only to find out many of the things I wanted to do are in my rearview mirror due to age or health.
Posted by rowbear1922
Houston, TX
Member since Oct 2008
15792 posts
Posted on 5/21/26 at 9:50 am to
Time is money
Posted by olemc999
At a blackjack table
Member since Oct 2010
15302 posts
Posted on 5/21/26 at 9:52 am to
quote:

Time is money


You young baws reading this. Put your money into ETFs and Index funds with a full drip. Turn time into your ally.
Posted by tigergal918
Member since Feb 2022
487 posts
Posted on 5/21/26 at 9:53 am to
Time for sure. Like everyone else said, I am paid well, but could work a more stressful job and make more for sure. But I never miss anything for my kids, can take off pretty much whenever I need, and work from home on occasion if need be. From a money standpoint, however, right now (I'm 44) I'm trying to find the balance between saving enough for retirement but not missing out on memories/experiences with the family.
Posted by Twincam
Member since Nov 2021
982 posts
Posted on 5/21/26 at 9:53 am to
I'd say time is money. I'd rather run into the mom and pop grocery store to pay a little more for a few groceries than spending twice as long at Walmart to save a few bucks.
Posted by The Pirate King
Pangu
Member since May 2014
68500 posts
Posted on 5/21/26 at 9:56 am to
If you're financially comfortable and not spending at least 25% of your take-home salary on travel and fun things a year, you're doing it wrong, IMO.

I spend at least that and still wish I had done more in my early 20's. No harm in running up a credit card a few thousand for a trip and paying it off over a few months.

There's plenty of time to sit in the couch and do nothing in your 60's and older.
Posted by AlterDWI
Pattern Noticing, Alabama
Member since Nov 2012
6150 posts
Posted on 5/21/26 at 9:58 am to
Anyone who has started a business understands the value of time. There is only so much time in a day & you have to use what money you have to buy back your time.
Posted by Everyday Is Saturday
Member since Dec 2025
1596 posts
Posted on 5/21/26 at 10:00 am to
quote:

at what point is enough money enough?


Somewhere well before the following lines intersect:
- Money compounds / increases at increasing rate.
- Ambulatory life compounds / decreases at increasing rate.

Financial freedom to me is when nest egg had statistical $0 risk of running out with zero need to work ever again.

When realized that a significant more amount of money would only improve retirement lifestyle incrementally, yet it would consume precious time (and work stress) to achieve it, time to eject!

Recent market returns blessed us with option (not that we will exercise it) for a lifestyle greater than highest earning years.

Retired early (55) this year. It’s incredible! Every aspect of life is just better. Do it!

Can always get more $. Cannot get more time. In fact, tomorrow is promised to no one. So carve some time out for your health. Never miss an important moment with your family.
This post was edited on 5/21/26 at 12:31 pm
Posted by gungho
Member since Jun 2016
236 posts
Posted on 5/21/26 at 10:01 am to
Practiced as family dr for 19 yr, went back at 47 to train in another specialty, now 69 and retiring.
Of course made good money as a doc but could have made tons more in different specialty and/ or private practice but always made decisions with family and time ahead of money and do not regret. Have seen numerous train wrecks along the way of those who chose the other path. Only One Person I have to please and He will not judge me on basis of my income/ net worth
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
139483 posts
Posted on 5/21/26 at 10:06 am to
Now that I'm older, time.
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
80925 posts
Posted on 5/21/26 at 10:08 am to
Time IS money.
Posted by TheIndulger
Member since Sep 2011
19415 posts
Posted on 5/21/26 at 10:10 am to
I want to say time but if you don’t have any money, you’ll spend all your time working…unless you want to be homeless
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