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Everyday Is Saturday
| Favorite team: | |
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| Number of Posts: | 2766 |
| Registered on: | 12/30/2025 |
| Online Status: | Not Online |
Recent Posts
Message
re: How to convince someone to enjoy more of their retirement money?
Posted by Everyday Is Saturday on 8/18/26 at 2:32 pm to cgrand
quote:
OP let your wife’s parents live their lives however they want and you live yours. I certainly don’t want my daughter living mine
May they live the fullest life they want and tax man leaves them alone. FIFY.
I hope it’s just your blood sugar (vs your personality)? Eat a snack.
0
re: How to convince someone to enjoy more of their retirement money?
Posted by Everyday Is Saturday on 8/18/26 at 2:25 pm to TheOcean
quote:
Bro you post about retirement way too much
Retirement on Money Talk? My bad.
Let’s try Skynyrd then.
re: Thoughts on Title IX and whether it should exist?
Posted by Everyday Is Saturday on 8/18/26 at 2:06 pm to UFFan
Card carrying Taliban members are allowed on the OT?
Go mutilate a clitoris or two.
Go mutilate a clitoris or two.
re: People that get in wrecks????
Posted by Everyday Is Saturday on 8/18/26 at 2:03 pm to BabyTac
quote:
Why do you idiots get in wrecks regardless of ‘fault’?????
On I-35 or I-45 during rush hour, trigger just 1 person to tap brakes…and the wreck risk just sky rocketed.
I blame the new math. People drove smarter when they carried the 1.
How to convince someone to enjoy more of their retirement money?
Posted by Everyday Is Saturday on 8/18/26 at 9:29 am
Context: in laws have been retired for years. Live well but relatively conservative per their means. FIL focused on wealth transfer to my wife (only child) and kids. Significant portion is in his tax deferred accounts.
We wish for in laws to enjoy more from their $ today, as we anticipate the tax man will turn FIL’s tax deferred into more dust than he appreciates.
Their effective tax rate today is 20+% lower than our anticipated marginal tax rate.
Meeting with wealth advisor / estate planing, along with in laws, to integrate the planning. We anticipate all kinds of creative ways to reduce taxes (annuities, etc) will be floated.
However, we wish they would instead just live and enjoy more now on lower effective tax rate. But this goes against their DNA.
Narrow vision on spending more on taxes today may cost them significantly more in taxes / annuities costs tomorrow (vs just enjoying today).
How to convince an old dog new tricks? Welcome MT’s input.
We wish for in laws to enjoy more from their $ today, as we anticipate the tax man will turn FIL’s tax deferred into more dust than he appreciates.
Their effective tax rate today is 20+% lower than our anticipated marginal tax rate.
Meeting with wealth advisor / estate planing, along with in laws, to integrate the planning. We anticipate all kinds of creative ways to reduce taxes (annuities, etc) will be floated.
However, we wish they would instead just live and enjoy more now on lower effective tax rate. But this goes against their DNA.
Narrow vision on spending more on taxes today may cost them significantly more in taxes / annuities costs tomorrow (vs just enjoying today).
How to convince an old dog new tricks? Welcome MT’s input.
re: Retirement Account Goals?
Posted by Everyday Is Saturday on 8/18/26 at 8:56 am to Sus-Scrofa
quote:
Yep. That’s why a lot of people work and save to a big number at 60-65. Then they think “I worked my whole life for this, I still kind of enjoy my work, and you’re telling me if I work another 6 to 8 years I can double my total net worth?”
If start sooner (eg, 25yo) with auto/consistent investing through working career years, that “60-65” can be 50-55 or sooner.
Master of the obvious point…but if young people really took advantage of compounding interest (time!), their future selves would have significantly more options and potential time in retirement.
Can get that double or triple mindset earlier with more runway length behind it.
That extra row of seats in that oversized SUV in their 20’s costs them more than they realize. Jaded me.
re: An interesting, and quite pretty, beetle I saw in the backyard earlier
Posted by Everyday Is Saturday on 8/18/26 at 8:47 am to LegendInMyMind
Do you live in the Honey I Shrunk The Kids movie?
re: Sorry, officer, I had a biological need for a Patek Philippe Nautilus
Posted by Everyday Is Saturday on 8/18/26 at 8:46 am to CatfishJohn
quote:
I'd like to know what else was on the persons that stole these things. iphone? nice clothes? Clean sneakers?
Though shall not block my biological needs for iPhones, clothes and clean sneakers.
re: How many push ups can you do right now?
Posted by Everyday Is Saturday on 8/17/26 at 5:31 pm to fr33manator
quote:
You underestimate the amount of beers I can drink
Nice! You count your push ups by 6?
re: Popeyes employee adds his own "personal" seasoning to popeyes chicken recipe (NSFW)
Posted by Everyday Is Saturday on 8/17/26 at 5:30 pm to tiggerthetooth
That Taco Bell lettuce is sounding better and better.
How many push ups can you do right now?
Posted by Everyday Is Saturday on 8/17/26 at 5:29 pm
More / Same / Less than number of beers you can drink? Kidding.
My 20’s health & fitness rocked.
My 30’s & 40’s less so. Life!
My late 40’s & 50’s better than 20’s.
35 push ups, age 55.
What ya got?
My 20’s health & fitness rocked.
My 30’s & 40’s less so. Life!
My late 40’s & 50’s better than 20’s.
35 push ups, age 55.
What ya got?
re: Retirement Account Goals?
Posted by Everyday Is Saturday on 8/17/26 at 5:12 pm to lynxcat
quote:
The exponential part is really fascinating. We slowed down contributions recently for a variety of factors and have some increasing monthly costs we are preparing for....yet NW this month increased more than I've earned this month.
Hear dat!
Retired early 2026. No income / pension this year since.
We spent (planned) in 1H26 the equivalent of our annual retirement expenses above / beyond our annual retirement expenses (eg, home renovation, new vehicle, education related, taxes, etc).
Our NW has increased w/pretty conservative portfolio (newly retired / SoR risk, etc).
I wish every US citizen of working age could / would invest early, automatically and regularly across their working lives. How much better their financial lives would be!
re: Travel Ball Powerhouse B3 Elite 7U just picked up a huge commitment
Posted by Everyday Is Saturday on 8/17/26 at 4:58 pm to tiggerthetooth
Do them Venezuela, Puerto Rico and Dominican Republic baseball kids do this at 7U? Or is this a USA thing?
re: If you're into that fake place called space..
Posted by Everyday Is Saturday on 8/17/26 at 3:41 pm to Snipe
Yet, quantum entanglement!
Amazing.
Amazing.
re: Retirement Account Goals?
Posted by Everyday Is Saturday on 8/17/26 at 3:39 pm to RolltidePA
quote:
Ideally I'd like to be at $5M. Currently 50 years old and passed $3M earlier this year
Once hit $3 million, it was 3X the speed to the next million as compared to speed to 1st million and the following were faster and faster from there. The exponential part is fun!
Good luck!
re: There’s no such thing as the present
Posted by Everyday Is Saturday on 8/17/26 at 3:31 pm to pwejr88
So this means Usain Bolt was even faster?
Son of bitch.
Son of bitch.
re: There’s no such thing as the present
Posted by Everyday Is Saturday on 8/17/26 at 3:30 pm to pwejr88
And if I am reading this post while traveling the speed of light?
No Time at all
That Albert!
No Time at all
That Albert!
re: If you get pulled over, do you answer seemingly innocuous questions?
Posted by Everyday Is Saturday on 8/17/26 at 3:26 pm to southpawcock
I quit reading at “lawyer”.
re: Can we action this?
Posted by Everyday Is Saturday on 8/17/26 at 12:05 pm to Salmon
Corporate world is not real.
When you are deep in it, the place morphs you into it in such a way that it makes sense.
After many years, that bs fades. Only when you leave it, do you begin to truly understand it’s non sense.
The language (action this or that). A world unto itself.
The put on’s by corp leaders where real world people have emotions, thinking and behaviors. They are Not machines.
The 10% yoy projections where real world goes up & down
Not real. Hang in there. You are normal!
When you are deep in it, the place morphs you into it in such a way that it makes sense.
After many years, that bs fades. Only when you leave it, do you begin to truly understand it’s non sense.
The language (action this or that). A world unto itself.
The put on’s by corp leaders where real world people have emotions, thinking and behaviors. They are Not machines.
The 10% yoy projections where real world goes up & down
Not real. Hang in there. You are normal!
re: Most impressive thing you watched your dad do
Posted by Everyday Is Saturday on 8/17/26 at 11:53 am to CAD703X
By far and away…Worked 2 jobs so my Mom could stay home with me as baby/kid! Shitty 2nd job / hours, too.
Gave up being with me so she could.
She passes several years ago. He and I are buds. I’d say making up time but that’s not true. Lots of time across lifetime. Just more meaningful reflecting on early days.
Gave up being with me so she could.
She passes several years ago. He and I are buds. I’d say making up time but that’s not true. Lots of time across lifetime. Just more meaningful reflecting on early days.
re: Retirement planning: Your Health—physical and cognitive capabilities
Posted by Everyday Is Saturday on 8/17/26 at 11:42 am to PlaySomeHonk
quote:
I recently decided to build a multi sport court at my home; basketball, pickleball and volleyball.
That’s awesome!
ROI will be off the charts. Good for you! Enjoy.
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