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Posted on 5/3/22 at 2:08 pm to Cajun367
quote:
quote:
They can. They don't have to in most jurisdictions, though. A few may even not allow it.
Wrong.
All the violations I listed fall under title 14 (criminal law).
Title 32 (motor vehicles and traffic regulations) is not applicable to private property.
I was responding to the statement that they could "write an accident report." I realized it also said "they could write a ticket."
Posted on 5/3/22 at 2:16 pm to JimEagle
quote:
There was no police report
You're screwed.
That being said are their video cams at the gas station?
This post was edited on 5/3/22 at 2:18 pm
Posted on 5/3/22 at 2:27 pm to JimEagle
My kid got hit in a parking lot by someone without a license driving someone else's car and neither had insurance. My insurance handled it. Let yours handle it.
Posted on 5/3/22 at 2:31 pm to JimEagle
File the claim with your insurance. You'll be out of pocket your collision deductible. Then your insurance will deal with State Farm and subrogate to recoup the money they paid out on the claim and get your deductible refunded back to you if/when they successfully subrogate.
Best thing you can do in a parking lot situation where policy won't come out is to get plenty of pictures (preferably before the vehicles are moved) and video if possible of the other guy admitting fault.
Best thing you can do in a parking lot situation where policy won't come out is to get plenty of pictures (preferably before the vehicles are moved) and video if possible of the other guy admitting fault.
Posted on 5/3/22 at 3:17 pm to Tiger Prawn
Update - I looked up the LLC on the policy and called the Agent after some googling of his name.
Good ole baw said his employee did let him know and the guy riding with him was his daughters bf. Asked me to send over my contact info and he'd talk to his local guy that wrote the policy.
I also called State Farm back who apparently hadn't called anyone because they didn't have the guys number on file.
Good ole baw said his employee did let him know and the guy riding with him was his daughters bf. Asked me to send over my contact info and he'd talk to his local guy that wrote the policy.
I also called State Farm back who apparently hadn't called anyone because they didn't have the guys number on file.
Posted on 5/3/22 at 3:22 pm to JimEagle
quote:
I also called State Farm back who apparently hadn't called anyone
Par for the course in dealing with State Farm.
Posted on 5/3/22 at 3:24 pm to JimEagle
quote:
Asked me to send over my contact info and he'd talk to his local guy that wrote the policy.
I'm sure he'll get right on that.
Posted on 5/3/22 at 3:25 pm to JimEagle
Pretty sure most companies won’t directly penalize you for a no-fault collision claim. However, you’ll be out your deductible and there are other levers the companies pull to move some of the risk into your premium.
That said, you’re by no means screwed unless you don’t carry collision coverage. Even then, I’ve got to assume the damage is about $750 and 2 days in the shop.
That said, you’re by no means screwed unless you don’t carry collision coverage. Even then, I’ve got to assume the damage is about $750 and 2 days in the shop.
Posted on 5/3/22 at 4:09 pm to hawgndodge
Understand
Surely Op has the idea to ask the place for a video copy of incident
BTW, an unlicensed driver was enough for cops to show. He also has passenger ID, insurance information, and witnesses.
Surely Op has the idea to ask the place for a video copy of incident
BTW, an unlicensed driver was enough for cops to show. He also has passenger ID, insurance information, and witnesses.
Posted on 5/3/22 at 4:48 pm to JimEagle
In Alabama here each driver covers his/her/it/multi letter costs of repairs if the accident takes place on private property.
Posted on 5/3/22 at 5:28 pm to Chad504boy
quote:It's like, the law.
it ain't black and white
Posted on 5/3/22 at 5:44 pm to JimEagle
quote:
Called the cops and they told me to kick rocks as its private property.
What do they say when you break someone’s nose on private property after they back into your vehicle? Or worse, shoot someone? You don’t have to be on public property for police to have jobs to do.
Posted on 5/3/22 at 6:26 pm to AirbusDawg
quote:Eh, different jurisdictions have different rules.
Cops were wrong to tell you that
I policed for two different departments in two different states. One department operated like OP's police, the other was an info only report. In neither case was a UMVTCR filed. The second department only recorded names, VINs, date/time and a short narrative.
Posted on 5/3/22 at 6:26 pm to go ta hell ole miss
quote:Those would be obvious criminal charges involving substantial or serious bodily harm.
What do they say when you break someone’s nose on private property after they back into your vehicle? Or worse, shoot someone? You don’t have to be on public property for police to have jobs to do.
I get the parallel you're trying to draw, but it is a false equivalent.
Posted on 5/3/22 at 6:29 pm to Chad504boy
quote:Too bad it wasn't a hit and run though.
hit and run can get police involved.
Posted on 5/3/22 at 6:43 pm to go ta hell ole miss
quote:
What do they say when you break someone’s nose on private property after they back into your vehicle? Or worse, shoot someone? You don’t have to be on public property for police to have jobs to do.
Private property crashes are civil matters. The agencies that will write them only do them as a courtesy. Two baws backing into each other on property where traffic laws cannot be enforced is not the cops’ problem.
Posted on 5/3/22 at 7:03 pm to JimEagle
On private property, it’s often referred to as an incident report & not a police report.
This is not legal advice, but I would check with the store to see if there’s video available.
This is not legal advice, but I would check with the store to see if there’s video available.
Posted on 5/3/22 at 7:56 pm to JimEagle
quote:
So coming home from family vacation (Gulf Shores) I stopped at a gas station to get my kid something to drink. I walk outside to find some baw in a mid 90s F250 backed out his his space too sharply and caught the bottom part of my vehicle. He was driving away until the wife created a scene which got him to pull back in.
Here's what I've got -
Guy had current State Farm policy - Under flooring company as holder
Guy driving didn't have his license on him
Passenger did and got a copy of his
Called the cops and they told me to kick rocks as its private property.
Now State Farm is saying they can't get in touch with the policy holder. It's been about a week since I opened the claim.
How screwed am I? Should I involve my insurance? My vehicle is brand new and its probably 2-4k in damage I'd assume. Any insight would be greatly appreciated.
Hope you got lots of pics of the accident with his plate visible and damage to both vehicles. Let you insurance company handle it that is why you pay them.
Posted on 5/3/22 at 8:03 pm to VolsOut4Harambe
quote:Thank goodness this will no longer be an issue when all new cars are electric.
Don't stop at a trashy gas station with a brand new car.
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