- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Update page 3 - Auto Insurance Question - Got hit in a parking lot
Posted on 5/3/22 at 1:29 pm to JimEagle
Posted on 5/3/22 at 1:29 pm to JimEagle
You’re screwed if State Farm is in anyway involved. They and their attorneys would frick their mothers just to save a buck, even if their moms weren’t at fault.
Good luck, and never use State Farm.
Good luck, and never use State Farm.
0
Posted on 5/3/22 at 1:31 pm to JimEagle
hit and run can get police involved.
Posted on 5/3/22 at 1:31 pm to LSUtoBOOT
quote:
Insurance companies pull this bullshite all the time
Insurance companies can suck, but this is more on their policyholder either not reporting the incident or not responding to calls and letters. At the same time, with all the spam calls how many calls from numbers you don’t recognize do you answer?
Posted on 5/3/22 at 1:32 pm to JimEagle
Not sure if its been posted yet but on private property where there is no traffic control its every man for himself. You will each likely have to pay your own repairs.
Posted on 5/3/22 at 1:33 pm to Obtuse1
quote:
I don't know how many times I have been asked this over the years by clients, family, friends, and randos at parties. The answer is if you have collision and comprehensive just call your insurance and let them do what you pay them for. That is exactly what I do.
This. no one wants to listen though
Posted on 5/3/22 at 1:35 pm to 3deadtrolls
quote:
This doesn't make any sense. They didn't do an accident report because it was private property? That's just a shitty/lazy cop.
Former LEO here...
No, this a dept. doing what you're supposed to.
My dept. (unfortunately) catered to this BS. I went countless times to literally write each person's info on a form and then hand it to the other person. Waste. Of. Time.
Cops/Sheriffs/Troopers do NOT determined FAULT. They write tickets for traffic VIOLATIONS.
In LA the only applicable traffic laws on private property are: OWI, Reckless Operations and (I think) Hit and Run.
Thats it. The guy (with persuasion) stopped and gave OP his info. There was nothing left to do.
Posted on 5/3/22 at 1:35 pm to OldHickory
quote:quote:Those are rare. You should be paying him.
quote: mid 90s F250
Pics of mid 90’s obs f250?
Posted on 5/3/22 at 1:35 pm to Obtuse1
quote:
The answer is if you have collision and comprehensive just call your insurance and let them do what you pay them for. That is exactly what I do.
The answer is, you better make sure the damages paid will be worth the future rate increases.
Posted on 5/3/22 at 1:37 pm to AirbusDawg
quote:
Cops were wrong to tell you that. They cannot write the other guy a ticket, but they can write up an accident report.
They can. They don't have to in most jurisdictions, though. A few may even not allow it.
Posted on 5/3/22 at 1:39 pm to jbgleason
quote:Not with a non-fault accident.
You will be fricked with a reported accident and increased rates either way.
Posted on 5/3/22 at 1:41 pm to The Spleen
quote:
At the same time, with all the spam calls how many calls from numbers you don’t recognize do you answer?
None, but the legitimate ones leave a voicemail, then I return the call. The insurance company manages to get in touch with their customer when they want their premium. You sound very naive.
Posted on 5/3/22 at 1:42 pm to JimEagle
Your insurance may classify it as a hit and run, go through your collision coverage, you pay your deductible, and it won't count against you.
... IF you have a good, legit company. One of those fly-by-night companies and you're probably fricked.
... IF you have a good, legit company. One of those fly-by-night companies and you're probably fricked.
Posted on 5/3/22 at 1:44 pm to AlxTgr
quote:
Not with a non-fault accident.
correct. See, ALX, we can agree on some things
Posted on 5/3/22 at 1:45 pm to JimEagle
quote:
Now State Farm is saying they can't get in touch with the policy holder. It's been about a week since I opened the claim.
About a decade ago I had a similar issue except that the police wrote a report as it was on public property (the courthouse parking lot). I contacted my insurance company, they contacted his, his company tried to contact him but he refused to respond. They (his insurance) ended up paying to have my car fixed.
Posted on 5/3/22 at 1:45 pm to JimEagle
As others pointed out, go through your insurance. You will be out of pocket the deductible, and once they collect you will be reimbursed. It's not worth your time to continue to pursue because you will eventually get to the point of aggravation that you'll just saw F it and move on.
If your insurance raises your rates because you filed the claim, time to move to a new insurance company.
Ask the gas station if they have outdoor cameras. Request a copy. If they refuse, talk to your insurance adjuster and they may have better luck.
If your insurance raises your rates because you filed the claim, time to move to a new insurance company.
Ask the gas station if they have outdoor cameras. Request a copy. If they refuse, talk to your insurance adjuster and they may have better luck.
Posted on 5/3/22 at 1:45 pm to jbgleason
quote:
You will be fricked with a reported accident and increased rates either way.
I fought mine and won.
My company insurance wanted me off MY policy after I was involved in a hit and run. I fought it and the trooper eventually arrested the driver. They also didn't raise my rates last renewal.
Posted on 5/3/22 at 1:45 pm to Y.A. Tittle
quote:
They can. They don't have to in most jurisdictions, though. A few may even not allow it.
Wrong.
All the violations I listed fall under title 14 (criminal law).
Title 32 (motor vehicles and traffic regulations) is not applicable to private property.
This post was edited on 5/3/22 at 1:46 pm
Posted on 5/3/22 at 1:47 pm to AlxTgr
quote:
Not with a non-fault accident.
some do some don't
it ain't black and white.
Posted on 5/3/22 at 1:52 pm to rltiger
quote:
The call to the police should have involved, "I think he's been drinking"
And he has a pit bull in his car.
Posted on 5/3/22 at 1:58 pm to JimEagle
You’re screwed lmaio
Page 2 of 4
Popular
Back to top
Follow TigerDroppings for LSU Football News