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Share your health insurance premiums and disgust

Posted on 12/13/16 at 11:45 am
Posted by Old Sarge
Dean of Admissions, LSU
Member since Jan 2012
63516 posts
Posted on 12/13/16 at 11:45 am
My premium. $5,200 yr
My deductible $7,500 yr
Average dr visit. $ 214 out of pocket for a check up


So I have to spend $12,700 before I get any benefit at all


Thanks Obama
Posted by Count Chocula
Tier 5 and proud
Member since Feb 2009
63908 posts
Posted on 12/13/16 at 11:47 am to
The whole thing was a lie, from A to Z... Obama's signature WIN in 8 years, only to be thrown out under Trump... Good riddance!
Posted by RJL2
Bruno's Tavern
Member since Apr 2015
1934 posts
Posted on 12/13/16 at 11:48 am to
My premium is around $2,500 per year with a $5,000 deductible.

I avoid going to the doctor unless I am dying so I don't know how much a visit would cost me.
Posted by X123F45
Member since Apr 2015
29994 posts
Posted on 12/13/16 at 11:50 am to
3500 a year for the wife and I.
Posted by 50_Tiger
Arlington TX
Member since Jan 2016
43528 posts
Posted on 12/13/16 at 11:51 am to
I get insurance from fortune 500 company I work for.

I pay 120 bucks a month
20 dollar co pay
90% coverage for any crazy shite that happens
Deductible is 2k

80% coverage out of network

My insurance is pretty legit.
Posted by beerJeep
Louisiana
Member since Nov 2016
39215 posts
Posted on 12/13/16 at 11:51 am to
Lose my heath insurance in a month unless my job decides to start giving it. No way in hell my young healthy straight out of college arse is going to pay more than rent for health insurance I won't use.
Posted by Old Sarge
Dean of Admissions, LSU
Member since Jan 2012
63516 posts
Posted on 12/13/16 at 11:53 am to
quote:

I get insurance from fortune 500 company I work for. I pay 120 bucks a month 20 dollar co pay 90% coverage for any crazy shite that happens Deductible is 2k 80% coverage out of network

My insurance is pretty legit.



That is what I had 20 years ago, nice
Posted by Zappas Stache
Utility Muffin Research Kitchen
Member since Apr 2009
43529 posts
Posted on 12/13/16 at 11:54 am to
Self Employed

4600 / YR....was $3700 8 years ago. Its gone up at the same rate as before Obama. Difference is my back, which I've had 2 surgeries on, is now covered...wasnt covered before Obama.
DUDCT 5000
OofP $30
This post was edited on 12/13/16 at 11:59 am
Posted by torrey225
Member since Mar 2015
1437 posts
Posted on 12/13/16 at 11:57 am to
Premium $754/yr
Deductible $2000/yr
100% until meet deductible.
0% after Deductible.

One person.
Posted by lsufan1971
Zachary
Member since Nov 2003
24388 posts
Posted on 12/13/16 at 12:00 pm to
My employer pays 100% of my HSA plan premium. It's a $2500 deductible plan and I put $100 a paycheck in to cover the deductible.
Posted by Esquire
Chiraq
Member since Apr 2014
15203 posts
Posted on 12/13/16 at 12:02 pm to
Single

$1044 + HSA contributions (company puts in $800 annually)

$2700 Deductible.

Never go to the doctor. I went to the urgent care recently and they told me it was starting at $160 for a sinus infection. Told them I'm not $160 sick and went to Walgreens.
This post was edited on 12/13/16 at 12:04 pm
Posted by UF
Florida
Member since Nov 2016
2696 posts
Posted on 12/13/16 at 12:04 pm to
Obama should go to jail for this.
Posted by whodatdude
Member since Feb 2011
1497 posts
Posted on 12/13/16 at 12:04 pm to
$6,500 premium for family, $3,000 deductible.

90% coverage in-network and 100% coverage for first-choice providers.

Working for the state equals low pay, but damn good benefits.
This post was edited on 12/13/16 at 12:23 pm
Posted by TxWadingFool
Middle Coast
Member since Sep 2014
5704 posts
Posted on 12/13/16 at 12:06 pm to
$109 per week which the company pays 50%

Family deductible $2500

90% after deductible for in network providers and 80% for others.

100% for accidents up to $2k regardless if deductible is met.

$500 per year for wellness check ups.

This post was edited on 12/13/16 at 12:11 pm
Posted by Mo Jeaux
Member since Aug 2008
64535 posts
Posted on 12/13/16 at 12:11 pm to
Me, my wife and two kids. Premium is around $12,000 per year.

Deductible is around $6,000.
Posted by Murtown
OT Ballerville
Member since Sep 2014
1801 posts
Posted on 12/13/16 at 12:16 pm to
$3,648 a year for MYSELF, have badass coverage though. I have so much insurance it makes me want to get hurt to use some of it.
Posted by Centinel
Idaho
Member since Sep 2016
46661 posts
Posted on 12/13/16 at 12:16 pm to
Single.

Whatever the deductibles and such are for Tricare Reserve Select.

$48 a month.

Being in the Nasty Guard has it's perks on occasion.
Posted by dat yat
Chef Pass
Member since Jun 2011
5043 posts
Posted on 12/13/16 at 12:16 pm to
Employee only health coverage:
$114/Month
$1,000 Deductible
$25 Office visit
80% Major/Hospitalization

Drugs
$20 co-pay after
$150 deductible

I'm at a large bank and they have absorbed most of the added costs of ObamaCare.

quote:

My premium. $5,200 yr
Mine would be that high without the employer contribution.







Posted by cas4t
Member since Jan 2010
72192 posts
Posted on 12/13/16 at 12:19 pm to
Honestly it sounds like your employer needs to shop around with a new benefits broker. You may blame Obama for this, but not before you ask your HR director why the frick your options are so terrible, because they don't have to be.
Posted by gamatt53
Member since Nov 2010
4934 posts
Posted on 12/13/16 at 12:26 pm to
Mine is so much cheaper and better than yours I would feel bad even posting it. I work for a great company who is self insured and offers incredible benefits.

That may change in the future but it wouldn't be because of Obama it would be because the population got more expensive to cover. The cause of that could be just a handful of employees too who bring in a ton of expensive claims payments. So don't blame Obama blame your unhealthy coworkers if your company is self insured.
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