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Started By
Message
re: Share your health insurance premiums and disgust
Posted on 12/13/16 at 3:19 pm to StrongBackWeakMind
Posted on 12/13/16 at 3:19 pm to StrongBackWeakMind
yeh im good...all recovered!
1
Posted on 12/13/16 at 3:27 pm to StrongBackWeakMind
quote:
Dude, I had to change policies in May because they were trying to bump me from $318 to $488. Reduced coverage and settled on a $380 plan. Now they are trying to bump me to $512 starting Jan 1. Have to reduce coverage again to stay in the $350 range. I'm 31 years old. In shape. Don't do anything crazy. Don't ever go to the doctor. It's insane
This is what I don't get, where do they get the rates from? Like I always assumed it started at the same amount for people and increased like if you go to the doctor a lot, but clearly that isn't the case.
Like I'm 26 and haven't had to do health insurance myself for very long, but I also don't ever go to the doctor, don't have any prescriptions, but they decided what my rate was, which was a lot less than yours.
It doesn't make sense to me lol.
Posted on 12/13/16 at 3:32 pm to baseballmind1212
quote:
but its my understanding that HSA is a use it or lose it fund
This is no longer the case, the money rolls over to the next year.
quote:
can someone explain to me what the benefits of using an HSA vs. just saving up money
Tax deferred money
Posted on 12/13/16 at 3:33 pm to Old Sarge
$8000.00 deductible
$15,600.00 annual premium set to go up in January
family of 3 - all healthy non smokers.
yeah....it blows.
$15,600.00 annual premium set to go up in January
family of 3 - all healthy non smokers.
yeah....it blows.
Posted on 12/13/16 at 3:34 pm to Old Sarge
Family of four--6000 deductible cost $16000 a year.
cost in 2008 $4800
cost in 2008 $4800
Posted on 12/13/16 at 3:35 pm to 50_Tiger
quote:
I get insurance from fortune 500 company I work for.
I pay 120 bucks a month
20 dollar co pay
90% coverage for any crazy shite that happens
Deductible is 2k
80% coverage out of network
My insurance is pretty legit.
And very subsidized by your employer.
Posted on 12/13/16 at 3:35 pm to McCaigBro69
quote:We have to pay for all the fatfrick degenerates out there.
where do they get the rates from?
Posted on 12/13/16 at 3:35 pm to Topwater Trout
quote:Good to hear.
yeh im good...all recovered!
Posted on 12/13/16 at 3:36 pm to Old Sarge
Premium: $1683.76
Deductible: $1500
Single
Wife pays for her and the kid.
Deductible: $1500
Single
Wife pays for her and the kid.
This post was edited on 12/13/16 at 3:39 pm
Posted on 12/13/16 at 3:36 pm to whodatdude
quote:
Working for the state equals low pay
Lots of state employees are over paid.
Public teachers make a lot more than private.
Posted on 12/13/16 at 3:40 pm to gamatt53
quote:
Obama should go to jail for this.
Remember when they had his guy on video, telling people how they screwd the people over, bent them over and the shite was funny.
And NO ONE gave a frick
Media treats Odummy like a rock star, it's fricking insane.
Posted on 12/13/16 at 3:42 pm to SabiDojo
quote:Jesus Christ.
Family of 4 and our premium is around 1,200 per month
Posted on 12/13/16 at 3:43 pm to Mo Jeaux
quote:
Me, my wife and two kids. Premium is around $12,000 per year.
Deductible is around $6,000.
Same situation, $14.3k.
That was after I did a group plan through my LLC. If I bought an almost identical plan with a slight higher deductible as an individual it was $16k.
Posted on 12/13/16 at 3:44 pm to Old Sarge
Premium - $300/month for health, dental, life insurance, STD, LTD, vision. includes wife
Deductable - $600/year
But its a PPO, so they pay for 90% of everything if I am in network.
Deductable - $600/year
But its a PPO, so they pay for 90% of everything if I am in network.
This post was edited on 12/13/16 at 3:45 pm
Posted on 12/13/16 at 3:45 pm to Hawkeye95
I just changed to Blue POS. I don't think an insurance coverage has been more aptly named.
Posted on 12/13/16 at 3:48 pm to Old Sarge
I have a real job, they pay my insurance...ya should break away from that burger flipping..
Posted on 12/13/16 at 3:48 pm to torrey225
1080 per year
3000 deductible
100% until meet
0 after meet
One person
The company deposits 750.00 in an HSA the first year then 500.00 per year after that.
I also contribute 50.00 per paycheck to the HSA.
3000 deductible
100% until meet
0 after meet
One person
The company deposits 750.00 in an HSA the first year then 500.00 per year after that.
I also contribute 50.00 per paycheck to the HSA.
Posted on 12/13/16 at 3:53 pm to Old Sarge
Deductable $2k
Monthly Family Premium is $316/month
Have a deal where i can knock off a $1k in annual premiums if me and my wife log our monthly exercise.
Monthly Family Premium is $316/month
Have a deal where i can knock off a $1k in annual premiums if me and my wife log our monthly exercise.
Posted on 12/13/16 at 3:54 pm to TigerBait2008
quote:You work for someone else.
I have a real job, they pay my insurance.
No thanks.
Posted on 12/13/16 at 3:56 pm to StrongBackWeakMind
quote:
You work for someone else.
yep, and man is that ever a bait and switch/dynamic situation
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