re: Share your health insurance premiums and disgust

Premium= $1,200
Deductiable= $ 2,500

70% of Allowable Amount after Calendar Year Deductible
50% coverage out of network.

Out of pocket max, includes deductiable= $6,200


This is my insurance. My wife has her own policy to cover herself.

quote:

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$144 a month

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I would strangle a puppy, literally, to get back down to this level of payment.

Looks like my employer contributes $5,137 annually to my $1,400

Our individual policy has quadrupled since Obamacare was enacted. Deductible has gone up by nearly as much.

I'm not a Trump fan, but if he lowers the corporate tax rate and gets rid of this Obamacare bullshite, he might be the greatest president since Reagan.

Dude, I had to change policies in May because they were trying to bump me from $318 to $488. Reduced coverage and settled on a $380 plan. Now they are trying to bump me to $512 starting Jan 1. Have to reduce coverage again to stay in the $350 range. I'm 31 years old. In shape. Don't do anything crazy. Don't ever go to the doctor. It's insane

The part that pisses me off the most is that they send you a letter saying "if you don't respond to this, we are going to increase your monthly payment to $518/month." No emails. No phone calls. A fricking letter.

$300/month for family
$30 copay

Not sure on deductible. I think $500.

Alabama teacher health insurance. Not as cheap as it used to be but it's still good.

I think $130 every 2 weeks and this is the first year ive ever had to use it. 250+k in bills but my max out of pocket was 2k.

Our premium was going to go from $2,200/yr to $5,300/yr if we stayed with the same ins provider. We switched to Kaiser and kept the premium the same. We don't really like Kaiser here but we weren't spending over $3k for nothing received. Deductible on both providers is $0 with the plans we choose and pay extra for plus she works for a Fortune 500 company. A 250% increase is ridiculous. I called the state insurance commissioner's office and was told they had to do that to stay in business. Apparently Kaiser runs theirs better. Trump better do something about this shite.

2014-- family of 4 was $415 per month $10000 family deductible

2015-- $869 and $12000 family deductible

2016. $1275 and $13000 family deductible

2017--- premiums skyrocketed to $1630 per month with a $13700 family deductible
But fortunately I found a group plan to stay at basically the same as 2016



Glad that idiot is gone and we didn't elect his 2nd coming!!!!!!!

can someone explain to me what the benefits of using an HSA vs. just saving up money is. I'm new to this whole adult game but its my understanding that HSA is a use it or lose it fund. So why not stick the money I would put in there into a savings account instead. that way I don't lose it at the end of the year.