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Posted on 7/29/26 at 7:17 am to shoelessjoe
What useless panic these insurance companies put people through just to get out of paying.
When I went through a similar thing here in Alexandria, Louisiana, I was losing my mind until I found a lawyer recommended by a local friend.
These guys do not mess around with insurance companies and they take away the stress you are in right now.
Talk to the right people in your area. Check Roy Injury Law.
When I went through a similar thing here in Alexandria, Louisiana, I was losing my mind until I found a lawyer recommended by a local friend.
These guys do not mess around with insurance companies and they take away the stress you are in right now.
Talk to the right people in your area. Check Roy Injury Law.
This post was edited on 7/29/26 at 2:41 pm
Posted on 7/29/26 at 7:22 am to shoelessjoe
Don't stress too much, Progressive's lawyers send those standard warning letters to cover their own bases. Since it's been a couple of months, did they end up settling within your policy limits?
Posted on 7/29/26 at 7:23 am to Rouge
Boosiebadass finna feast
Posted on 7/29/26 at 7:31 am to TigerGman
quote:
NO. He;s learning first hand that only idiots carry minimum or low limits to save a few bucks, when they live a split distracted second away from losing everything and bankruptcy
We found the insurance agent or attorney in the OT. If it is the attorney, he treats the “victims” of car crashes like a winning lottery ticket of the policy max.
Posted on 7/29/26 at 7:33 am to shoelessjoe
Posted on 7/29/26 at 8:05 am to HoustonGumbeauxGuy
It would be a rough life if your last name was "Dick" and you had minimally sized penis.
Posted on 7/29/26 at 8:15 am to Tarps99
Gives good reason to put everything one owns into a trust or something that cant be grabbed.
Posted on 7/29/26 at 8:19 am to forkedintheroad
quote:
forkedintheroad
You sound forked in life, too. Next time, take the other fork. This one ain’t it for you.
Posted on 7/29/26 at 8:22 am to shoelessjoe
quote:
Daughter totaled her car
quote:
he person she hit had minimal damage to bumper of his truck
Hmmm
Posted on 7/29/26 at 8:25 am to TigerGman
quote:
learning first hand that only idiots carry minimum or low limits to save a few bucks
Found the insurance agent.
Every day you take the road in louisiana youre playing the ghetto lottery and what insurance and PI attorneys have done in this state with its shitty population of piece of shite people is criminal.
Posted on 7/29/26 at 8:34 am to DownshiftAndFloorIt
Wait so carrying low liability limits is a good idea?
Posted on 7/29/26 at 11:54 am to CaptainsWafer
No, I didnt say that.
Im just bitching about insurance and personal injury attorneys because I hate them both.
Im just bitching about insurance and personal injury attorneys because I hate them both.
Posted on 7/29/26 at 12:18 pm to TheRouxGuru
quote:
Tell your daughter to put her phone down when she’s behind the wheel before she kills somebody
Posted on 7/29/26 at 2:17 pm to TDsngumbo
quote:
it’s up to the OP’s insurance lawyers to prove the injury was NOT related to the accident
False.
Posted on 7/29/26 at 2:34 pm to Motorboat
Generally, the claimant has the burden of proof. However, that is not a high bar. It just takes one medical opinion to say the accident was the cause of injury to meet that burden. The defense then has to submit evidence countering that opinion. Then it’s up to the judge or jury to weigh the evidence and make a decision. This is why these kind of cases always settle, and they generally settle within policy limits.
Posted on 7/29/26 at 2:51 pm to ummagumma
Also, wrist surgery is generally not that expensive. Not counting the preliminary work-up and treatment, the $6,000 quote was not far fetched at all, including PT. All together it’s probably under 12-15k total medical. Problem is what may come from that. Loss of income, permanent impairment, pain and suffering, etc. A plaintiff attorney will probe for all of it, especially considering surgery is involved. Fortunately, a good insurance company will also have experienced attorneys. Again, this why these always settle.
.
.
Posted on 7/29/26 at 6:00 pm to Tarps99
quote:it’s crazy how the insurance limits is what they are shooting for. Has zero to do with the ‘victim’ being being made whole or compensated fairly. It’s always a ‘what’s the limits and let’s start running shite up to hit those limits’ since at that point they have the insurance company by the balls. fricking it’s fricking sad is it?
We found the insurance agent or attorney in the OT. If it is the attorney, he treats the “victims” of car crashes like a winning lottery ticket of the policy max.
PI attorneys lovvve limits being raised because that’s easy money.
Every time we minimum liability legally goes up or people up their coverage thinking they are protecting themselves. pi attorneys bank more money. The amount of people that actually get sued for more than their coverage, stays the same
ETA: lol I’m not drunk but I am texting and driving in traffic
This post was edited on 7/29/26 at 6:02 pm
Posted on 7/29/26 at 6:20 pm to shoelessjoe
What are your BI limits?
Posted on 7/29/26 at 6:36 pm to shoelessjoe
How much liability insurance do you have?
The insurance company always sends you a letter informing you that the case could possibly be worth more than your insurance limits. The percentage of cases where plaintiff attorneys actually proceed for excess judgments against people is minuscule. I wouldn’t lose too much sleep over it. Just hope the insurance companies handle it which they probably will.
The insurance company always sends you a letter informing you that the case could possibly be worth more than your insurance limits. The percentage of cases where plaintiff attorneys actually proceed for excess judgments against people is minuscule. I wouldn’t lose too much sleep over it. Just hope the insurance companies handle it which they probably will.
This post was edited on 7/29/26 at 6:40 pm
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