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re: Advice needed about a wreck

Posted on 3/14/21 at 11:26 pm to
Posted by WinnPtiger
Fort Worth
Member since Mar 2011
23867 posts
Posted on 3/14/21 at 11:26 pm to
is this one of those threads where you make an arse of yourself and then claim tomorrow morning that you were “just trolling” because you thought it was funny?
Posted by tgrbaitn08
Member since Dec 2007
146214 posts
Posted on 3/14/21 at 11:26 pm to
No
Posted by geauxpurple
New Orleans
Member since Jul 2014
12275 posts
Posted on 3/14/21 at 11:28 pm to
She just won the lottery.
Posted by zippyputt
Member since Jul 2005
5742 posts
Posted on 3/14/21 at 11:33 pm to
Retain a quality attorney who will have time to work with you.
Posted by schwartzy
New Orleans
Member since May 2014
9030 posts
Posted on 3/15/21 at 12:36 am to
This is legit. I saw the photos on Facebook from sharing. I really hope she’s okay
Posted by KemoSabe65
70605
Member since Mar 2018
5121 posts
Posted on 3/15/21 at 7:31 am to
You don’t have $100,000 med pay, you have $100,000 uninsured/underinsured motorist coverage on auto.
Posted by Ed Osteen
Member since Oct 2007
57450 posts
Posted on 3/15/21 at 7:42 am to
god damn you are annoying
Posted by NIH
Member since Aug 2008
112553 posts
Posted on 3/15/21 at 7:43 am to
Hire a lawyer? Disgusting. Pay your own bills like a man. You trying to scare away business?
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
65535 posts
Posted on 3/15/21 at 7:46 am to
quote:

But call a lawyer!! Don’t pay anything - the hospital shouldve been aware that this was from an accident
quote:

the hospital shouldve been aware that this was from an accident
Posted by DiamondDog
Louisiana
Member since Nov 2019
10544 posts
Posted on 3/15/21 at 7:56 am to
quote:

You don’t have $100,000 med pay, you have $100,000 uninsured/underinsured motorist coverage on auto.


No. I’m quite positive I have $100,000 medpay per person. I have 500/500

Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
65535 posts
Posted on 3/15/21 at 8:06 am to
Charge your phone brah.
Posted by tgrbaitn08
Member since Dec 2007
146214 posts
Posted on 3/15/21 at 8:09 am to
damn man...who do you have your coverage with? Thats cheap as frick...I need to shop my shite.


I assume that is just you and one vehicle?
Posted by jcaz
Laffy
Member since Aug 2014
15549 posts
Posted on 3/15/21 at 8:11 am to
quote:

Lafayette limousines I think. We are not sue happy but I can’t afford 15000 hospital bill

This isn't some fender bender. Get an injury attorney. Plenty of good lawyers out there who aren't on TV looking like idiots.
Posted by DiamondDog
Louisiana
Member since Nov 2019
10544 posts
Posted on 3/15/21 at 8:19 am to
(no message)
This post was edited on 12/18/21 at 10:57 am
Posted by Shanegolang
Denham Springs, La
Member since Sep 2015
3411 posts
Posted on 3/15/21 at 8:24 am to
888-8888
Posted by drdoct
Atlanta, GA
Member since Oct 2015
1609 posts
Posted on 3/15/21 at 8:52 am to
quote:

We are not sue happy but I can’t afford 15000 hospital bill


Screw that. Hire the best shark out there and sue the party bus company AND the person/company in the Penske truck.

Then If the lawyer is really good, go ahead and sue the bus manufacturer AND the Penske rental company.

Find a good doctor who can declare your daughter disabled due to trama and she can collect forever. I used to not be sue happy until I realized that the damn insurance companies are out to frik you every way they can if you try to do the 'right' thing. The biggest baddest lawyer firm out there will take this case on for nothing and your daughter will do nothing but collect checks. It's as god intended it.
Posted by tigerpimpbot
Chairman of the Pool Board
Member since Nov 2011
66892 posts
Posted on 3/15/21 at 9:35 am to
quote:

If you don't seek an attorney then the insurance companies are going to screw you. Book it.

Happened to me once when I got rear ended and tried to handle it the dumb way.


Fixed
Posted by Howard Juneau
Cocodrie, LA
Member since Nov 2007
2218 posts
Posted on 3/15/21 at 9:36 am to
The talk about commercial policies isn't always accurate just because it's a party bus. I've handled a couple of party bus cases, and I haven't had one yet that had a commercial policy.

The Penske policy is going to be more important, assuming they were at fault. Here's the problem you run into with a party bus (or any bus) case with lots of people on it...

You mentioned others were injured more than your daughter. Let's assume the bus has a 500k policy. If there are 25 people on the bus, that only leaves 40k per person, not including what the Penske truck may be liable for. Additionally, the insurer has no duty to issue pro-rata settlements; in fact, it's against the law in Louisiana to do so. That means, if you don't get a lawyer that knows how to handle these cases, you can get to the end of the case and be told, "sorry, we paid our policy limits already to other claimants. Have a good day."

Pick a lawyer you trust and let them take care of this for you. This case has lots of traps and is not for everyone.

Good luck. I hope your daughter recovers 100%.
Posted by TigerIron
Member since Feb 2021
3026 posts
Posted on 3/15/21 at 9:40 am to
(no message)
This post was edited on 7/25/22 at 4:30 pm
Posted by KemoSabe65
70605
Member since Mar 2018
5121 posts
Posted on 3/15/21 at 9:43 am to
That's what your company is calling UM.
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