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re: Who here has been totally broke?
Posted on 4/27/25 at 6:34 pm to dstone12
Posted on 4/27/25 at 6:34 pm to dstone12
quote:
My mother was set to retire in 2009 but the market dip crushed that. She filed for bankruptcy and it was tough for her.
I have a friend panicking about that now. I told her if she is that close to retirement what is most of her money doing in the stock market? She needs to pull it out and think about her risk tolerance. Apparently her risk tolerance is only good if the stock market is going up, lol. I explained to her that’s not how that works.
1
Posted on 4/27/25 at 6:34 pm to Lowdermilk
quote:
I mean NO MONEY to even buy a loaf of bread.
When I was married and in college and had two kids I can remember deciding between a few groceries and diapers.
Does that count as broke, I thought so. It is the hardest part for me about being ivorced now and dating, no woman can understand what I went through because all they see is me in my mid 50s making bank and being able to do what I want. Those struggles made me much of who I am.
Posted on 4/27/25 at 6:35 pm to Lowdermilk
At one point I was having to routinely make the choice between floating my truck note until the next paycheck or afford gas. This was at a time that my "bed" was nothing but a couple of blankets on the floor of an old house being used to house a radio transmitter.
Posted on 4/27/25 at 6:40 pm to Lowdermilk
Me.
Once went a month on nutrias and raccoons. Ramen thrown in when I could swing it.
I remember staying up until midnight when the direct deposit would hit so I could eat. I don't miss those days. One of the reasons I'm so frugal now is that I never want to be in that position again.
Once went a month on nutrias and raccoons. Ramen thrown in when I could swing it.
I remember staying up until midnight when the direct deposit would hit so I could eat. I don't miss those days. One of the reasons I'm so frugal now is that I never want to be in that position again.
This post was edited on 4/27/25 at 6:42 pm
Posted on 4/27/25 at 6:40 pm to baldona
quote:
Point being, if you can’t eat in todays America you gotta be some kinda stupid
Or proud.
Posted on 4/27/25 at 6:44 pm to Cregg
quote:
Was homeless for 4 months. Nuked every bridge imaginable.
Hope you're better off now bro
Posted on 4/27/25 at 6:54 pm to Lowdermilk
I'm one of the best, most well rounded outdoors outdoorsmen that I know. From knowing how to paddle a canoe down a class 2 rapid fully loaded, to camping, to fishing & hunting, I can do all of it, and much of it really really well, and it's because I was dirtfloorcracker poor in college and starting off in adult life trying to save up and get ahead.
I hunted and fished and camped and floated many a river to have protein in my diet, and protein I had.
I hunted and fished and camped and floated many a river to have protein in my diet, and protein I had.
Posted on 4/27/25 at 7:00 pm to Lowdermilk
Since the stroke i ran out of money pretty quickly.. To say out loud that'
2 things I've learned
It sucks to be poor
and
we don't need those expensive things we think we do.
and although I miss a lot of the activities,, baseball games, going out to eat and no regard for the cost, hookers..
I did before the stroke,
those things that cost me the disposable income that I can't do today
I don't miss spending the money on things that don't matter
and that makes me the richest man in the world
no it sucks
quote:shocks me, even though its my reality
s Im on disability
2 things I've learned
It sucks to be poor
and
we don't need those expensive things we think we do.
and although I miss a lot of the activities,, baseball games, going out to eat and no regard for the cost, hookers..
I did before the stroke,
those things that cost me the disposable income that I can't do today
I don't miss spending the money on things that don't matter
and that makes me the richest man in the world
no it sucks
This post was edited on 4/27/25 at 7:20 pm
Posted on 4/27/25 at 7:02 pm to Lowdermilk
So broke I ate out our breakroom for a week. Random social event food they put out.
Posted on 4/27/25 at 7:04 pm to Lowdermilk
Once when I was between paychecks I had to buy baby formula with change I gathered from around the house.
This post was edited on 4/28/25 at 5:42 am
Posted on 4/27/25 at 7:27 pm to Lowdermilk
quote:
Who here has been totally broke?
Commander Data. Then he lost all of the goodwill this site had towards him.
Posted on 4/27/25 at 7:29 pm to Lowdermilk
quote:
I mean NO MONEY to even buy a loaf of bread.
Nope. Been making money since I was old enough to push a lawn mower. The hustle hasn’t stopped since then.
Posted on 4/27/25 at 7:33 pm to Lowdermilk
I’ve been broke enough to be mad that ATMs didn’t dispense $1s. And that was when they did dispense $5s. 
Posted on 4/27/25 at 7:45 pm to Sofaking2
quote:
I told her if she is that close to retirement what is most of her money doing in the stock market? She needs to pull it out and think about her risk tolerance.
Ah, so going with the old liquidate while everything is low strategy? Odd, but solid advice, if you hate her.
Posted on 4/27/25 at 7:56 pm to Lowdermilk
Raises hand
Posted on 4/27/25 at 7:57 pm to Lowdermilk
I am almost there. I made a ton of money last year. But my wife spent it all and then some without my knowledge. I have two weeks to come up with another 35k for something that I was not aware I needed. I’ll be able to do it, but after that, a loaf of bread will be a luxury. And yes, I’m an idiot and I didn’t think she would be that stupid. But I overestimated her obviously.
Posted on 4/27/25 at 7:57 pm to htran90
quote:Shrimpers?
When my parents came over from Nam in '85, they had an Oz of gold to their name.
Posted on 4/27/25 at 8:02 pm to htran90
quote:
When my parents came over from Nam in '85
quote:Checks out
htran90
Now would you say that you are Nguyen-ing?
Posted on 4/27/25 at 8:04 pm to Lowdermilk
Absolutely. If you haven’t looked at a negative balance on an ATM receipt, I don’t even want to know you.
Posted on 4/27/25 at 8:08 pm to Bama and Beer
quote:
He did drugs. Stole things to get drugs, sold everything he could to get drugs, ended up homeless and everyone he knows or knew wanted nothing to do with him because he fricked them over one way or another.
Hopefully things have changed now
You have pretty much described my now 40 yr. old stepson. Been on drugs (heroin) since his mid 20's with no end in sight other than possibly getting arrested, shot doing a transaction or OD'ing on the shite.
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