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re: UNH's UnitedHealth CEO shot and killed

Posted on 12/4/24 at 4:13 pm to
Posted by Ingeniero
Baton Rouge
Member since Dec 2013
23018 posts
Posted on 12/4/24 at 4:13 pm to
quote:

Not arbitrary and how a lot of insurance works. They have standards for just about everything.


Then I feel a little less bad that insurance CEOs are getting shot in the street
Posted by CatfishJohn
Member since Jun 2020
20301 posts
Posted on 12/4/24 at 4:16 pm to
quote:

Then I feel a little less bad that insurance CEOs are getting shot in the street



How would you suggest they operate? They can't just say "We'll pay for everything all the time!". They wouldn't be able to exist. They have to have medical standards and gauge necessity of everything or people (and doctors) would just take advantage of the system constantly.

All insurance operates in a similar manner, not just health insurance.

ETA:

I'm in no way saying health insurance companies are without fault in our broken system, but they aren't just giant evil corporations from top to bottom and they are a product of the system as much as they are a creator of it.

This post was edited on 12/4/24 at 4:18 pm
Posted by Crowknowsbest
Member since May 2012
26957 posts
Posted on 12/4/24 at 4:21 pm to
quote:

I think the deserves part depends on the circumstances. White collar crime (or even legal but unethical behavior) does cause morbidity and mortality measured across the affected population.

How you feel about the morality of responding to that reality with violence probably depends on how directly or personally affected you are by the criminal or unethical actors.

It’s an interesting moral question. I think where I see a moral distinction is that on one side someone takes a direct action to violently murder someone vs. the insurance folks making a decision “not to save” someone. I can certainly see how someone whose family member died due to an insurance company’s unethical choice to be marginally more profitable could see that as a distinction without a difference. I would understand where they’re coming from, but still wouldn’t condone murder, as you said.
This post was edited on 12/4/24 at 4:22 pm
Posted by HailHailtoMichigan!
Mission Viejo, CA
Member since Mar 2012
74190 posts
Posted on 12/4/24 at 4:22 pm to
If it’s wrong to make healthcare profit-based, why is it ok to have food and shelter be profit based? Those are far more immediate needs than healthcare.

By the way, nobody wants to hear this, but insurance company profit margins aren’t much different than economy wide returns.

Healthcare in America is largely expensive because of what providers and hospitals bill to insurance
Posted by CatfishJohn
Member since Jun 2020
20301 posts
Posted on 12/4/24 at 4:25 pm to
quote:

Healthcare in America is largely expensive because of what providers and hospitals bill to insurance


There are huge losses taken on a huge portion of our population. If we had the population health of say, Norway, our healthcare costs would be halved.
Posted by Crowknowsbest
Member since May 2012
26957 posts
Posted on 12/4/24 at 4:29 pm to
quote:

If it’s wrong to make healthcare profit-based, why is it ok to have food and shelter be profit based? Those are far more immediate needs than healthcare.

They are more immediate than some healthcare. They aren’t more immediate than a heart attack or cancer.

I would say the difference lies in consumer choice. There is far more consumer choice and competition in both food and housing, especially compared to high dollar specialized healthcare treatments.

I should also clarify that I don’t think profit based healthcare is necessarily wrong, but it requires some significant moral backbone on the part of its major players.
This post was edited on 12/4/24 at 4:31 pm
Posted by Ingeniero
Baton Rouge
Member since Dec 2013
23018 posts
Posted on 12/4/24 at 4:32 pm to
quote:

How would you suggest they operate? They can't just say "We'll pay for everything all the time!". They wouldn't be able to exist. They have to have medical standards and gauge necessity of everything or people (and doctors) would just take advantage of the system constantly.


There's probably no great answer but I can tell you that denying a patient's insurance claim because their surgeon took longer than some Excel table said they should've is a bad answer.

I'm not under the illusion that doctors are totally innocent in this entire charade, nor am I some antiwork weirdo that has a hate boner for any company that makes a profit; but if I'm forced to decide between a surgeon whose goal is to complete a surgery successfully and an exec whose goal is to maximize profits, I know which one I'm choosing. We're all essentially a number in an actuarial table, but if you treat someone like a number don't expect warm feelings back.
Posted by mmcgrath
Indianapolis
Member since Feb 2010
37341 posts
Posted on 12/4/24 at 4:38 pm to
Looks like a kid.
Posted by Martini
Near Athens
Member since Mar 2005
49661 posts
Posted on 12/4/24 at 4:50 pm to
quote:

Its the worst of the worse, govt picking winners and losers, creating rules to keep small business down.


Visa and Mastercard say hello.
Posted by Jake88
Member since Apr 2005
79985 posts
Posted on 12/4/24 at 5:11 pm to
quote:


I think they get this guy within 48 hours, maybe 24.
Uh oh, you thought they'd get Trump too. This dude is gone.
Posted by SirWinston
Say NO to War
Member since Jul 2014
104464 posts
Posted on 12/4/24 at 5:19 pm to
We're good
Posted by Jake88
Member since Apr 2005
79985 posts
Posted on 12/4/24 at 5:26 pm to
quote:

We're good
As long as I don't deny your claim.
Posted by Pax Regis
Alabama
Member since Sep 2007
15277 posts
Posted on 12/4/24 at 5:43 pm to
quote:

I mean, there are cameras all over the place in NYC. Plus if he was dumb enough to bring his cell phone along, they might could trace that (although this guy seems relatively professional in killing people).


That was a professional hit. That guy has disappeared like a fart in the wind. He gone.
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
80900 posts
Posted on 12/4/24 at 5:54 pm to
quote:

bunch of these companies have faced class actions for having AI review claims. It's wild when you read the cases, the systems spend like an average of two seconds reviewing each claim. I guess that's the point of it.


McKinsey developed software for insurers to bulk deny claims without reviewing them.
Posted by NYNolaguy1
Member since May 2011
21764 posts
Posted on 12/4/24 at 6:12 pm to
quote:

wasn't about making money, the smartest people wouldn't choose to become doctors.


Hospitals and insurance companies are actually becoming less run by MD's and more run by MBA's and healthcare administrators. Compare the salaries of those folks making healthcare decisions via health insurance and the MD's and you'll see who is in charge, all at the cost of the patient.
Posted by Penrod
Member since Jan 2011
55561 posts
Posted on 12/4/24 at 6:16 pm to
quote:

Also, European govts are much more likely than insurance companies to deny things like heart stents and hip/knee replacements. Not a bad thing necessarily if the procedures aren’t needed, but your assertion that care is not denied in Europe is false false false

I spend a lot of time in the UK every year. It always surprises me how many people, who are in good shape, are walking with canes. You don’t see that in the US; they are getting hip or knee replacements here.
Posted by SmackoverHawg
Member since Oct 2011
31608 posts
Posted on 12/4/24 at 6:18 pm to
quote:

I spend a lot of time in the UK every year. It always surprises me how many people, who are in good shape, are walking with canes. You don’t see that in the US; they are getting hip or knee replacements here.

You can get them there. You just have to have the cash. They have a great private system and it's much cheaper than ours because it's not burdened with gov't bullshite and indigent care. If you have the money, you can get whatever you want.
Posted by Penrod
Member since Jan 2011
55561 posts
Posted on 12/4/24 at 6:25 pm to
quote:

Both are evil. Pretty straightforward.

Neither are evil. We can’t just provide an infinite amount of health care.
Posted by Penrod
Member since Jan 2011
55561 posts
Posted on 12/4/24 at 6:26 pm to
quote:

If you have the money, you can get whatever you want.

Of course, but most don’t have the money.
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