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re: Dave Ramsey Caller: 64 year old in debt with pregnant wife.

Posted on 5/24/25 at 8:13 pm to
Posted by Indiangensing
Member since Nov 2017
1731 posts
Posted on 5/24/25 at 8:13 pm to
No, not all of the CEO's and plant managers on TD.
Posted by cubsfinger
On The Road
Member since Mar 2017
1771 posts
Posted on 5/24/25 at 8:39 pm to
He post here daily
Posted by The Boat
Member since Oct 2008
172499 posts
Posted on 5/24/25 at 9:17 pm to
quote:

I'm willing to bet she is < OT4 level.

I commented without watching the video. Just watched it and he sounds like a brother so I’m guessing his wife is a hog.

His situation doesn’t sound all that bad other than his wife being pregnant. He doesn’t have any debt other than a mortgage he’s pretty far into that probably has a low interest rate. Guy just needs to stay where he is and deal with it.
This post was edited on 5/24/25 at 9:18 pm
Posted by calcotron
Member since Nov 2007
9460 posts
Posted on 5/24/25 at 9:33 pm to
quote:

No it’s not, it’s just something retards can understand.



I read the post first but I knew it was you who posted it. Have you not been to jury duty? Your peers are legit retarded.
Posted by Spankum
Miss-sippi
Member since Jan 2007
58673 posts
Posted on 5/24/25 at 9:42 pm to
quote:

What did the 37 year old see in a broke, unemployed unhealthy 64 year old


Probably acting like a high roller when he bagged her. Suprisingly common….
Posted by More beer please
Member since Feb 2010
45774 posts
Posted on 5/24/25 at 9:42 pm to
quote:

If the average American followed, Dave’s plan, they’d be in good shape.


It doesn’t take some genius and master plan to know that if you aren’t working, in poor health and in debt, then it’s dealt dumb to get someone pregnant if you’re 60.
Posted by fallguy_1978
Best States #50
Member since Feb 2018
51881 posts
Posted on 5/24/25 at 9:44 pm to
quote:

Id have to be worth many millions before I would want a kid in my 60s.

I know a dude that had his first at like 62. To each their own, but that almost seems a little cruel to the kid.
Posted by OweO
Plaquemine, La
Member since Sep 2009
118065 posts
Posted on 5/24/25 at 10:03 pm to
He fricks
Posted by OweO
Plaquemine, La
Member since Sep 2009
118065 posts
Posted on 5/24/25 at 10:11 pm to
He is 64, when he said he was having something with muscles, my first thought was... ALS. Obviously he didn't say enough so it could be a lot of things, but that would be a whole different set of problems.
Posted by Rouge
Floston Paradise
Member since Oct 2004
137818 posts
Posted on 5/24/25 at 10:21 pm to
I just assume that all calls to his show are fake.

Dave Ramsey is not my cup of tea.
Posted by GeauxTigers123
Member since Feb 2007
2463 posts
Posted on 5/24/25 at 10:48 pm to
quote:

all calls to his show are fake.



Nah. People really are that dumb and in that bad of shape.
Posted by stelly1025
Lafayette
Member since May 2012
9552 posts
Posted on 5/24/25 at 11:08 pm to
A woman that my wife once worked with started screwing her boss at her new job and she was 36 and he was 63. He was about to retire and she got pregnant. The guy left his wife of 30 years and his 2 daughters who were in thier 30s at the time wanted nothing to do with him. He ended up getting her pregnant again at 68. The guy is now 72 has a 9 year old a 4 year old. His ex wife gets a portion of his pension and he has to provide for his 2 kids and the mom. He works part time for a rental car company driving cars for service, repair, and other destinations for additional income. Being that age with 2 children and a woman in her mid 40s is probably not ideal situation.
Posted by PsychTiger
Member since Jul 2004
104694 posts
Posted on 5/24/25 at 11:15 pm to
quote:

I know a dude that had his first at like 62.


I’m in my forties, recently married, and know that if I had a kid I’d be almost 70 when the kid became an adult.
Posted by GeauxTigers123
Member since Feb 2007
2463 posts
Posted on 5/24/25 at 11:46 pm to
Theo Vonn’s dad was born in 1912.
Posted by Obtuse1
Westside Bodymore Yo
Member since Sep 2016
28613 posts
Posted on 5/25/25 at 12:49 am to
quote:

Yeah. People on this board like to criticize the finer points of Dave’s plans, but for the average American, his plan is a great one.


It is like a phrase book for financial literacy. It works for people unable or unwilling to master even the most basic tenets of personal finance. I can't call it bad advice but it is hard to view it as good advice either.
Posted by Gnash
Cypress, Tx
Member since Oct 2015
8104 posts
Posted on 5/25/25 at 8:39 am to
quote:

This sounds more like an Arkansas story than a Buffalo story...

Oh there’s plenty of white trash in Buffalo
Posted by Upperdecker
St. George, LA
Member since Nov 2014
31860 posts
Posted on 5/25/25 at 8:46 am to
quote:

No it’s not, it’s just something retards can understand.

Most people are stupid and need simple plans
Posted by dat yat
Chef Pass
Member since Jun 2011
4664 posts
Posted on 5/25/25 at 9:02 am to
quote:

People on this board like to criticize the finer points of Dave’s plans, but for the average American, his plan is a great one.


His plan is great for folks who strugle with consumer debt.

Where his plan falls short is avoiding debt even when used to allow sound investing*. His focus on the smallest debt rather than the highest interest rate is a bit backwards too. It seems more based on psychology than on logic/math.

* ETA - Dave went belly up with debt that funded RE investments that went south, so I do kinda understand his debt-phobia.
This post was edited on 5/25/25 at 9:28 am
Posted by jizzle6609
Houston
Member since Jul 2009
14944 posts
Posted on 5/25/25 at 9:13 am to
quote:

Yeah. People on this board like to criticize the finer points of Dave’s plans, but for the average American, his plan is a great one.


This plan is absolutely perfect for average Americans.

The problem is none of them want to do any sacrificing so the plan is null and void
Posted by castorinho
13623 posts
Member since Nov 2010
84642 posts
Posted on 5/25/25 at 9:15 am to
quote:

for the average American
quote:

retards


I mean....
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