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Can someone explain to me how AppleCare is not a complete scam?

Posted on 5/5/26 at 1:57 pm
Posted by T1gerNate
Member since Feb 2020
3308 posts
Posted on 5/5/26 at 1:57 pm
They want $20 a month for what exactly? Seems like a complete rip off and waste of money. Has anybody had a good experience with this and feel it is a good value?
Posted by beerJeep
Louisiana
Member since Nov 2016
38440 posts
Posted on 5/5/26 at 1:58 pm to
quote:

They want $20 a month for what exactly?


You shite breaks, you don’t have to pay full price for a new one?
Posted by theliontamer
Baton Rouge
Member since Nov 2015
2009 posts
Posted on 5/5/26 at 2:03 pm to
Just taxing the poor as usual
Posted by SallysHuman
Lady Palmetto Bug
Member since Jan 2025
21592 posts
Posted on 5/5/26 at 2:05 pm to
quote:

Can someone explain to me how AppleCare is not a complete scam?


I don't use it... but my son in law does and he's been pleased with the prompt service when he's needed it.
Posted by Trevaylin
south texas
Member since Feb 2019
10966 posts
Posted on 5/5/26 at 2:11 pm to
I turning my 9 year old Mac into the trash today replaced by a new 2026 Mac. It worked well through out but is running a bit hot and I think the frequent updates reduce the functionality bit by bit. If I had the AppleCare for the full 9 years my total billing would have been 2200 bucks. With coverage that would have replaced my 9 year old. The new Mac delivered today was 1150 bucks about half the cost of the maintenance contract.

unless your prone to dropping it in the water while fishing, AppleCare is not useful
Posted by Upperdecker
St. George, LA
Member since Nov 2014
33490 posts
Posted on 5/5/26 at 2:14 pm to
It’s insurance. Insurance is mostly a scam, but occasionally works out for consumers
Posted by T1gerNate
Member since Feb 2020
3308 posts
Posted on 5/5/26 at 2:15 pm to
quote:

You shite breaks, you don’t have to pay full price for a new one?


Yea but it seems like the amount you’re paying in AppleCare over time has to be as much or more than it would cost you to just pay full price for the new phone. Thats the ridiculous thing about it.
Posted by habz007
New Orleans
Member since Nov 2007
4989 posts
Posted on 5/5/26 at 2:17 pm to
quote:

Has anybody had a good experience with this and feel it is a good value?


Yes. Had phone replaced.
Posted by FearTheFish
Member since Dec 2007
4461 posts
Posted on 5/5/26 at 2:17 pm to
quote:

Yea but it seems like the amount you’re paying in AppleCare over time
Are you familiar with insurance at all? You're paying a little now on the risk that you don't have to pay a lot at once if it breaks.
Posted by LSUtoBOOT
Member since Aug 2012
20363 posts
Posted on 5/5/26 at 2:29 pm to
Posted by johnqpublic
Right here
Member since Oct 2017
844 posts
Posted on 5/5/26 at 3:46 pm to
I had a MacMini that had RAM issues. Because the RAM is soldered in, the whole logic board had to be swapped out. I spent maybe $150-$200 for AppleCare, that repair would have cost at least $600. So, there ya go.
Posted by beerJeep
Louisiana
Member since Nov 2016
38440 posts
Posted on 5/5/26 at 4:04 pm to
quote:

Yea but it seems like the amount you’re paying in AppleCare over time has to be as much or more than it would cost you to just pay full price for the new phone. Thats the ridiculous thing about it.


Congrats. You just figured out how insurance works.
Posted by SquatchDawg
Cohutta Wilderness
Member since Sep 2012
20060 posts
Posted on 5/5/26 at 4:10 pm to
I’ve had two phones replaced and each of my kids had a phone replaced. …but I hang on to phones for a long time.
Posted by OhioLSUfan
Columbus, OH
Member since Oct 2007
2014 posts
Posted on 5/5/26 at 5:05 pm to
Apple doesn’t offer AppleCare to help the consumer, they offer it to make money. Just like all warranties.
Posted by Duckismyspiritanimal
Cupertino, CA
Member since Apr 2017
204 posts
Posted on 5/5/26 at 5:19 pm to
Worked at the Genius Bar years ago, it’s absolutely not a scam, but was used much more when phones didn’t have water resistance.

The customer would use an incident, pay the service fee and have a repaired or replaced device (mostly the same day) with an Apple warranty and transferred Apple care coverage and with all data and service transferred over.

It’s absolutely not fun saying that the phone is damaged beyond repair and having to spend hundreds of dollars on a replacement.
Posted by Volvagia
Fort Worth
Member since Mar 2006
53434 posts
Posted on 5/5/26 at 5:20 pm to
Is AppleCare your first experience with extended warranties?


It’s to help protect you from headaches and random events. Not from years of nothing happening.


The fact it covers stuff like theft and water damage are the real gamechangers
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
139330 posts
Posted on 5/5/26 at 6:52 pm to
It's a scam
Posted by LSUisSEC
Member since Oct 2011
217 posts
Posted on 5/5/26 at 8:23 pm to
Had to have my back glass fixed twice and jumped in a pool with my phone. Paid next to nothing for a replacement. Then used the replacement to trade in towards my 17 pro.
Posted by AaronDeTiger
baton rouge
Member since Jun 2014
2344 posts
Posted on 5/5/26 at 10:24 pm to
quote:

I had a MacMini that had RAM issues. Because the RAM is soldered in, the whole logic board had to be swapped out. I spent maybe $150-$200 for AppleCare, that repair would have cost at least $600. So, there ya go.


So apple doesnt warranty their products? You had to pay for an out of pocket warranty for a manufacturers defect? sounds shitty.
Posted by biglego
San Francisco
Member since Nov 2007
84661 posts
Posted on 5/5/26 at 11:18 pm to
quote:

Congrats. You just figured out how insurance works.


But this insurance is not required and the thing being insured is not that expensive
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