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Posted on 4/7/26 at 7:03 pm to Brobocop
Of the net? About 20% if you include taxes and insurance. 40% of our monthly payment is taxes and insurance.
Posted on 4/7/26 at 7:08 pm to Brobocop
23%. I sure do miss my 10% in Baton Rouge 
Posted on 4/7/26 at 7:13 pm to Brobocop
4% counting taxes and insurance. Gone in 6 months.
Posted on 4/7/26 at 8:18 pm to Brobocop
Mortgage is zero.
Taxes and insurance is 2%.
Taxes and insurance is 2%.
Posted on 4/7/26 at 8:35 pm to Brobocop
About 17% w/escrow…6 yrs to go…2.8% ish
This post was edited on 4/7/26 at 8:35 pm
Posted on 4/7/26 at 10:35 pm to Brobocop
quote:We have a mortgage on a second property we got during COVID.
What % of your net take home pay is your mortgage payment?
Sub 3% interest rate, 15 year note. The total mortgage payment & escrow is about 15% of our monthly net take-home.
Posted on 4/7/26 at 10:35 pm to SmackoverHawg
quote:
4% counting taxes and insurance. Gone in 6 months.
I’ve got 29 years left
My taxes and insurance are $2,000 a month.
This post was edited on 4/7/26 at 10:38 pm
Posted on 4/7/26 at 11:00 pm to Brobocop
16% bought pre Covid
Posted on 4/7/26 at 11:03 pm to Brobocop
ZERO
house paid off since 2012
house paid off since 2012
Posted on 4/8/26 at 5:54 am to Elusiveporpi
quote:
ill be going from 8% to 20% soon and im not happy about it.
Are you significantly upgrading your home? Or is it weighted in higher mortgage interest?
Posted on 4/8/26 at 6:59 am to Upperdecker
quote:
quote:
ill be going from 8% to 20% soon and im not happy about it.
Are you significantly upgrading your home? Or is it weighted in higher mortgage interest?
Going from my Bachelor pad to building a custom home. Plus loosing my 3.5% interest rate. But what the wife wants the wife gets.
Posted on 4/8/26 at 7:54 am to Brobocop
6%. But my monthly income can vary greatly. So that 6% is yearly mortgage payment vs yearly take home.
Posted on 4/8/26 at 8:21 am to NewIberiaHaircut
40% - about to start a go fund me
Posted on 4/8/26 at 10:20 am to Brobocop
33.7%. This is accounting for both my rental and primary mortgages and I am factoring in my rental income into my net income.
Just my primary and all net income minus rental income = 25.4%
Just my primary and all net income minus rental income = 25.4%
Posted on 4/8/26 at 11:26 am to Brobocop
We live in a large home on the water here in Tampa. We're at 3.5%. Got insanely lucky buying during COVID
Posted on 4/8/26 at 12:18 pm to Brobocop
We're at 14.5% including escrow. If we upgraded our house to something we really wanted, we'd be easily at 33%. That's with rolling over all of our equity to a new home too. I truly don't know how people are doing that. I refuse to be house-poor.
Posted on 4/8/26 at 2:01 pm to Brobocop
Exactly 33%. Not exactly the situation I want to be in, but I just got this house a few months ago and it was what I was willing to accept with how high interest rates currently are.
Compared against my NET pay, I am well below any commonly accepted rules of thumb. I haven't changed any of my investments.
33% is inclusive of mortgage, insurance, escrow
Compared against my NET pay, I am well below any commonly accepted rules of thumb. I haven't changed any of my investments.
33% is inclusive of mortgage, insurance, escrow
This post was edited on 4/8/26 at 2:15 pm
Posted on 4/8/26 at 2:04 pm to Brobocop
I’ve found that this percentage matters somewhat less the more you make
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