Favorite team:Texas 
Location:Spring Texas
Biography:
Interests:Hunting, Fishing, Sports
Occupation:
Number of Posts:15802
Registered on:9/24/2011
Online Status:
 Online

Recent Posts

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[quote]Orioles aren't going anywhere. AL East is gonna be tough[/quote] 100%. The O’s are legit....
Yankees looking good. Have a few good bullpen pieces coming back, Judge is starting to find his grove, hopefully DJ can produce and they get Cole back. ...
[quote]USFR is still paying almost 5.5%. Just use that.[/quote] I’m going to max out the FDIC portion on both of my HYSA’s by June and will need a place to park some extra cash. Is there a chance that USFR will lose money? I think I’m getting 4.25% on my capital one and 5.05% on my other one. ...
What a pussy :lol: The cows I’m not worried about it’s the damn bulls you have to keep an eye on. ...

re: credit bubble vs house prices

Posted by Rize on 5/10/24 at 9:15 pm
[quote]We are closing on the sale on our house at the end of the month. The inventory where we are moving to is trash. Assuming everyone is just waiting and staying put. Considering renting and waiting for the right house to hit the market. Everything feels kind of paralyzed.[/quote] Yeah I’m clo...

re: credit bubble vs house prices

Posted by Rize on 5/10/24 at 7:34 pm
I’ve been waiting on my house to sell in BR since September and I’m not looking forward to buying a new house at these rates. ...
I think I have a Swiss army watch I got with my dads :lol:...
[quote]if you have done your time and are free from prison, you're a free man that should be free to practice all rights granted by the constitution.[/quote] frick that. Violent crime with a gun or armed robbery you should never be able to have a gun again. ...
[link=(https://youtu.be/fLPcrlPvulw?si=uQcLs3B6_0OqEV3q)]Kolm[/link] I thought the same thing when I found Kolm. ...

re: The best thing about day drinking…

Posted by Rize on 5/9/24 at 10:40 am
Usually means it turns into night drinking. ...
[quote]Everyone on the OT makes deep six figures except they can’t afford to buy a car[/quote] This is the low T now. We can’t afford the truck nuts like we could in 2019. ...

re: In the market for a house...

Posted by Rize on 5/9/24 at 12:30 am
[quote]FWIW to everyone on here, my hometown housing prices start at 700-800k and a lot of my old neighborhood are now going for 1.5M and above. So to me 300-500k for a house feels like a beer budget.[/quote] You do realize thats’s not normal for most folks living in the south? ...
[quote]I bought a new truck around Christmas and my rate is 1.9% through my bank.[/quote] There’s deals to be had. I was driving back from my deer lease in West Texas this week and saw 16k off a 4 door ram truck. I haven’t seen those kind of discounts since pre Covid....
[quote]Mercedes now moving back to gas guzzlers. Remember the old “ice engines are the horse and buggy, people didn’t want to give that up too” Well guess what, ICE is pretty damn convenient and cheaper and more profitable for the manufacturer. It also lasts longer.[/quote] That’s good to he...
I got absolutely wrecked on my 2023 Tesla :lol:...

re: Custom Build Finance Questions

Posted by Rize on 5/8/24 at 7:29 am
[quote]I built my first two years ago.... I love my home and have no plans to leave. But I now see a path in other directions if the situation is right. I think most of us remain dreamers and risk takers throughout life. It does end in our 40s or 50s. To the OP- Call the lender and ask those que...
I’m so glad I married a professional independent woman who takes care of her own shite and doesn’t need me for anything. She washes her own car, gets the tires rotated and gets the oil changed all by herself like a big girl. She even pays all the bills :lol:...

re: Custom Build Finance Questions

Posted by Rize on 5/7/24 at 12:24 am
[quote]Doing a custom build home in 12-15 months. First time doing custom build and will be forever home. Equity in Current Home: $65,000 Equity in Property to Build on: $35,000 Property Value: $90,000 Total Estimated Equity: $100,000 that would be rolled into construction/permanent loan Estimate...