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Message

re: The Louisiana legislature is a joke...heads need to roll

Posted on 6/17/19 at 12:42 pm to
Posted by LSUTigersVCURams
Member since Jul 2014
21940 posts
Posted on 6/17/19 at 12:42 pm to
No it's a problem that needs to be solved, but that bill wasn't it.
Posted by AA77
Member since Jan 2016
3797 posts
Posted on 6/17/19 at 12:47 pm to
Martiny Is term limited Talbot is running for his seat but the trial attorneys will put a well funded candidate against him.
Posted by Duffnshank
Member since Jan 2019
660 posts
Posted on 6/17/19 at 12:48 pm to
Did you read the bill? It was atleast a start to something. People say that shite every day, well this bill or that bill isn’t it, but thats exactly why we are where we are right now. Nobody will even consider getting a ball rolling.
Posted by marcus3000
The nice part of Gardere
Member since Jan 2018
848 posts
Posted on 6/17/19 at 12:50 pm to
Do you have a link/source for this? I complain about BR drainage a lot and would like for my blood to boil in outrage this afternoon.
Posted by Motorboat
At the camp
Member since Oct 2007
22707 posts
Posted on 6/17/19 at 12:52 pm to
quote:

You just cant make this shite up


Yet LABI makes up that lawsuits are the reason for high insurance rates. If that is so, then why are insurance companies lowering rates all of the sudden?

LINK

quote:

Louisiana Farm Bureau is the latest auto insurer doing business in Louisiana to announce its intention to cut rates, with Insurance Commissioner Jim Donelon saying the company wants a 4.4% rate decrease on its 220,000 automobile policies.

In the past year, two other insurance companies—State Farm and Progressive—have also dropped their rates, sparking what Donelon calls a “downward trend.” “This reduction, along with those previously taken by State Farm and Progressive, further confirms that automobile insurance competition in Louisiana is moving premiums in the right direction,” Donelon says in a prepared statement.

As the sixth-largest auto insurer in the state, Louisiana Farm Bureau’s rate decrease will mean lowered premiums for over 1,500,000 automobile policyholders when combined with the earlier reductions taken by State Farm and Progressive. The reduced rates are projected to take effect August 1, 2019 for new and renewed policies.
Posted by lsufan1971
Zachary
Member since Nov 2003
18360 posts
Posted on 6/17/19 at 12:58 pm to
Email and call you Representatives. I emailed Rick Ward and let him know he is going feel the heat on this issue.
Posted by High C
viewing the fall....
Member since Nov 2012
53957 posts
Posted on 6/17/19 at 1:06 pm to
quote:

2. impound uninsured vehicles when they are involved in a wreck


Don’t just do it after the fact. Impound them when it’s determined that they’re uninsured at a traffic stop or checkpoint. Hell, with the ability to track data these days, law enforcement should be able to go to addresses of uninsured vehicles and impound them from there.
Posted by lsufan1971
Zachary
Member since Nov 2003
18360 posts
Posted on 6/17/19 at 1:09 pm to
quote:

Yet LABI makes up that lawsuits are the reason for high insurance rates. If that is so, then why are insurance companies lowering rates all of the sudden


The insurance companies lobbying groups were feeling pressure from State legislatures so they decided to give a little break. Progressive gave 2.2% rate decrease.

That is a whole lot of nothing. I pay almost 9K per year for 3 vehicles with a 21 yr od daughter and all of s have clean driving records.

I believe in a free market but insurance is no way shape or form a free market in LA. Its controlled by Trial Lawyer lobbyist.
This post was edited on 6/17/19 at 1:13 pm
Posted by LSUFanHouston
NOLA
Member since Jul 2009
37157 posts
Posted on 6/17/19 at 1:30 pm to
quote:

That tort reform bill wouldn't have done jack shite to lower auto insurance premiums.


I am so sick of people like you, who constantly tell everyone what won't work, but never have any ideas for what will work.

If 49 states are doing something one way, and we are doing it the other way, chances are, our way isn't working (except to enrich attorneys and POS with fake injuries).
Posted by LSUFanHouston
NOLA
Member since Jul 2009
37157 posts
Posted on 6/17/19 at 1:31 pm to
quote:

If that is so, then why are insurance companies lowering rates all of the sudden?


Because Geico is buying market share.

Imagine if we had even more competition, what would happen.

A 4 percent cut ain't shite when we are twice as expensive as everywhere else.
This post was edited on 6/17/19 at 1:32 pm
Posted by BigJim
Baton Rouge
Member since Jan 2010
14513 posts
Posted on 6/17/19 at 1:41 pm to
quote:

Senate Judiciary A is chaired by state Sen. Rick Ward, R-Port Allen, a trial lawyer. If you’re looking to blame someone for your ridiculously high auto insurance bill, you can start with Ward.
Posted by AlxTgr
Kyre Banorg
Member since Oct 2003
81732 posts
Posted on 6/17/19 at 1:42 pm to
quote:

Yet LABI makes up that lawsuits are the reason for high insurance rates. If that is so, then why are insurance companies lowering rates all of the sudden?
When you are the 2nd highest in the nation, is lowering some really a big deal? La. is up 7% from 2018 BTW.
Posted by LSUFanHouston
NOLA
Member since Jul 2009
37157 posts
Posted on 6/17/19 at 1:44 pm to
Voing JBE out will help this state but it won't solve this problem.

We need to turn out the legislature, and have a new version with a wider set of business owners, and fewer attorneys.
Posted by GeorgeWest
Baton Rouge
Member since Nov 2013
13134 posts
Posted on 6/17/19 at 1:46 pm to
I moved from the ATL area to BR a few years ago and my State Farm car insurance rates dropped 20%. I cannot imagine what fool is paying $3000 annually to insure a car in Baton Rouge. NO one in my family or circle of friends is paying anywhere near $3K a year to insure an auto.
Posted by KiwiHead
Auckland, NZ
Member since Jul 2014
27722 posts
Posted on 6/17/19 at 1:47 pm to
quote:

law enforcement should be able to go to addresses of uninsured vehicles and impound them from there.


Driving without insurance is not a felony. Plus,what you propose, it's a Constitutional violation to do something like that...4th Amendment shite and that sort of thing.....but I get your frustration.....
Posted by KemoSabe65
70605
Member since Mar 2018
5205 posts
Posted on 6/17/19 at 1:49 pm to
Ever notice the autos driving around with the bright colored stickers on the back glass? They have a grace period to purchase insurance so they're driving without insurance with complete knowledge of the police.
First offense driving without insurance should be a $500 fine and required to purchase a one year policy with no provision to cancel mid term.
Second offence your auto is impounded, sold at auction and the proceeds go to a fund to reimburse Louisiana drivers damaged by uninsured motorist and you can't drive for two years.
Posted by KiwiHead
Auckland, NZ
Member since Jul 2014
27722 posts
Posted on 6/17/19 at 1:53 pm to
quote:

What does Glen Armentor do again?


He makes commercials........other people in his office do the real work
Posted by colorMeShocked
Member since May 2017
40 posts
Posted on 6/17/19 at 1:54 pm to
quote:

You blame the governor for bills that never made it to his desk


Except, the governor tells his puppet, Alario, to kill it. Alario, sends the bill to the committee with the trial lawyers, instead of the logical insurance committee where it has a good shot of passing.

The real story never gets reported by the local paper and other "news" outlets and life goes on.
Posted by NikolaiJakov
Moscow
Member since Mar 2014
2803 posts
Posted on 6/17/19 at 1:55 pm to
quote:



Because Geico is buying market share.



Switched to Geico and saved $150 a month on two vehicles.

And I've been telling everybody I see to do the same.
Posted by member12
Bob's Country Bunker
Member since May 2008
32121 posts
Posted on 6/17/19 at 2:07 pm to
quote:

Do you have a link/source for this?


$225m in federal funding at risk

State won't pay for the match this year. City/Parish having trouble finding the funds this year.
This post was edited on 6/17/19 at 2:09 pm
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