Favorite team:LSU 
Location:NOLA
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Number of Posts:12371
Registered on:7/22/2009
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re: Estate Tax Insurance - LSUFanHouston
[quote]Also lol at $1333/ month for $200k in life insurance. How old are they? Paying $20-30k a year for a mil in life insurance in your upper years is pretty normal. But $10,000-15,000/ year for $200k is laughable. [/quote] Somebody's gotta pay for that commission...
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re: Estate Tax Insurance - LSUFanHouston
[quote]Interesting. So she had a qtip that she basically disclaimed two years later? Too bad they didn’t have a closing letter before that...[/quote] She only lived two years later. They were probably still negotiating the first estate when she died, much less a closing letter. Had to be othe...
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re: Estate Tax Insurance - LSUFanHouston
Using life insurance proceeds to pay an estate tax bill is a perfectly fine estate planning tool, especially if the assets are not very liquid. There's a lot of old ILITs hanging around from when the estate tax exemption was less than a million dollars. With the higher exemption and spousal p...
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re: I'll gladly pay more in taxes to get federal healthcare for all damnit - LSUFanHouston
[quote] This whole thing is a classic example of “Too much government created a problem, so let’s fix it with more government”.[/quote] I think the OP recognizes an issue and a possible solution. I think it's the wrong solution. I have a friend in the UK. The NHS over there is a mess. Of...
Posted on Political Talk
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re: I'll gladly pay more in taxes to get federal healthcare for all damnit - LSUFanHouston
[quote]Tricare is the VA, right? I know a lot of folks on Tricare that seem to love it, and they have all the usual illnesses and incidents you'd expect a family to have. When does it start getting bad?[/quote] No. Tricare is an insurance plan for current military members and some retirees (and t...
Posted on Political Talk
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re: I'll gladly pay more in taxes to get federal healthcare for all damnit - LSUFanHouston
[quote]That's one thing I won't mind paying damnit. The American health care system is mediocre and it goes before Obamacare. I'm an Independent, I am not really a fan of big government, but healthcare is just too complex. I think it has something to do with the health lifestyle.[/quote] I unders...
Posted on Political Talk
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re: OSU DE Nick Bosa not going to bother returning this season, focusing on NFL - LSUFanHouston
[quote]Guarantee some idiot is going to accuse him of quitting on his teammates[/quote] Well he did quit on his teammates. Now, I understand why he did, and I'm sure his teammates understand as well. ...
Posted on More Sports
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re: Credit Card Processing Suggestions - LSUFanHouston
What's your card sales volume? We have a concession stand for our nonprofit and use Square. It's 2.75% on swiped/dip/tap, no per transaction flat charge. Manual enter is more. Cost is deducted from each daily deposit. Generally banks are the most expensive. But you have to be careful with the...
Posted on Money Talk
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re: CLEAR could be coming to MSY - LSUFanHouston
Would make sense as the new airport will have a single screening area. ...
Posted on Travel Board
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re: Sears may finally declare Ch 11 this weekend - LSUFanHouston
[quote]So, Lampert out as CEO, but still on the board. Stock is down to about .32 a share? Is now the time to purchase some stock in Sears and hope they come back as an online platform or get bought out or something? Or is Sears done forever? [/quote] Out as CEO, still chair, and ESL hedge f...
Posted on Money Talk
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re: Breaking: Sunshine Bridge to be closed for months - LSUFanHouston
[quote]Whatever insurance they have likely wouldnt cover the cost of fixing this[/quote] An earlier thread on the topic indicated this was a rather large company with a lot of operations and tugs, so these sorts of things are just going to happen, due to volume. So if it is indeed a big compa...
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re: My local dealer is offering 108 month financing through GMAC - LSUFanHouston
[quote]If it’s a super low interest rate, why not? [/quote] I doubt it's at a low rate. Bank, or even the manufacturer's financing arm, I doubt ties up for that long unless it's a very nice interest rate, for them. ...
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re: My local dealer is offering 108 month financing through GMAC - LSUFanHouston
[quote]84 months on a 4 year old vehicle ? Bull shite , no bank is gonna make that loan. [/quote] At a 19 percent interest rate they will...
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re: My local dealer is offering 108 month financing through GMAC - LSUFanHouston
[quote]I wonder how many automobile sales in the US would dry up if just a fraction of those loans weren't available.[/quote] Or college attendance Or house purchases Or pretty much the vast majority of major retail purchases (furniture, etc)...
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re: My local dealer is offering 108 month financing through GMAC - LSUFanHouston
[quote]I don't really have a problem with your friend who leases. [/quote] I guess it is a matter of personal preference. I enjoy not having a car note for at least part of my life. That money can go to other items / savings. ...
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re: Breaking: Sunshine Bridge to be closed for months - LSUFanHouston
[quote]Unless a court can prove gross negligence, per the Jones Act, the operator is only liable for the value of the vessel and its cargo. [/quote] I would imagine passing under a bridge with the crane in the up position would be pretty negligent. Unless they can show it was stuck or something ...
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re: My local dealer is offering 108 month financing through GMAC - LSUFanHouston
[quote]Wait 108-month terms are an actual thing??????[/quote] A neighbor did 84 months... on a 4 year old Yukon. Another friend leases a new car every 3 years. She figures she's "used" to always having a car payment, so it's in her budget, so it's all good. ...
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re: Another piece of my childhood falls - LSUFanHouston
[quote]Even if you close all your brick and mortar stores and go 100% online, that huge amount of real estate is still costing the company money in upkeep and servicing of debt until they can find someone to take it off their hands. [/quote] No need for all that. They just needed somewhat of an o...
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re: Another piece of my childhood falls - LSUFanHouston
[quote]Sears was Amazon a century before Amazon.[/quote] This is the hell of it. Sears created the original model for ordering from your sofa. And now, they are dying because they refused to adapt to the version 2.0 of that model. All they had to do was transfer their catalog business to a co...
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re: Sears may finally declare Ch 11 this weekend - LSUFanHouston
[quote]They were actually profitable in 2010 after not making money for years and it was thanks to Lampert. [/quote] So it's profitable one year out of 13 under his "direction" and that's good? Sears spinning out their real estate to Seritage was a disaster. If Sears didn't have to make rent p...
Posted on Money Talk
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