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Started By
Message
re: That time of year - 2026 Health Insurance premium price increases
Posted on 11/7/25 at 1:58 pm to NorthEndZone
Posted on 11/7/25 at 1:58 pm to NorthEndZone
19% here. $1291 to $1536. But I qualify for an HSA next year, which is nice
0
Posted on 11/7/25 at 7:02 pm to NorthEndZone
People are going to drop health insurance altogether and use the emergency room it's coming
Posted on 11/7/25 at 7:15 pm to CenlaLowell
My plan through my employer went up about 200% per week. $30 to $96. This legitimately has me thinking of not renewing next cycle.
Posted on 11/7/25 at 7:16 pm to NorthEndZone
That’s all? frick I will be luck if it’s not 117%
Posted on 11/7/25 at 7:18 pm to NorthEndZone
Medical billing and insurance are a complete scam.
Posted on 11/7/25 at 7:36 pm to NorthEndZone
HR was thrilled to tell us its only going up 2%. Are we getting a cola to help cover it. Of course not.
Posted on 11/7/25 at 8:20 pm to NorthEndZone
Mine went from $900 to $1020 a month for me and one child. Company pays 80% of mine. Yay. Only paying $1300 more a year for worsening coverage.
Posted on 11/7/25 at 9:06 pm to NorthEndZone
The overall cost is roughly the same. The taxpayer just isn’t picking up a huge chunk of the check any longer, so you’re feeling more of it.
I know that’s not exactly comforting, as it’s still a brutal slam to be coming out of pocket. But people need to remember that when we were warning people way back when about how bad Obamacare sucked, this is what we were warning y’all about. The only reason these crazy out of pocket cost increases were delayed is because the taxpayer was picking up a huge chunk of the cost for you. That isn’t a sustainable system.
Now it’s time for those lazy frick Republican congressmen to get off their asses and design a system that actually works. No more kicking the can.
I know that’s not exactly comforting, as it’s still a brutal slam to be coming out of pocket. But people need to remember that when we were warning people way back when about how bad Obamacare sucked, this is what we were warning y’all about. The only reason these crazy out of pocket cost increases were delayed is because the taxpayer was picking up a huge chunk of the cost for you. That isn’t a sustainable system.
Now it’s time for those lazy frick Republican congressmen to get off their asses and design a system that actually works. No more kicking the can.
Posted on 11/7/25 at 9:19 pm to NorthEndZone
quote:
What are y'all seeing for 2026 premiums?
Don't care. Four hundred bucks won't make or break me.
Posted on 11/7/25 at 9:25 pm to NorthEndZone
I was convinced to switch from our ppo to the consumer plan. The upside is my monthly premium drops from $574/month to $218.
Posted on 11/7/25 at 9:47 pm to NorthEndZone
Our deduction is going up 10% and the company is subsidizing the other percentage. They didn’t tell us how much the subsidy is but I’m sure they will lay it out in our yearly “benefits list”. So everyone will take a loss next year bc you know raises won’t be 10%.
This post was edited on 11/7/25 at 9:49 pm
Posted on 11/7/25 at 9:54 pm to NorthEndZone
Thanks horse hair and Co.
Posted on 11/7/25 at 9:58 pm to NorthEndZone
7%
But copay is going up.
But copay is going up.
This post was edited on 11/7/25 at 9:59 pm
Posted on 11/7/25 at 10:19 pm to Epic Cajun
quote:Same here. I believe that's due to our union's contract specifying that there would be no change in 2026. Not sure what happens in 2027. Damn sure not coming down, although it was nice to see no rate/coverage change on renewals last month. Actually the first time I've seen that in the past decade or more.
Mine is exactly the same as last year.
Posted on 11/7/25 at 11:06 pm to NorthEndZone
7.5 % here
Posted on 11/8/25 at 12:17 am to Townedrunkard
In 2016, Trump said the best thing was to abolish Obamacare and the GOP would come up with a great plan, It did not happen. Then Trump said the GOP was going to have a great insurance plan to replace Obamacare in 2 weeks. Then another 2 weeks. It must have been misfiled, probably in the Epstein Files.
Posted on 11/8/25 at 3:59 am to Pfft
You have to pay more so that so many don’t have to pay anything. Don’t you love government.
This post was edited on 11/8/25 at 4:00 am
Posted on 11/8/25 at 5:27 am to Witty_Username
Mine went up around a point and a half, with my premium (single, early retiree, no other entanglements) rising from $1094/mo. to $1111/mo., so that's fine.
Like several above, though, thank God for the former employer insurance tie-back option until 67 (62 now), or I'd be thrown to the wolf den we call our insurance market.
Like several above, though, thank God for the former employer insurance tie-back option until 67 (62 now), or I'd be thrown to the wolf den we call our insurance market.
Posted on 11/8/25 at 5:31 am to NorthEndZone
quote:
17% increase for me - yippee! (sarcasm)
Posted on 11/8/25 at 5:46 am to NorthEndZone
It's a damn shame watching the Democrats all (talking point) say that the Republicans screwed up healthcare when Obama's name is attached to this disaster.
These people are all filthy rich but act like a bunch of 4th graders.
What ever you do wrong just blame the other guy.
These people are all filthy rich but act like a bunch of 4th graders.
What ever you do wrong just blame the other guy.
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