Question for OT Parents with older kids

can you link the article that claimed this?

I don't pay their bills but I help them out from time to time..

My guess is that they’re including leaving kids on insurance and cell phone plans as “paying their bills”, which technically is correct but can be a little misleading.

quote:

---

My guess is that they’re including leaving kids on insurance and cell phone plans as “paying their bills”, which technically is correct but can be a little misleading.

---

This is true, my oldest is 24 and is still on my health insurance. Why would I have them pay for health insurance when they can be included on mine until age 26 at no extra cost to me?

All three of my kids (24, 23, and 20) are still in college. Two are in postgraduate and the youngest one is in undergraduate. We still pay all of their expenses, except the oldest one’s tuition (med school). My wife and I decided a long time ago that we wanted to make sure our kids finish their educations with no debt (relatively little debt for the oldest one). All three of them are extremely appreciative and they are all holding up their end of the bargain by excelling in school and outside of school. My wife and I just turned 51 and there’s no doubt our decision has added a few extra years of working, but it’s worth it to us.

I am definitely looking forward to getting them all off the payroll within the next two years, though!!

There’s a big difference between a 22 year old and a 38 year old relying on parents

I don't fit your scenario.

I have 4 kids. 15, 17, 18, and 20.

But my 20 year old missed the cutoff for a dorm. He paid his own way freshman year. But he moved back home without the dorm and drives to school 3 days a week (about an hour each way).

My 18 year old is looking for roommates for freshman year of college. If unsuccessful, she will stay home and commute (25 minutes each way).

I think our plan this summer will be to charge $500/mo rent and set that aside into a joint savings account that they can pull from for a downpayment on their first home.
All 4 of my kids have jobs. The 2 oldest will most likely pull 2 jobs this summer to save as much as possible for the school year. The 2 oldest bought their own vehicles and pay their own insurance. My 3rd oldest has saved $10,400 for her first car. But she has a school trip to Europe this summer and would rather purchase that car with her leftover spending money versus buying the car and having a set budget for the Europe trip.

My oldest two (21 and 24) were given the option to live at home while attending JUCO, then I'd pay for them to finish at a 4 year university. I gave them the same option for trade school or computer certifications. Neither of them wanted to do that, so they were told to GTFO. Adult children can only live in my house if they're actively working on bettering themselves through education and training. They thought that they could just work some part-time menial jobs while living for free in my house, eating my food, and screwing around online. Nope.

quote:

---

When are they going to support us?
We did pay everything for them through college though.

---

This mindest has always struck me as strange. Wouldnt you want your children's resources to be directed down the line towards your grandchildren instead of yourself?

Why would I expect my kids to take care of me? I will have had my whole life to prepare for retirement.

My older two are 20 & 18 - they are in college and live at home. So we still pay for everything. They but their own stuff they want bc they work - but it doesn’t really cost more to have them home.