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Posted on 3/27/24 at 4:41 pm to SaintlyTiger88
I put money away for 20 years for my 3 children's undergrad .I do not support my oldest daughter 25 in grad school.. I have been making the car payment for my 23-year-old son because he's still in school but just paid it off. I make car insurance payments for him and his younger sister. The biggest expense is my youngest daughter's sorority. A sacrifice I am happy to make. My Dad did the same for me and I am grateful.
Any of my children would be welcome to live with me if it came to that. I have prepared them to be independent and they all are, amazingly so. In five years, I probably won't even live in the US, so my financial responsibility has kind of run its course.
Any of my children would be welcome to live with me if it came to that. I have prepared them to be independent and they all are, amazingly so. In five years, I probably won't even live in the US, so my financial responsibility has kind of run its course.
Posted on 3/27/24 at 4:54 pm to LemmyLives
quote:
Uh, because he's an adult? Just because Obamacare made it OK to keep them on your insurance doesn't mean it's a good idea. Are you contributing to his 401(k) on his behalf too?
Maybe you don’t understand how family plans work for employer-issued medical insurance, but his premiums will be exactly the same if he drops his adult kid. The kid would literally be paying for something his/her parents are paying for regardless.
This post was edited on 3/27/24 at 4:56 pm
Posted on 3/27/24 at 5:04 pm to Dadren
quote:
family plans work for employer-issued medical insurance,
No, I exactly do. Whether I had one kid or four, the "family" rate is the same.
You're missing my point. It's not about the money, it's about responsibility, for someone old enough to sign their own contracts, enlist, get drafted, be liable for automobile accidents, get married, etc.
Posted on 3/27/24 at 5:07 pm to SaintlyTiger88
I have a 25 yo son who has lived on his own, including financially, since he was 22.
Posted on 3/27/24 at 5:20 pm to LemmyLives
quote:
You're missing my point. It's not about the money, it's about responsibility, for someone old enough to sign their own contracts, enlist, get drafted, be liable for automobile accidents, get married, etc.
What the hell does that have to do with health insurance?
Posted on 3/27/24 at 5:21 pm to LemmyLives
quote:
You're missing my point. It's not about the money, it's about responsibility, for someone old enough to sign their own contracts, enlist, get drafted, be liable for automobile accidents, get married, etc.
I mean…all those things that you listed are responsibilities that they would be taking on.
Making them pay for something you’ve already paid for isn’t going to make them more responsible. It’s just going to leave them with less money for no reason.
Posted on 3/27/24 at 5:24 pm to OldmanBeasley
quote:
that have to do with health insurance?
I'm done with you in this thread. I've clearly explained multiple times it's about personal responsibility of your offspring. You sound like a Gen Y mom, not "Oldman." Pay for your own health insurance, car insurance, cell phone bill, young buck. Spend your money on stuff adults are supposed to, not money on micro-transactions in games.
Posted on 3/27/24 at 5:27 pm to LemmyLives
quote:
I'm done with you in this thread. I've clearly explained multiple times it's about personal responsibility of your offspring. You sound like a Gen Y mom, not "Oldman." Pay for your own health insurance, car insurance, cell phone bill, young buck. Spend your money on stuff adults are supposed to, not money on micro-transactions in games.
You’re not the sharpest tool in the shed, but you’re definitely a tool.
Posted on 3/27/24 at 5:57 pm to TBoy
25 year old son and 20 year old daughter. 20 year old daughter is a Junior at LSU and totally on our dime which has been the agreement with both our children. 25 year old son is in Med School (3rd year) and got married in June to his High School sweetheart. She’s a teacher so she foots all the bills. He is paying for Med School with student loans. We still have him on our cell phone plan and he’s on our family plan car insurance. He was on my medical insurance till they got married now he is on hers. She’s a great gal and once he’s making the big bucks she won’t have to work outside the home another day of her life unless she wants to. Daughter plans on getting her masters and knows that will be on her dime through loans.
Posted on 3/27/24 at 6:05 pm to SaintlyTiger88
I’m 40, graduated from LSU in 2008, and moved home three times.
Once in 09
Once in 12
Once in 14
I failed at life three times before getting it together at the ripe age of 30.
Once in 09
Once in 12
Once in 14
I failed at life three times before getting it together at the ripe age of 30.
Posted on 3/27/24 at 6:07 pm to Dadren
quote:
My guess is that they’re including leaving kids on insurance and cell phone plans as “paying their bills”, which technically is correct but can be a little misleading.
This
Posted on 3/27/24 at 6:07 pm to BOSCEAUX
quote:
She’s a teacher so she foots all the bills.
Damn, did teachers get massive pay raises or something?
Posted on 3/27/24 at 6:12 pm to LSBoosie
quote:
teachers get massive pay raises or something
If your profession doesn't support your lifestyle and basic needs, maybe change professions?
Posted on 3/27/24 at 6:12 pm to LSBoosie
quote:
Damn, did teachers get massive pay raises or something?
They both have paid for cars. She pays for rent, utilities, and food. I don’t get in their business too much so I’m sure some of his loan money goes to living expenses. I gladly co-signed their apartment lease but they haven’t asked for a dime. I know they aren’t asking her parents for anything because they aren’t well off.
ETA: they don’t live in a high cost of living area.
This post was edited on 3/27/24 at 6:14 pm
Posted on 3/27/24 at 6:15 pm to TheWalrus
Some parents cut their kid off at 18 and let them fend for themselves.
Posted on 3/27/24 at 6:20 pm to BOSCEAUX
They are actually just 20 miles away. When they moved back after he completed 2nd year to do his clinicals I offered them to live with us to save money. They graciously declined to be more independent but I think it was because they didn’t want to feel uncomfortable doing the nasty under my roof 
Posted on 3/27/24 at 6:20 pm to braves21
quote:
let them fend for themselves.
And? If you didn't raise them to fend for themselves as adults, you probably fricked up somewhere along the way. There are 17 year olds enlisting in the military, today. They will likely make bad decisions like buying a Kawasaki and marrying a stripper in a few months, for sure.
Posted on 3/27/24 at 6:21 pm to REB BEER
quote:
. He has about $10K in the bank just in case his education takes longer than 4 years.
Honestly the best idea I've heard in awhile.
Posted on 3/27/24 at 6:21 pm to SaintlyTiger88
Only 1/2? Lol
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