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re: My auto insurance is $615.00 a month and State Farm gave me $113.65 dividend.
Posted on 9/2/26 at 9:19 am to DiamondDog
Posted on 9/2/26 at 9:19 am to DiamondDog
My SF auto insurance is about $300 / month for 3 vehicles and ATV.
Dividend was $250 total, divided into 4 different smaller dividends per policy
Dividend was $250 total, divided into 4 different smaller dividends per policy
This post was edited on 9/2/26 at 6:14 pm
Posted on 9/2/26 at 9:21 am to lsupride87
quote:
Almost every single person would come out far ahead in life if they never purchased insurance
A quick look at claims data would suggest otherwise. It's ironic how COL is talked about ad nauseam but you think that if people suffered a substantial loss they'd somehow be far ahead in life? I can point to about 100 claims from one tornado that would suggest that's fiction.
Posted on 9/2/26 at 9:27 am to DiamondDog
I didn't receive an email, and I'll have to check with the wife to see if we got a letter, but I went to the State Farm dividend portal, and it says I'm getting $26. That doesn't seem right.
I'm insuring two vehicles - 16 Mazda and 21 Ram - that I'm paying $300 a month for full coverage.
I'm insuring two vehicles - 16 Mazda and 21 Ram - that I'm paying $300 a month for full coverage.
Posted on 9/2/26 at 9:28 am to Kjnstkmn
quote:
My SF auto insurance is about $300 / month for 3 vehicles and ATV. Dividend was $207 total, divided into three different smaller dividends per policy
Mine was for $237 for two vehicles. Insurance is about $280 for 2.
Posted on 9/2/26 at 9:31 am to DiamondDog
quote:
e had no claims. No wrecks. Insured the entire year.
I’d love to know how they cut these things up because I’m sure it’s slim amount of folks paying as much as I do for car insurance in this state for 2 vehicles at the coverage level I have $1M/$1M/$1M
I have 6 cars, a wife (no pics) and three boys under 22, and my monthly total is $832 and thats with $1Mil on all but one vehicle.
and we have 2 wrecks on the books within the last 3 years.
You're getting raped.
Posted on 9/2/26 at 9:33 am to DiamondDog
quote:
My auto insurance is $615.00
I pay $275 total for 250/500 on 2 vehicles. You are being screwed without dinner or lube
Posted on 9/2/26 at 9:50 am to Thib-a-doe Tiger
quote:
I pay $275 total for 250/500 on 2 vehicles.
In Louisiana? Which carrier & total value of vehicles?
Posted on 9/2/26 at 10:18 am to DiamondDog
$273/$98.25
Posted on 9/2/26 at 11:41 am to Gravitiger
quote:
Quit letting him drive decent cars
He was in an '07 4Runner. He hit the BMW with temp tags still on it.
Posted on 9/2/26 at 12:05 pm to CapitalTiger
quote:
In Louisiana? Which carrier & total value of vehicles?
Allstate. 2026 truck that msrp'ed for 73K, 2017 highlander thats probably worth about 15K that my wife refuses to get rid of.
Posted on 9/2/26 at 12:08 pm to DCtiger1
quote:You clearly did not actually look up claims analysis
A quick look at claims data would suggest otherwise. It's ironic how COL is talked about ad nauseam but you think that if people suffered a substantial loss they'd somehow be far ahead in life? I can point to about 100 claims from one tornado that would suggest that's fiction.
It isn’t an opinion. The average person undeniably comes out ahead in life if they were to never purchase insurance
Posted on 9/2/26 at 12:32 pm to DCtiger1
My agent says there is a problem. That dividend was from Oct+. Rest of it is out there somewhere.
Posted on 9/2/26 at 12:38 pm to DiamondDog
I got $50 back on two cars, but my insurance is super low. No wrecks, no tickets, and paired with homeowner's.
Posted on 9/2/26 at 12:39 pm to DiamondDog
I have State Farm. 2 vehicles. 100/500 and I pay $215/mo
My dividend is like $76
I am in Louisiana.
Both vehicles are 2025 models. One is 35k and one is 42k
My dividend is like $76
I am in Louisiana.
Both vehicles are 2025 models. One is 35k and one is 42k
This post was edited on 9/2/26 at 12:41 pm
Posted on 9/2/26 at 12:46 pm to BabyTac
quote:
Haven’t paid home insurance in 8 years.
Most one bedroom apartments don't require homeowners so makes sense.
Posted on 9/2/26 at 12:48 pm to DiamondDog
I received an amount roughly equal to my premium. I wasn't sure if the email was a phishing attempt, but it was fairly easy to set up the electronic payment via Zelle.
I'll take it!
I'll take it!
Posted on 9/2/26 at 12:49 pm to lsupride87
60% of Americans live paycheck to paycheck. One claim and they are financially ruined. I've seen both sides of it every day.
Posted on 9/2/26 at 12:50 pm to DiamondDog
Here's the issue, you should have received 4 emails. Two were for your old policy numbers, two for your policies when they migrated to the multi car policy.
Posted on 9/2/26 at 12:51 pm to DiamondDog
quote:
DiamondDog
frick the dividend, your issue is the ridiculous premium.
Posted on 9/2/26 at 1:57 pm to DCtiger1
quote:
One claim and they are financially ruined. I've seen both sides of it every day
Poor girl we know got into a wreck and totaled her car.
Liability only. She is now walking everywhere and hitching rides. Brutal.
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