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iknowmorethanyou
| Favorite team: | LSU  |
| Location: | Paydirt |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 6593 |
| Registered on: | 7/17/2007 |
| Online Status: | Not Online |
Recent Posts
Message
re: Chase Sapphire Reserve Changes - look how they massacred my boy
Posted by iknowmorethanyou on 6/10/25 at 5:04 pm
quote:
death nail
:lol:
0
re: UALR at +1100 to win tonight
Posted by iknowmorethanyou on 6/2/25 at 11:01 am
Got that 100% profit boost on DK.
re: Retail traders propping up the market
Posted by iknowmorethanyou on 5/20/25 at 1:52 pm
Sorry you sold low, brah.
re: What are your best performing Dividend Stocks in your portfolio?
Posted by iknowmorethanyou on 5/4/25 at 6:08 pm
Evasive.
re: LSU 1 @ Texas A&M 3 Final - SECN+
Posted by iknowmorethanyou on 5/3/25 at 4:20 pm
Worst thing about this game is doya2. What a cocksucker.
re: Anyone ever set up payment plans with the IRS to pay taxes?
Posted by iknowmorethanyou on 4/15/25 at 8:41 pm
Follow the prompts on irs.gov. It's pretty simple.
re: Is “Ms. Rachel” wholesome content in your opinion?
Posted by iknowmorethanyou on 4/15/25 at 6:18 pm
My daughter was terrified of "Mister" Aaron...and rightfully so.
re: Just a heads up on Zac Cowan
Posted by iknowmorethanyou on 4/14/25 at 2:20 pm
quote:
semjase
I'll give you credit, you're consistently retarded.
re: Anyone ever set up payment plans with the IRS to pay taxes?
Posted by iknowmorethanyou on 4/12/25 at 6:34 am
You do.
re: China announced 34% retaliatory tariff in the US; Dow falls 1000 points, S&P down 2.7%,
Posted by iknowmorethanyou on 4/4/25 at 5:46 am
$AAPL is gonna feel that
re: Evangel teacher arrested for… well, you know
Posted by iknowmorethanyou on 3/15/25 at 6:20 am
She cleans up nice.
re: What is your #1 dividend stock?
Posted by iknowmorethanyou on 3/11/25 at 8:09 pm
Antero Midstream
re: Am I figuring taxes correctly?
Posted by iknowmorethanyou on 3/10/25 at 12:54 pm
The SS cap is individual not combined.
re: Anyone else buying MSFT at this price?
Posted by iknowmorethanyou on 3/10/25 at 12:06 pm
Definitely getting your discounts.
re: Bloodbath Monday
Posted by iknowmorethanyou on 3/4/25 at 5:04 am
They're probably overweight tech and dropped 5-7%
re: I’m about to purchase a vehicle from a dealer that is worth less than my truck.
Posted by iknowmorethanyou on 2/26/25 at 9:46 am
:lol:
re: Help - Life insurance question (A little long)
Posted by iknowmorethanyou on 2/7/25 at 4:29 pm
It's a universal life policy. The insurance cost is based upon "net amount at risk". This is the difference between the cash value and death benefit.
This cost is calculated annually based upon your attained age. It was imperative to pay a higher premium when the interest rate assumption dropped to likely 3 or 4%. Your initial premium was likely based upon double digit or high single digit interest assumptions on growing your internal cash value.
The goal is for the cash value to meet the death benefit to keep that net amount at risk low. They waited too long to adjust the premium. The policy is also too small to sell on the secondary market.
Either cash it out or ride it until it dies, IMO. 24 years experience in the industry, fyi.
ETA: you can also reduce the death benefit to possibly extend the duration.
This cost is calculated annually based upon your attained age. It was imperative to pay a higher premium when the interest rate assumption dropped to likely 3 or 4%. Your initial premium was likely based upon double digit or high single digit interest assumptions on growing your internal cash value.
The goal is for the cash value to meet the death benefit to keep that net amount at risk low. They waited too long to adjust the premium. The policy is also too small to sell on the secondary market.
Either cash it out or ride it until it dies, IMO. 24 years experience in the industry, fyi.
ETA: you can also reduce the death benefit to possibly extend the duration.
re: Calculating RMD for someone who is younger than 73?
Posted by iknowmorethanyou on 1/29/25 at 4:00 pm
Try a 72t calculator
re: Deep South winter storm and arctic outbreak - Jan. 20-23 timeframe
Posted by iknowmorethanyou on 1/19/25 at 3:00 pm
quote:
Ed Osteen
Bruh
re: Deep South winter storm and arctic outbreak - Jan. 20-23 timeframe
Posted by iknowmorethanyou on 1/18/25 at 12:33 pm
quote:
roasted me
Charbroiled you!
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