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Posted on 2/7/24 at 10:15 am to Adajax
How long have you been an adult?
Take this as a lesson. Trust but verify. Always.
Take this as a lesson. Trust but verify. Always.
Posted on 2/7/24 at 10:17 am to Ricardo
quote:aka don’t trust anyone to do shite right
Take this as a lesson. Trust but verify. Always.
Posted on 2/7/24 at 10:18 am to Adajax
quote:
Long story short
in other words, there's more to the story that OP isn't admitting faults to.
Posted on 2/7/24 at 10:19 am to Adajax
Probably the best thing you can do is post his name here
Posted on 2/7/24 at 10:19 am to JumpingTheShark
quote:
Probably the best thing you can do is post his name here
all based on a one sided story from a likely idiot with the iq of a raisin?
Posted on 2/7/24 at 10:21 am to boosiebadazz
quote:
Decent chance he didn’t remit your premium and pocketed it instead.
This.
My agent forgot to submit my homeowner's renewal one year. No mortgage so there was no one checking on it. I didn't find out until the next year when I called to renew. I thought he ripped me off at first until I figured out he never drafted my account. I had the email telling him to renew and his response saying it would be done. It was a funny phone call.
Him: Did you have any claims last year?
Me: Nope.
Him: Enjoy your savings.
Me: What would have happened if my house burned down?
Him: I would have been writing you a big check.
Posted on 2/7/24 at 10:24 am to Adajax
fricking insurance lapse charges are horse shite. There's nothing you can do to fight them.
I had a signed fricking document from the DMV saying I had already paid the bullshite arse fine and they still ended up making me pay it
I had a signed fricking document from the DMV saying I had already paid the bullshite arse fine and they still ended up making me pay it
Posted on 2/7/24 at 10:25 am to stout
quote:
Drive to his office
Did this 2 hr drive several times.
New insurance with a different company is effective on the 12th.
No, I never had a lapse. He has admitted repeatedly it was his fault and he'll take care of it. My mistake was trusting him to take care of it.
Posted on 2/7/24 at 10:26 am to stout
quote:
Drive to his office
And check them knuckles
Posted on 2/7/24 at 10:28 am to Adajax
Hey dumb mother fricker. its me your agent. This is your fault because your refused to pay your premium.
you can lead a horse to water but can never make them drink.
you can lead a horse to water but can never make them drink.
Posted on 2/7/24 at 10:29 am to Adajax
quote:
No, I never had a lapse.
you're getting charged for a lapse. you have a lapse.
Posted on 2/7/24 at 10:34 am to fr33manator
quote:
fricking insurance lapse charges are horse shite. There's nothing you can do to fight them.
I had a signed fricking document from the DMV saying I had already paid the bullshite arse fine and they still ended up making me pay it
I've lived in a lot of states, and a major penalty from the state for an insurance lapse has to be one of the dumbest fricking abuses of power I can think of.
Posted on 2/7/24 at 10:37 am to Adajax
Do you have documents or insurance cards from the actual insurance company showing you had coverage? Not the agent...the actual company the policy was through. If you have documents showing coverage, call the insurance company directly and ask them to provide a letter stating the date coverage began, that the policy is still active, and hasn't had any lapse in coverage since inception. Then take that letter to the DMV to get the issue cleared up.
The other possibility is that if you were paying the agent directly for the policy (as opposed to paying the carrier directly), that maybe the agent was pocketing the premium and didn't remit the payment to the insurer. I remember reading about a case a few years back that an agent got busted for running a ponzi scheme where he'd collect premium from a client and keep it instead of remitting to the insurance company. Then he'd eventually pay that policy with the next client's money and so on. If I remember correctly, the agent got busted when one of the insureds tried to file a claim and the carrier denied it because they didn't have a policy for that client because the agent hadn't submitted the application or premium to the company. In which case, you need to contact the Department of Insurance to file a complaint for possible fraud.
The other possibility is that if you were paying the agent directly for the policy (as opposed to paying the carrier directly), that maybe the agent was pocketing the premium and didn't remit the payment to the insurer. I remember reading about a case a few years back that an agent got busted for running a ponzi scheme where he'd collect premium from a client and keep it instead of remitting to the insurance company. Then he'd eventually pay that policy with the next client's money and so on. If I remember correctly, the agent got busted when one of the insureds tried to file a claim and the carrier denied it because they didn't have a policy for that client because the agent hadn't submitted the application or premium to the company. In which case, you need to contact the Department of Insurance to file a complaint for possible fraud.
This post was edited on 2/7/24 at 10:40 am
Posted on 2/7/24 at 10:41 am to Tiger Prawn
quote:
agent got busted for running a ponzi scheme where he'd collect premium from a client and keep it instead of remitting to the insurance company.
Running a ponzi scheme collecting money for a ponzi scheme.
Posted on 2/7/24 at 10:45 am to Adajax
For future reference, you can buy auto insurance from Geico, Progressive, and probably many other companies from their websites. You don't need an insurance agent.
Posted on 2/7/24 at 10:57 am to Adajax
Posted on 2/7/24 at 10:58 am to Adajax
Happens all the time in Louisiana. Call your current carrier (not your agent) and get the form letter that they already have showing you have had continuous coverage. It’s literally the same thing your agent is going to have to do. (The DMV doesn’t want shite from your agent, they want it from your carrier).
This post was edited on 2/7/24 at 10:59 am
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