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Started By
Message
re: Insurance agent cost me thousands
Posted on 2/7/24 at 11:01 am to jbgleason
Posted on 2/7/24 at 11:01 am to jbgleason
quote:
Him: I would have been writing you a big check.
He wouldn’t have.
His E&O (errors and omissions) insurance would.
There’s prob a simple fix for the OP (providing docs of no lapses in coverage) to the DMV, but alas, he’s spending his time bitching on TD.
3
Posted on 2/7/24 at 11:01 am to BamaCoaster
quote:
There’s prob a simple fix for the OP
Not with LAOMV, brother.
Posted on 2/7/24 at 11:05 am to TJack
quote:
I don’t take advice from my agent. I don’t even take his calls.
Reminder: your agent is rarely a person designated to represent you if anything goes wrong. They are a salesperson meant to grow your holdings in their book of business. Like bankers, the company has them leveraging the relationship to sell shite and make you think the company is reputable and humane.
Posted on 2/7/24 at 11:06 am to Adajax
quote:
He says don't worry, it was a clerical error, I'll fix it.
so after this bum made a mistake you didn't follow up. sounds like you are as incompetent as your agent.
Posted on 2/7/24 at 11:07 am to BamaCoaster
quote:
His E&O (errors and omissions) insurance would.
probably not even meeting the deductible.
Posted on 2/7/24 at 11:08 am to SlowFlowPro
(no message)
This post was edited on 3/3/24 at 10:03 am
Posted on 2/7/24 at 11:08 am to Adajax
I would find an attorney and sue him AND THE STATE. Even if you have to pay the attorney and go after your legal costs. Folks need to do this to stop this nonsense. The most important thing is getting one of those OMV jackholes on the stand and explain why these lapses are so hard to resolve correctly.
This post was edited on 2/7/24 at 11:10 am
Posted on 2/7/24 at 11:09 am to Adajax
Agents have to buy malpractice insurance
Like every other professional. Figure out what he did/didnt do, how much that cost you and mail him a letter demanding that amount and to put his insurer in notice.
Also, go to another agent and move your shite.
Like every other professional. Figure out what he did/didnt do, how much that cost you and mail him a letter demanding that amount and to put his insurer in notice.
Also, go to another agent and move your shite.
Posted on 2/7/24 at 11:10 am to Cell of Awareness
quote:
AND THE STATE.
Posted on 2/7/24 at 11:27 am to Cell of Awareness
quote:
I would find an attorney and sue him AND THE STATE
If you find an attorney that would sue the state over this case, then you need a new attorney.
It’s not the states fault they never got info sent to them by the new carrier showing you have coverage.
This post was edited on 2/7/24 at 11:29 am
Posted on 2/7/24 at 11:35 am to Adajax
quote:If you truly never had a lapse, you wouldn't have a fine. OR the DMV/State screwed up and proof of coverage with no lapse would clear up the issue.
No, I never had a lapse
Posted on 2/7/24 at 12:06 pm to Im4datigers
quote:
File a claim tomorrow on his e&o insurance
You can't file a claim against someone's e&o insurance; only the policyholder can file a claim after receiving a demand (or lawsuit) from the damaged party.
All that said, it's possible the damages don't even meet his deductible and the agent will need to self insure this one.
Posted on 2/7/24 at 12:07 pm to Robin Masters
quote:
leverage to negotiate a better deal
Y'all crack me up with this shite
Posted on 2/7/24 at 12:11 pm to Adajax
You should out the agent publicly. Keep others from making that mistake. Also do you have an email trail or was this all done over the phone?
Posted on 2/7/24 at 12:41 pm to Adajax
How great was the rate when you signed to bind coverage? How were your payments set up and do you use cc, eft or check?
How long after binding coverage did you receive your policy in the mail?
Your story has multiple holes in it.
Also, you cannot Bind, Alter or Cancel coverage via email or voice mail, we need your signature.
How long after binding coverage did you receive your policy in the mail?
Your story has multiple holes in it.
Also, you cannot Bind, Alter or Cancel coverage via email or voice mail, we need your signature.
Posted on 2/7/24 at 12:47 pm to Adajax
Absolutely report the agent to whichever company or companies her represents, file the issure with the commissioner of insurance, and call that agent, they will have to fix it, they have errors and omissions insurance for such an issue,but I'm willing to bet they would rather pay out of pocket to fix it legally and ethically than to make a claim.
Posted on 2/7/24 at 12:47 pm to White Bear
They got insurance almost every type of issue and some times they will cover anything or the insurance company will get sued for something dumb.
I remember a story where a woman was suing a man and his insurance company because the man gave her a VD in his car.
They denied the claim, she sued and I don’t remember hearing if they settled or one side won.
I remember a story where a woman was suing a man and his insurance company because the man gave her a VD in his car.
They denied the claim, she sued and I don’t remember hearing if they settled or one side won.
Posted on 2/7/24 at 12:51 pm to BamaCoaster
quote:
There’s prob a simple fix for the OP (providing docs of no lapses in coverage) to the DMV
Tell me you’ve never interacted with LAOMV in different words
They literally don’t answer the phone. If you don’t live close enough to drive in, you’re stuck. Possibly the single worst-run government agency in all the United States
Posted on 2/7/24 at 12:52 pm to Adajax
The agent should make it right. All he has to do is give the DMV proof of when you canceled the previous policy and when the new one took effect. If it was 25 hours or more, you’re fricked but if it was done on the same day then there’s nothing to worry about.
Posted on 2/7/24 at 1:01 pm to Adajax
You could go to his office with chainsaw in hand and cut his desk in half.
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