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Started By
Message
Insurance agent cost me thousands
Posted on 2/7/24 at 9:42 am
Posted on 2/7/24 at 9:42 am
Long story short re:auto insurance. In 2020 my agent calls saus he can get me a better rate with another company. I say great. Soon I start getting letters from DMV that I had an insurance lapse. I call my agent. He says don't worry, it was a clerical error, I'll fix it. Fast forward to 2024, I go to renew my license. I'm flagged to the tune of $1400. My agent is now ghosting me. I have until Feb 12 or I'm driving illegally. What recourse do I have against my agent. Does the state Insurance Commission take these types of complaints
P.S. There's also a $750 delinquent charge on my credit score from a different "clerical error" he hasn't fixed yet.
P.S. There's also a $750 delinquent charge on my credit score from a different "clerical error" he hasn't fixed yet.
54
Posted on 2/7/24 at 9:43 am to Adajax
quote:
My agent is now ghosting me.
Drive to his office
Posted on 2/7/24 at 9:43 am to Adajax
What can you prove? Because if you can’t prove anything in writing it’s he said/she said.
Also, change agents. It’s not like you have a policy to worry about canceling.
Also, change agents. It’s not like you have a policy to worry about canceling.
This post was edited on 2/7/24 at 9:44 am
Posted on 2/7/24 at 9:44 am to Adajax
Take him to small claims court. If he is broke they can make him be your butler until the debt is paid.
Posted on 2/7/24 at 9:45 am to Adajax
"Dear Mr. Agent, please submit a claim to your Errors and Omissions carrier in order to reimburse me for your frickup."
Yours,
Adajax
Yours,
Adajax
Posted on 2/7/24 at 9:46 am to Adajax
So you were paying your insurance and he was spending it on hookers and blow or what?
Posted on 2/7/24 at 9:46 am to Adajax
Sounds like you made a mental "lapse" and are now paying the price.
tough
tough
Posted on 2/7/24 at 9:47 am to SidetrackSilvera
quote:Damn they got insurance for the insurance guy?
"Dear Mr. Agent, please submit a claim to your Errors and Omissions carrier in order to reimburse me for your frickup." Yours, Adajax
Posted on 2/7/24 at 9:48 am to White Bear
You had better believe it.
Posted on 2/7/24 at 9:49 am to Adajax
Decent chance he didn’t remit your premium and pocketed it instead. You may be going to the DA soon.
Posted on 2/7/24 at 9:50 am to SidetrackSilvera
File a claim tomorrow on his e&o insurance. And/or report him to the insurance commissioner. Those two items will get his attention.
Posted on 2/7/24 at 9:54 am to Oilfieldbiology
quote:
Also, change agents. It’s not like you have a policy to worry about canceling.
This.
People assume that loyalty to an insurance agency will net you some savings or preference which is absolute BS. Shop around every year and use that leverage to negotiate a better deal.
Posted on 2/7/24 at 9:55 am to Adajax
Start by ousting him here. Then commissioner and E&O claim.
Posted on 2/7/24 at 9:57 am to Adajax
I had this same thing happen. You should be able to call the insurance company directly and ask to speak to underwriting/policy services. As long as you can find proof that there was no lapse, they will clear everything off. Or at least they did in my case. We switched companies when we added my daughter's vehicle and they uploaded the VIN incorrectly. Hope that helps!
Posted on 2/7/24 at 10:03 am to Adajax
I don’t take advice from my agent. I don’t even take his calls.
Posted on 2/7/24 at 10:04 am to Adajax
How many fights have you been in????
Posted on 2/7/24 at 10:08 am to Adajax
Did he give you a temp card?
Posted on 2/7/24 at 10:10 am to stout
quote:
Drive to his office
Ideally before the 12th.
Posted on 2/7/24 at 10:11 am to Park duck
Name and location of the Agent?
Have you not had proof of insurance for the past 3+ years?
Have you not had proof of insurance for the past 3+ years?
This post was edited on 2/7/24 at 10:12 am
Posted on 2/7/24 at 10:11 am to Adajax
Louisiana department of Insurance. File a complaint.
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