Favorite team:Auburn 
Location:Florida
Biography:
Interests:Fishing, hunting, SEC athletics
Occupation:
Number of Posts:24171
Registered on:2/16/2016
Online Status:Not Online

Recent Posts

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I don’t mind putting a little effort in, but it’s really a pita. I don’t have any restaurants close to me nor hotels. So I gotta go out of my way to plan that.

Unless I’m getting 2 for 1 fairly easily, I’m not interested in spending $800 to save $200. It really isn’t worth the hassle
Cash back is great when it’s a personal card but if I can transfer my business points to a personal card and then use them, it’s a free untaxed perk. I may still move back to that route honestly. I don’t have time or feel like the effort of making sure my Sapphire is being used well enough

Southwest has their companion pass, I just thought someone may know of someone other perks out there.
Wildest part to me here, is those kids/ girls gotta be super young. Like 10-12? You see the mom in the yellow and the girls fighting are quite a bit shorter and still petite. HS girls would be the same size as her generally speaking, and middle school girls close to the same or maybe a little shorter.
If you have lived there 20 then I’m assuming you have roots down? The avg person won’t live in the house long enough to be repainted again.

That old aluminum is probably made to last. I wouldn’t replace aluminum with Vinyl personally. But it’s your house

Business cards with mid spend perks

Posted by baldona on 4/30/26 at 8:47 am
I just realized my Chase Saphhire has a high tier spend of $120,000 for additional perks. I probably won’t hit that, but it’ll be close.

I don’t hustle cards hard, but I do try and get a new one every year or so. Are there any Business cards with $75,000-100,000 spend perks that are worth it? It’s hard to search for anything beyond the initial sign up and spend bonus

re: Destin Offshore Fishing

Posted by baldona on 4/30/26 at 8:38 am to
Really depends on the size boat/ and people and budget. Lady Em does slay fish but that’s a 65 ft boat. Chris Kirby is great but he isn’t cheap. One Shot charters runs an Invincible cat I think.
I’ve met with this lady at the capital in Tally. Doesn’t surprise me at all. She is from and represents the poor black area of Jacksonville

re: Gas Dryer not Getting Hot

Posted by baldona on 4/28/26 at 10:08 am to
quote:

Those that are saying the thermal fuses...

my dryer is electric so it may be different, but mine would not turn on at all when the thermal fuse went out a few months ago.


I'm not an appliance guy but I've had to replace them on multiple different dryers, I can tell you that they are different. Some of them as you said are made to where it cuts the power to the circuit board, others it just cuts the power to the heating element. My current one it cuts the power to the heating element, its annoying. Doesn't even throw a code.
I could care less about therapy, admitting it was wrong, or whatever.

But it’s laughable to try and admit it, pull a move like this, and then you know they will be pissed when the media asks about it. The ignorance on the optics is what’s total BS. Just take the week off and go to some BS therapy for an hour a day and work from home.
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Far enough out to give you time come to your senses and cancel the plans while they’re still refundable.


This isn't the OT, no reason for these comments here.

What are your suggestions for a great vacation?
quote:

Insurance Inspector here. Keep in mind, the insurance Company has the right to come out and make sure the property is being properly maintained. If that wall is collapsing, they’ll find it. Pay now or later.


Just looking at those photos, what is not properly maintained? What is insurance worried about? I don’t see how far from the home or otherwise what could happen if the wall does fail.

Are you suggesting as an insurance inspector you know that wall is failing?

re: Italy Trip v. Africa

Posted by baldona on 4/26/26 at 10:35 pm to
quote:

To imply we shouldn't have gone because I'm not as spry as a 20 yr old is ridiculous.


I don’t disagree. But I was referring to the avg lazy American and then throwing in older and mobility limited, it’s harder to suggest Italy.

The one thing about Italy and Rome is the amount of stairs. Especially places like the coliseum, Roman forum, and Vatican which all just have a ton of stairs. But yeah, plenty of elderly go and there’s still plenty you can do.

re: Subsonic .308 Ammo

Posted by baldona on 4/26/26 at 11:59 am to
quote:

Assuming you are referring to .308 win. Why? Just get a .300 Blk out.


What’s the obsession with having a gun for everything? If you have a .308 with suppressor, I don’t see any issue with shooting subs. You’d have to shoot a hell of a lot of suppressed shots before you could afford a new gun.

re: 2 nights in San Fransisco

Posted by baldona on 4/26/26 at 11:51 am to
What’s the rest of your time OP? 1 full day, do you have another half day? Or 2 other half days or what?

Are you adventurous at all?

It’s popular to rent a bike and ride across the Golden Gate Bridge to salsalito and then take the ferry back. I’ve done most of that on foot but never biked, I think that’s a great way to see the area and really like a 3/5 on the adventure/ effort scale so very doable. Weather is generally great for biking.

I really enjoyed Alcatraz, but it’s a good 1/3 day depending on your timing and plans.

Walk along the wharf, through the main tourist areas, explore some neighborhoods, walk down Lombard st, etc can all be done in a day or less.
It really depends on the time of year and destination OP. But generally 100-180 days or so is the sweet spot. There’s deals before that and there’s deals a little later. Unless you find a great price there’s rarely any reason to book too early.

I set flight trackers from multiple different airports to multiple different destinations just to find any possible deals. Sometimes there’s a random flight you didn’t know about that can be a great savings. Maybe a direct from Baton Rouge that isn’t available from Nola for example.
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Wonder how (or even if) the media will describe him?


Dark skinned white guy, duh
Does the Pope actually keep his mouth shut on Muslims, or does it just not make the news?

re: Small "business" banking account

Posted by baldona on 4/25/26 at 10:41 am to
quote:

I have a side business with 1099 income. Basically use account to separate business from personal finances. Effectively only use it for clearing account before moving money to solo 401K or pay self employment taxes. No real expenses - everything I spend gets reimbursed and put on personal cards - so not really making purchases from account.


You need to get a business bank account and a business credit card account asap. REALLY bad idea to be mixing this stuff up, at all.

If you buy something with a personal account you should be paying yourself back from the business account.

The main reason to use a local bank is the ability to establish a relationship with a banker. But in regards to actual transactions, deposits, app use, mobile deposits, transfers, etc. there's nothing wrong with using a larger bank. Most commercial banking has no fees with very little balance.
quote:

Looks pre-manufactured concrete blocks which lock together and do not require mortar


I agree, but would you not mortar on a 10+ ft wall? Or not use those for that? Seems like an accident or failure waiting to happen

re: Gas Dryer not Getting Hot

Posted by baldona on 4/25/26 at 8:14 am to
quote:

Make sure you clean that vent pipe really good. I had air coming out of a 6 ft run but wasn't enough air flow, so safety feature shuts heat off after a short time.


It’s often times the thermal fuse, but I think the thermal fuses go bad because of the lint build up

re: Desert Storm 2026

Posted by baldona on 4/24/26 at 6:12 pm to
I think the benefit is the same as why a lot of offshore boats are going to outboards, is the ease and cost of maintenance, plus the cost of replacement for outboards is exponentially lower.

Also, I’m not a fan but the T&A’s in these is always great people watching