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Started By
Message
re: In switching my car insurance, I am saving over $3500 per year.
Posted on 11/18/18 at 1:32 pm to TigerstuckinMS
Posted on 11/18/18 at 1:32 pm to TigerstuckinMS
You sneak attack a navigator ... 
0
Posted on 11/18/18 at 1:34 pm to PiscesTiger
I never had that problem with geico
Posted on 11/18/18 at 1:40 pm to Slippy
Ive had Geico my whole adult life, an no issues on the minimal claims i've had. Geico has been increasing their rates slowly every 6months, so dont believe it if they say no. Im sure others have too though with all the flooding ruining cars etc. Just wish as a paying customer/consumer I could request a reasonable break down of what i'm paying for other than it being mandated and "safe guard". Why am I paying $20 more a month today over a year ago, when I had no claims, etc? I get it we "share the burden" but it's like we have no right to at least know. Especially when i'm not one of those being a true burden.
Also, I think ins companies need to do more against doctors, lawyers, etc that illegally take advantage increasing rates. Or at least how much of my payment goes towards "accepting it"??
Also, I think ins companies need to do more against doctors, lawyers, etc that illegally take advantage increasing rates. Or at least how much of my payment goes towards "accepting it"??
Posted on 11/18/18 at 1:41 pm to PiscesTiger
quote:
They ain't gonna fix any of your shite
Considering the likelihood of filing a claim in your lifetime is almost zero, who gives a frick?
Posted on 11/18/18 at 1:47 pm to IllegalPete
quote:
Considering the likelihood of filing a claim in your lifetime is almost zero, who gives a frick?
I don't know about zero but most people don't have many. I've filed one in my 26 years of driving. I backed into a car in a dark field in HS.
I've filed about 4 for my wife in the 13 years we've been married
Posted on 11/18/18 at 1:55 pm to fallguy_1978
I’ve been from Geico to State Farm to Progressive. Each slowly raises your rates until you get tired of it. You call or get an online quote, see the opportunity to save big, and switch. Rinse. Repeat.
Posted on 11/18/18 at 1:59 pm to Slippy
quote:
28 years with State Farm and they never did anything for me except raise my premiums. My agent has never personally called me. Their agent-driven business model is doomed for failure in the 21st century.
My experience with State Farm was a little different. They occasionally called me. Since I switched to Farm Bureau, I hear from them frequently, though.
Posted on 11/18/18 at 2:02 pm to High C
quote:
I’ve been from Geico to State Farm to Progressive. Each slowly raises your rates until you get tired of it. You call or get an online quote, see the opportunity to save big, and switch. Rinse. Repeat
Ours went down this time when it renewed. Not a lot but like $20 per month.
Homeowners goes up every damn year though even though we have never made a claim.
Posted on 11/18/18 at 2:06 pm to fallguy_1978
Go to an independent agent that represents tons of carriers and get them to shop your coverage for you. They will also help you figure out what coverages you need.
Posted on 11/18/18 at 2:10 pm to RebelExpress38
quote:
Go to an independent agent that represents tons of carriers and get them to shop your coverage for you. They will also help you figure out what coverages you need.
This. They’re agnostic which actually allows them to do their job. Keep premiums in check and work for you. Been this way for several years and currently with progressive and have great rates.
Posted on 11/18/18 at 2:13 pm to RebelExpress38
Need to do that. We have three cars and a motorcycle.
And a 17 year old.
We're paying almost 6k a year, but we also carry a $500k coverage and a $1million umbrella. We just have too much at risk not to.
And a 17 year old.
We're paying almost 6k a year, but we also carry a $500k coverage and a $1million umbrella. We just have too much at risk not to.
Posted on 11/18/18 at 2:21 pm to Slippy
I've had both. State Farm is rediculously high but good. Geico is cheap and sucks. I had to fight them for 6 months to pay out my UIM policy after a cluncker totaled my old truck. Now I have a happy medium, liberty mutual. Over $1500\year less than SF but responsive enough when I need them.
Posted on 11/18/18 at 2:32 pm to shawnlsu
I do the call and check rates every 3 years or so. Currently with geico, saved a ton and we've never had trouble with them. Also carry the roadside assistance with them and it's saved my wife a time or 2. Good job on saving money, most of the haters here are still with the same insurance company they've been with for decades, paying out of their arse because they think their company cares. If you don't shop around, you're getting fricked
This post was edited on 11/18/18 at 2:33 pm
Posted on 11/18/18 at 2:53 pm to Slippy
I just paid my annual premium....$542 with progressive
I switched from State Farm a year ago and my premium is about a third of what it was.
I switched from State Farm a year ago and my premium is about a third of what it was.
Posted on 11/18/18 at 3:26 pm to Slippy
All that means is you were over paying by $3500 previously. Congrats I guess.
Posted on 11/18/18 at 3:28 pm to Slippy
Probably not a lot of members here over 50, but AARP insures autos and homes through The Hartford and when I went with them a few years ago I saved over $3k per year for the same coverages I had with my former company.
Posted on 11/18/18 at 3:36 pm to Konkey Dong
quote:
Good job on saving money, most of the haters here are still with the same insurance company they've been with for decades, paying out of their arse because they think their company cares. If you don't shop around, you're getting fricked
USAA is the best.
Posted on 11/18/18 at 3:37 pm to Slippy
quote:
Switching from State Farm to GEICO.
did the same. astronomically cheaper
Posted on 11/18/18 at 4:55 pm to Slippy
quote:How much were you paying before and why?
My monthly premium going down over $300.
Posted on 11/18/18 at 4:56 pm to PiscesTiger
quote:
Hahah. They ain't gonna fix any of your shite. You let that fricking lizard influence you.
You state this like insurance is used often!
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