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Message

re: In switching my car insurance, I am saving over $3500 per year.

Posted on 11/18/18 at 7:57 pm to
Posted by dallastiger55
Jennings, LA
Member since Jan 2010
35047 posts
Posted on 11/18/18 at 7:57 pm to
Damn, all you baws with tornado damage. Where the f do you live?
Posted by MSWebfoot
Hernando
Member since Oct 2011
3263 posts
Posted on 11/18/18 at 8:35 pm to
quote:

Does anyone have Metlife

I am in north Ms.
I have had Metlife home and auto for almost 20 years. I have had 1 homeowners claim for a new roof. Zero issues.
1 auto claim for a totalled Z71. Had the truck been paid off, I could have bought the same truck with the same mileage. No problems there either.
I pay $175/month for an Odyssey and a 4Runner. Home owners is $1175/ year.
Posted by TaderSalad
mudbug territory
Member since Jul 2014
26684 posts
Posted on 11/18/18 at 9:04 pm to
Bruh, get a broker to shop around for you. I dont pay 3500 for my wife (no pics) and I combined. Have collision and liability on both vehicles, and my wifes totaled 3 cars.
Posted by rilesrick
Member since Mar 2015
6704 posts
Posted on 11/18/18 at 9:09 pm to
Call back in 6 mos.
Posted by TutHillTiger
Mississippi Alabama
Member since Sep 2010
49830 posts
Posted on 11/18/18 at 9:12 pm to
800 a month from Nationwide to Geico. They suck with claims but for almost 10k a year frick it
Posted by Spankum
The Sip
Member since Jan 2007
63275 posts
Posted on 11/18/18 at 9:17 pm to
Insurance costs are regulated by the state and are generally based, at least in part, on the economics of the company's payout history....think about that for a bit.
Posted by Flavius Belisarius
Member since Feb 2016
990 posts
Posted on 11/18/18 at 9:22 pm to
Just switched from State Farm to usaa. My wife had 1 small accident, single car, no injuries, and they doubled both our rates. Usaa came in at about 40% of the State Farm premium. We switched our car and home policies. In Louisiana, there is also the not insignificant 2% hurricane deductible with SF which usaa did not have, regular deductible applies to all windstorms.
Posted by CarRamrod
Spurbury, VT
Member since Dec 2006
58616 posts
Posted on 11/18/18 at 9:34 pm to
quote:

they even let me pick my own shop to get the work done.
well that's the law sooooooooo.....
Posted by RougeDawg
Member since Jul 2016
7748 posts
Posted on 11/18/18 at 9:34 pm to
quote:

If you aren’t with USAA you’re doing it wrong.


One of the best military benefits. Also nice the membership extends to my children too.
Posted by lsuwontonwrap
Member since Aug 2012
34147 posts
Posted on 11/18/18 at 9:43 pm to
quote:

frick State Farm

I know from experience that they're theives.
Posted by Eightballjacket
Member since Jan 2016
8088 posts
Posted on 11/18/18 at 10:00 pm to
My GEICO quote is ridiculously cheaper than what I've been paying my long time car insurer for the same coverage. This is even with teen drivers.
Posted by TigersFan64
Baton Rouge, LA
Member since Oct 2014
4755 posts
Posted on 11/18/18 at 10:04 pm to
quote:

Does anyone have Metlife, Liberty Mutual or Travelers?


I recently switched from Liberty Mutual to Progressive and am saving about $150 a month from what Liberty Mutual was fixing to charge me for the same coverage. I never had an accident or a ticket while with Libery Mutual, but they steadily raised my rates every year until I finally had enough of it.
Posted by Phil A Sheo
equinsu ocha
Member since Aug 2011
12166 posts
Posted on 11/18/18 at 10:32 pm to
quote:

three cars
quote:

motorcycle
quote:

17 year old.


quote:

6k a year



Honestly thats not that bad at all considering your coverage amounts.
Posted by TeddyPadillac
Member since Dec 2010
30723 posts
Posted on 11/18/18 at 10:36 pm to
quote:

How the hell were you spending over $4k a year on auto insurance and not think something wasn’t right?



OP, you gonna answer this? Do you have 3 teenagers with sports cars?
Posted by tommy2tone1999
St. George, LA
Member since Sep 2008
7838 posts
Posted on 11/19/18 at 9:13 am to
Both are shitty insurance
Posted by BACONisMEATcandy
Member since Dec 2007
46743 posts
Posted on 11/19/18 at 9:18 am to
I pay about $120 per month with USAA for car, umbrella, and vvp
Posted by White Bear
Homeless
Member since Jul 2014
17815 posts
Posted on 11/19/18 at 9:18 am to
quote:

My agent has never personally called me.
For two years running now my SF agent's secretary has called me to schedule a call with the agent to make sure my coverage is meeting my needs, etc. Scheduled both calls even with the lady calling a second time prior to both agent calls to confirm I'd be available. Agent has yet to call.
This post was edited on 11/19/18 at 9:19 am
Posted by natsoundup
Simpsonville, SC, Jupiter, FL,
Member since May 2013
367 posts
Posted on 11/19/18 at 9:23 am to
I have MetLife. It was the only company that would insure my 80 year old house. House insurance is $2100 a year. Cars are $2300 a year. Cars are a 94 Mercedes e320 Cabriolet and 2015 Hyundai Equus. I have 1k collision deductible and 500 dollar comprehensive deductible.

I don't think either rates are unreasonable... shopped it through an independent agent, after I had problems finding someone to insure the house
Posted by Tempratt
Member since Oct 2013
15307 posts
Posted on 11/19/18 at 9:35 am to
I'll say this about Geico. As much as I hate those spots they have, they were easy to deal with for a claim I had to make.

I use Farm Bureau but someone had backed into my car at work and dented the nose section.
They left a note and I called them.

Took it to Parker autobody it ran over the initial estimate. They quickly paid the difference with zero trouble.
Never would I have expected that.
This post was edited on 11/19/18 at 9:51 am
Posted by MorbidTheClown
Baton Rouge
Member since Jan 2015
76772 posts
Posted on 11/19/18 at 9:41 am to
quote:

Hahah. They ain't gonna fix any of your shite.


false.

totaled my truck and had a check in my hand 1 week later.
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