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Started By
Message
I think people need to accept that the housing window has closed
Posted on 7/31/26 at 11:30 am
Posted on 7/31/26 at 11:30 am
This is not to bitch about what I perceive as the reality. Rather I think people need to be realistic about home ownership in this country obtained via the traditional route.
The traditional route is go to school, do well in school, get a job, rise the ranks, marry, house, kids, etc.
Or get an apprenticeship in a trade, eat shite for a few years, be a well off blue collar guy, own a home, etc etc.
Those routes in themselves still exist. What is currently closing is the reward people were traditionally given that accompanied it. If you become a plumber for a union and you make 70k in 2025, your wife will either have to work, you will be a perpetual renter, or you will buy in a shitty area in most major metros.
Your other option is to build your own business. Which, not to be crass, most people just don’t have the needed skills to run one effectively.
People need to prepare their kids for this world. A world in which a traditional path is closing by the year. Despite what they hear in school, despite what government bodies tell them, the housing market has been co-opted. It isn’t getting better.
That doesn’t mean bitch about it. That means to figure out an alternative solution that allows your family to be successful and teach that to your children.
Peace be with you.
The traditional route is go to school, do well in school, get a job, rise the ranks, marry, house, kids, etc.
Or get an apprenticeship in a trade, eat shite for a few years, be a well off blue collar guy, own a home, etc etc.
Those routes in themselves still exist. What is currently closing is the reward people were traditionally given that accompanied it. If you become a plumber for a union and you make 70k in 2025, your wife will either have to work, you will be a perpetual renter, or you will buy in a shitty area in most major metros.
Your other option is to build your own business. Which, not to be crass, most people just don’t have the needed skills to run one effectively.
People need to prepare their kids for this world. A world in which a traditional path is closing by the year. Despite what they hear in school, despite what government bodies tell them, the housing market has been co-opted. It isn’t getting better.
That doesn’t mean bitch about it. That means to figure out an alternative solution that allows your family to be successful and teach that to your children.
Peace be with you.
28
Posted on 7/31/26 at 11:32 am to Odysseus32
we will have to live like the undesirables and cram multiple generations into one clown car of a home.
Posted on 7/31/26 at 11:36 am to Odysseus32
quote:
The traditional route is go to school, do well in school, get a job, rise the ranks, marry, house, kids, etc.
Or get an apprenticeship in a trade, eat shite for a few years, be a well off blue collar guy, own a home, etc etc.
Damn, I went off script somewhere. I went to school, did well in school, got a job, ate shite for a few years, got the house, married, moved to a bigger house, kids, and I'm trying to figure out what my etc will be
All joking aside, what I have seen that is changing is people are not planning to temporarily settle. They want the nice 3-4 beds, 2+ baths, in a nice neighborhood right away, and won't consider eating shite for a few years to also make that happen.
Posted on 7/31/26 at 11:37 am to Odysseus32
People spend money like dumbasses and also thinking they deserve that trip to Europe even if they are currently living paycheck to paycheck.
Houses twice as big with amenities only very rich people had back in the day.
No one wants to sacrifice today for a better tomorrow. It’s now now now.
Well guess what? That leads you into being poor poor poor.
Houses twice as big with amenities only very rich people had back in the day.
No one wants to sacrifice today for a better tomorrow. It’s now now now.
Well guess what? That leads you into being poor poor poor.
Posted on 7/31/26 at 11:39 am to Weekend Warrior79
quote:
All joking aside, what I have seen that is changing is people are not planning to temporarily settle. They want the nice 3-4 beds, 2+ baths, in a nice neighborhood right away, and won't consider eating shite for a few years to also make that happen.
I agree, but I think the issue is that starter homes now aren’t just in lower class but safe neighborhoods. Something has changed and those lower class neighborhoods are no longer safe. There are legitimate chances that violent crime occurs regularly. Are pockets still available if you really look? Sure. But if you do a home search in Houston, generally an acceptable starter homes for a decent price is not far from actual violent crime. That’s an issue.
Posted on 7/31/26 at 11:40 am to Weekend Warrior79
quote:
All joking aside, what I have seen that is changing is people are not planning to temporarily settle. They want the nice 3-4 beds, 2+ baths, in a nice neighborhood right away, and won't consider eating shite for a few years to also make that happen.
that is pretty much how every home has been built for the past many decades though.
Posted on 7/31/26 at 11:42 am to UptownJoeBrown
quote:
also thinking they deserve
Yes, I think in the insta generation this is on the rise... what people feel they 'deserve'. And justifying "one-offs".
I did early adulthood married family life in the early 00s... what we deserved or even considering "one-offs" never occurred to us.
Posted on 7/31/26 at 11:43 am to Odysseus32
I used to think my dad was joking when he'd say "In 1970, I paid $28k for my first house."
Then I thought it was crazy that I paid $98k for my first house in 1995.
I can't imagine how difficult it is to pay for a starter home these days when they start at over $200k.
Posted on 7/31/26 at 11:43 am to Judnnc
You will own nothing.. and be happy.
-Globalists & leftists
Gen Z & Gen A are fricked.
Millennials were last generation to have decent access to home ownership.
-Globalists & leftists
Gen Z & Gen A are fricked.
Millennials were last generation to have decent access to home ownership.
Posted on 7/31/26 at 11:44 am to Odysseus32
The best way to be a homeowner is to practice in both of the following professions:
1. get a real estate license
2. get a contractors license
1. get a real estate license
2. get a contractors license
Posted on 7/31/26 at 11:44 am to UptownJoeBrown
Agree fully. I see most now wanting all immediately.
They don’t want to wait and work. But the reality is these economics forces them
They don’t want to wait and work. But the reality is these economics forces them
Posted on 7/31/26 at 11:45 am to Weekend Warrior79
quote:
They want the nice 3-4 beds, 2+ baths, in a nice neighborhood right away, and won't consider eating shite for a few years to also make that happen.
That was all well & good 40+ years ago when there were safe peaceful middle-low income neighborhoods. That's called the ghetto now & nobody wants to live there.
The housing market is fueled by white flight & the price they are willing to pay to get away from diversity.
Posted on 7/31/26 at 11:45 am to Shexter
quote:
I can't imagine how difficult it is to pay for a starter home these days when they start at over $200k.
Mine was 320k in 2024
Daycare is $1800 a month per child
Student loans are another $1000 a month
.... something something avacado toast and starbucks....
Posted on 7/31/26 at 11:48 am to Odysseus32
The simple way is to become a citizen of India, apply for an H1B Visa, then get handed a practically free house at the expense of American Citizens.
Posted on 7/31/26 at 11:49 am to Odysseus32
quote:
This is not to bitch about what I perceive as the reality. Rather I think people need to be realistic about home ownership in this country obtained via the traditional route.
The traditional route is go to school, do well in school, get a job, rise the ranks, marry, house, kids, etc.
Or get an apprenticeship in a trade, eat shite for a few years, be a well off blue collar guy, own a home, etc etc.
Those routes in themselves still exist. What is currently closing is the reward people were traditionally given that accompanied it. If you become a plumber for a union and you make 70k in 2025, your wife will either have to work, you will be a perpetual renter, or you will buy in a shitty area in most major metros.
Your other option is to build your own business. Which, not to be crass, most people just don’t have the needed skills to run one effectively.
People need to prepare their kids for this world. A world in which a traditional path is closing by the year. Despite what they hear in school, despite what government bodies tell them, the housing market has been co-opted. It isn’t getting better.
That doesn’t mean bitch about it. That means to figure out an alternative solution that allows your family to be successful and teach that to your children.
Peace be with you.
The housing and the job market and all of that is the result of a culture that moved from "Leave it better than when I found it," to "I got to get mine." Part of that is a loss in collective trust as well. We are no longer a high trust society.
People can't even renovate houses without doing it in the most superficial and least reliable way. We can't build companies that invest in people and build pensions over time, so everyone is a transient worker moving on to the next thing.
No dedication, no purpose. Just chasing the paycheck. We can't trust that families are the best enterprises to create the next generation, we think it's endless efficiency of productivity, so we assault the family unit with a plethora of bad policy and decision making.
And we let the lack of shame run amok. Hey guess what your choices suck, and you kind of suck for continuing to make them. You are not a special unique flower. You are weird. Suck it up and be normal in public, and put in to having a general understanding of how public life should be lived. Keep your drugs, your weird fetishes, your faults to yourself and in your home. You are not to be celebrated.
But I digress. There's no putting the genie back in the bottle.
Posted on 7/31/26 at 11:51 am to Odysseus32
quote:
I agree, but I think the issue is that starter homes now aren’t just in lower class but safe neighborhoods. Something has changed and those lower class neighborhoods are no longer safe. There are legitimate chances that violent crime occurs regularly. Are pockets still available if you really look? Sure. But if you do a home search in Houston, generally an acceptable starter homes for a decent price is not far from actual violent crime. That’s an issue.
Yep. Coupled with the fact that legit starter homes just aren't being built, let alone new inventory across the board has not been getting built for close to two decades now. So, you have homes that now are very old and in desperate need of upgrades and repairs that people won't be able to afford to do, that are drastically overpriced requiring extremely large down payments or will have unaffordable monthly payments if can't put down 20% or more.
The next argument is always to buy something farther away, but ultimately the argument can't just be buy something an hour away from your job. That is still a failure if that is the only feasible way a family can afford home ownership. People are already having the longest average commute times they ever have. So it is folly to act like it was a regular thing to buy a house far away. Happened sure, but not reguarly.
It is a really bad recipe right now. Yes, people need to be better with their money, don't think anyone will argue otherwise, but that is just a cop out argument when you truly look at the numbers of what types of figures are needed now. Not to say the current situation is permanent, but things are just in a bad spot where people are stuck, and that goes for people trying to move from their first home too, not just first time buyers. They are stuck where they are, which further constricts the starter home market.
This post was edited on 7/31/26 at 11:55 am
Posted on 7/31/26 at 11:51 am to Odysseus32
Very true. It’s a two person household these days. My wife and I make a good salary together, but it still feels like paycheck to paycheck. When you factor in kids it is hard
This post was edited on 7/31/26 at 11:54 am
Posted on 7/31/26 at 11:53 am to Odysseus32
The new route is to meet a few subs, build your own house and save 35%.
Instant equity.
Instant equity.
Posted on 7/31/26 at 11:55 am to Odysseus32
Or you can do OF
Posted on 7/31/26 at 12:00 pm to Odysseus32
quote:
I agree, but I think the issue is that starter homes now aren’t just in lower class but safe neighborhoods. Something has changed and those lower class neighborhoods are no longer safe. There are legitimate chances that violent crime occurs regularly. Are pockets still available if you really look? Sure. But if you do a home search in Houston, generally an acceptable starter homes for a decent price is not far from actual violent crime. That’s an issue.
Before buying our first house, my wife and I lived for 11 years directly across the street from Section 8 housing. We rented a shithole. I witnessed a drive by shooting and called it in. The whole area was ran by Mexican cartel gangs. This is in Athens GA. Look up Garnet Ridge. Couldn't ever have anything delivered to the house, always had stuff delivered to my work place. Next door neighbor got burlarized in broad daylight while he was at work and his wife was at the grocery store. Cars broken into often. You get the picture.
Anyhow, while we schooled up and careered up and saved up, we could finally buy a nice suburban house in 2017. In our late 30's.
It can still be done if you are willing to crank out some shitty years first. At least I hope that's the case.
Either way, housing is too expensive.. We got to buy right before the prices all seemed to double around here. More than double, actually. In this particular area, it's yankees moving down from NJ, NY, PA, driving up the prices and driving new construction.
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