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Message
How's your credit card bill(s) right now?
Posted on 12/4/17 at 6:59 am
Posted on 12/4/17 at 6:59 am
I almost had a heart attack when I checked our balances this weekend.
I need Christmas to hurry up and get here to stop the hemorrhaging.
I need Christmas to hurry up and get here to stop the hemorrhaging.
Posted on 12/4/17 at 7:01 am to GEAUXT
$0
I use AMEX and don't carry a Visa balance
High interest debt is trashy
I use AMEX and don't carry a Visa balance
High interest debt is trashy
Posted on 12/4/17 at 7:01 am to Rouge
quote:
$0
I use AMEX and don't carry a Visa balance
High interest debt is trashy
I said bill, not debt. I pay in full each month.
Posted on 12/4/17 at 7:02 am to GEAUXT
I did Christmas in July on QVC. Everything has been paid for since October.
Posted on 12/4/17 at 7:02 am to GEAUXT
My Amex bill last month was $11,700 or so. Paid in full. This month is trending lower.
Posted on 12/4/17 at 7:04 am to GEAUXT
quote:
How's your credit card bill(s) right now?
$0. I pay it off in full every month.
Posted on 12/4/17 at 7:04 am to Rouge
Your credit card balance can be more than $0 right now and still mean you aren’t paying interest/carrying debt. Idiot.
Mine is probably at $7k thanks to the plane tickets to see family...
Mine is probably at $7k thanks to the plane tickets to see family...
Posted on 12/4/17 at 7:04 am to GEAUXT
Excepting emergencies, I put a cap on credit card spending each month and work to stay as far under that as possible, then pay off the entire balance each month.
And Christmas shopping isn't an emergency.
And Christmas shopping isn't an emergency.
Posted on 12/4/17 at 7:06 am to GEAUXT
I believe in Dave Ramsey so I pay cash for everything
Posted on 12/4/17 at 7:25 am to el Gaucho
That's nice. Although I've made over $1,200 in cash back just this year. 6% back on groceries is nice since it's the bulk of our monthly expenses.
Posted on 12/4/17 at 7:26 am to GEAUXT
Sorry, I don’t borrow money at an astronomical interest rate to buy other people gifts.
Posted on 12/4/17 at 7:29 am to GEAUXT
Mine are around $6500 right now, although that is thanks to paying about $1500 last Friday. I am done with almost everyone and all birthdays for the first quarter, so hopefully it will not be a terrible bill for January.
Posted on 12/4/17 at 7:31 am to el Gaucho
quote:
I believe in Dave Ramsey so I pay cash for everything
Sorry you miss out on the free plane trips and hotel rooms. Trip to Costa Rica and Vegas (minus gambling) were paid in full because of CC incentives/benefits.
This post was edited on 12/4/17 at 7:56 am
Posted on 12/4/17 at 7:36 am to GEAUXT
I don’t have any credit cards.
So $0
So $0
Posted on 12/4/17 at 7:36 am to GEAUXT
Probably around 6k this month. I'm afraid to look and need to pay them in the next few days. I pay each month and never accrue interest. Christmas and some other major expenditures over the last month all put on the card (everything always goes on cards, never use debit or cash). More rewards points though. No reason to pay cash if I pay it off each month.
This post was edited on 12/4/17 at 7:42 am
Posted on 12/4/17 at 7:41 am to GEAUXT
Have about $8K lingering right now. Was $38K a couple years ago, so progress has been made.
ETA: 0% interest, so I’ll pay it off before interest kicks in. Free money.
ETA: 0% interest, so I’ll pay it off before interest kicks in. Free money.
This post was edited on 12/4/17 at 7:43 am
Posted on 12/4/17 at 7:41 am to go ta hell ole miss
quote:
Sorry you miss out on the free plane trips and hotel rooms. Trip to Costa Rica and Vegas (minus gambling), were paid in full because of CC incentives/benefits.
Kind of fitting that your credit card lets you go to the modern day Gomorrah and a 3rd world shithole
While you accrue the Devils credit card points I store up my treasures in the kingdom of Heaven as told by the prophet Dave Ramsey
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