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re: How's your credit card bill(s) right now?
Posted on 12/4/17 at 12:37 pm to StringedInstruments
Posted on 12/4/17 at 12:37 pm to StringedInstruments
I use the Amex Premier Rewards Gold Card. I usually get back 2-3x the annual fee, but I'm pretty sure there are ways to get back much more money than I do. I don't feel like playing the CC game, but I know others do it to varying degrees of success.
This post was edited on 12/4/17 at 12:38 pm
Posted on 12/4/17 at 12:39 pm to X123F45
quote:
Negative. Too expensive
But eating out everyday isn’t?
This post was edited on 12/4/17 at 12:39 pm
Posted on 12/4/17 at 12:59 pm to GEAUXT
Just put 22k on it an hour ago. Get dem points baws
Posted on 12/4/17 at 1:11 pm to X123F45
quote:I have been getting the recommendation on CK for the AMEX Blue Cash Preferred for months now. It says that I have very good approval odds, but I'm still unsure about applying.
Sign in to credit karma. Check out theirs. See if you can get the venture card. Points are awesome on it.
I would go to a local credit union and make a deposit. Open a loan borrowing against your money. Pay perfectly for 12 months and see if they will give you a larger loan, 5-10(. Same thing, let it perfect pay autodraft for at least 18 months.
Minimize credit inquiries to 2 per year.
Posted on 12/4/17 at 1:13 pm to StringedInstruments
quote:
Do you have kids? We were like that until we had our son. It's amazing what an obnoxious toddler will do to your eating out habits.
Yes and they eat out with us regularly and have been doing it since they were infants. The more they do it and if they know what's expected of them they will adapt
Posted on 12/4/17 at 1:22 pm to MontyFranklyn
quote:
I have been getting the recommendation on CK for the AMEX Blue Cash Preferred for months now. It says that I have very good approval odds, but I'm still unsure about applying.
it's an awesome card. go for it.
Posted on 12/4/17 at 1:33 pm to GEAUXT
Around 1200. Only use it for emergency
Posted on 12/4/17 at 2:31 pm to MontyFranklyn
quote:
I have been getting the recommendation on CK for the AMEX Blue Cash Preferred for months now. It says that I have very good approval odds, but I'm still unsure about applying.
The amex blue just has a pathetically low spending limit.
The venture card was 20k when I first got it. They bump it 1-3k every six months or so.
Posted on 12/4/17 at 4:00 pm to Pintail
quote:
Add to that extended warranties for most CCs
Extended warranties for purchasing with a credit card? I have never ever heard of that. That's insane. I would never agree to that with a CC agreement.
Posted on 12/4/17 at 4:17 pm to GEAUXT
I'm married with kids how the hell do you think it is?
Just kidding
It's $0
Just kidding
It's $0
Posted on 12/4/17 at 4:19 pm to go ta hell ole miss
quote:
That's insane. I would never agree to that with a CC agreement.
Why?
Posted on 12/4/17 at 4:33 pm to X123F45
quote:Well I only want about a 5K limit on it. I will pay it off every two weeks
The amex blue just has a pathetically low spending limit.
The venture card was 20k when I first got it. They bump it 1-3k every six months or so.
Posted on 12/4/17 at 4:33 pm to GEAUXT
My wife (no pics) pays the card down to zero every three or four days.
Posted on 12/4/17 at 5:19 pm to danilo
quote:
0. I have never paid a dollar in credit card interest
Well what about credit card principal? Or do you not know what the difference is?
Posted on 12/4/17 at 5:25 pm to go ta hell ole miss
quote:
Extended warranties for purchasing with a credit card? I have never ever heard of that. That's insane. I would never agree to that with a CC agreement.
Why?
It's free.
My citi card has paid a few K in warranty work on my side by side
Posted on 12/4/17 at 5:35 pm to GEAUXT
About $50K - but Tuesday Mega Millions will get me to zero!
Posted on 12/4/17 at 5:36 pm to Captain Crackysack
It is shocking how many people do not understand the difference between a bill and debt
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