Favorite team:Hawaii 
Location:Gonzales
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Number of Posts:7726
Registered on:11/30/2007
Online Status:Not Online

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Thanks for starting this thread. In a similar boat. Currently a bit older by a few years than you are. Congrats on the efforts you have made to set yourself up for success.
Ain’t nobody watching a 28 min video

re: Sober 2026

Posted by CaptainJ47 on 12/31/25 at 12:32 pm to
Just hit 18 months. Feel fantastic. Anxiety is up a bit in general. Socially I feel a bit more withdrawn. My health and relationships are stronger than ever. Work productivity is there. For me I wish I would have invested in a hobby to do right after drinking because now I find myself filling that void with work.

re: LSU Men's hoops

Posted by CaptainJ47 on 12/30/25 at 11:22 am to
ESPN’s basketball index has us going 8-10 in the SEC and finishing with 20 wins.

We have 9 games in January and that will set the stage. 2 of those games are against SC who is projected to be last. We need to win those two as a must. From there if we can get to 5 wins we would be in good shape. We have some tough games with Florida and Vandy so I have those as L’s. Means you need to win 3 more (assuming you beat SC twice) out of TAMU, Mizzou, Arkansas, Kentucky, and Miss State. 4 wins is probably acceptable and 5 would be great.
Interesting on UNH. I am anxious to see what happens to it. I am a former employee so still have some in my portfolio. I am not very bullish on the prospects for the MA space. I do think cost containment and improvement in their cost ratios could/should help the stock tick up. The only decent side of the Optum house is Optum Rx. I think PBMs have a lot of regulatory risk in the next 5 years. Good luck with it either way.
My daughter (no pics) is doing that now. Graduated in 2024 from college, lives in Manhattan, and is piecing it together. We still provide support given her career is dance but 2025 was a step forward. She absolutely loves it.

re: Good Analyst

Posted by CaptainJ47 on 12/29/25 at 8:45 pm to
At TCU the dude was out of control. Would love to see him here.
Shockingly my last few flights I took on them were fine. The big upfront seat is the way to go. I also have travel insurance with my Amex so if they screw up and cancel then I just book another flight.

re: So confused about MBB

Posted by CaptainJ47 on 12/14/25 at 9:08 am to
We are 1-1 inches quad 1 games so let’s pump the breaks on the enthusiasm until we play a few more teams with a pulse.
I am in healthcare. PBMs are the only thing keeping some of the conglomerates alive. UHC has a 90% medical cost ratio. Optum is Optum Health (YTD margin is 1%), Optum Insight (consulting/tech arm not growing), and Optum Rx (20% growth and very profitable).

Their only way to steer utilization and then revenue maximization are the PBMs. There they can deny you or mark up the drugs significantly higher than your local pharmacy.
Delta One from LAX-AKL is the way to go. Slept great.

We only did north island but absolutely loved it. We felt like we saw a lot. I wish I was there longer (we did 6 nights). I can’t imagine seeing both islands in that short of time.

Is there anything in particular that draws you to NZ? I loved it.
Love to hear it. Make sure south of the Lake Chapel is in good shape.
What is it looking like over in Lake Martin? How is that corner of the parish holding up?

re: The troll of all trolls.

Posted by CaptainJ47 on 11/27/25 at 2:43 pm to
We talking Frank Wilson? Love him being part of the staff but he isn’t SEC head coach material.
I arrive 1 hour before my flight and have clear + pre-check. I always park in short term. Right now parking is pretty full so increases risk. I would check flymsy.com and determine where you are parking. If going to economy or want to play it safe arrive 5a. If short term is reserved show up between 515-530am.

If it matters I travel weekly and showing up an hour before gives me enough time to grab something quick out of the skyclub.
I could have guess San Francisco without a picture. What do I win?
As an AirBnB owner here would be my ask:
1) Contact me- let me know the issue
2) Allow me to work something out after assessing the situation.
3) If you are there multiple days then I would ask for your patience to see if there are more and/or either I would bring a trap or ask if you go to the store let me reimburse you.
4) If it continues or becomes worse then ask me again for options to make it right. Just because it happened once doesn’t mean the owner is shitty.

The core of this is communicate with the owner to find a mutually beneficial solve. Recently I had an issue at ours and I offered to pay for a hotel for them for the evening. They passed. Service recovery is huge for me because one bad review can hurt so we offered to do some things above and beyond.
While logical, the problem is when you cut supplies to drugs off for addicts they do crazy shite. We have to get people off of drugs or changing the supply won’t have the impact expected. We have a crisis because of the removal of oxy from the ecosystem. All users will do is switch to the next drug/fix.
My daughter lives there, didn’t vote for the scum, and I would pray someone would jump in.