CaptainJ47

The wife (no pics) and I really enjoy non-fiction stuff. We have loved a lot of the things Nova has put out. We recently watched the Human series on Nova and the Ken Burns piece on the revolutionary war. We enjoyed both although I felt the first episode of the revolutionary piece was a bit slow.

Anyone have any favorites in the category. I searched and may have missed the topic so apologies.

I can’t wait to see a revolution in this country. I am tired of 50% of my money going to taxes and most of that money being spent on BS or fraud.

I travel a fair amount for work. Last year I took 99 flight segments and that was my lowest non-Covid travel year since 2014.

Personal:
-NYC to see my daughter
-London/Cotswalds with the family (May or September)
-Possible Danube River cruise (August)
-Possible trip to the Masters (April)

Work highlights that I know of are:
-Conferences in Boston, Chicago, Orlando, San Antonio
-Known other work destinations: Bay Area, Madison WI, Chicago, Charleston, Mobile, Atlanta, Charlottesville VA, and likely 15-20 more trips as clients develop

YUGE increase from $2.90 to $3.00. I looked and my daughter used the subway at least 480 times last year. I would love to see free but $3 isn’t bad.

Dude is still a freaking crook. Politicians lie, who knew? News at 11pm.

Thanks for starting this thread. In a similar boat. Currently a bit older by a few years than you are. Congrats on the efforts you have made to set yourself up for success.

Just hit 18 months. Feel fantastic. Anxiety is up a bit in general. Socially I feel a bit more withdrawn. My health and relationships are stronger than ever. Work productivity is there. For me I wish I would have invested in a hobby to do right after drinking because now I find myself filling that void with work.

Interesting on UNH. I am anxious to see what happens to it. I am a former employee so still have some in my portfolio. I am not very bullish on the prospects for the MA space. I do think cost containment and improvement in their cost ratios could/should help the stock tick up. The only decent side of the Optum house is Optum Rx. I think PBMs have a lot of regulatory risk in the next 5 years. Good luck with it either way.

At TCU the dude was out of control. Would love to see him here.

Shockingly my last few flights I took on them were fine. The big upfront seat is the way to go. I also have travel insurance with my Amex so if they screw up and cancel then I just book another flight.

I am in healthcare. PBMs are the only thing keeping some of the conglomerates alive. UHC has a 90% medical cost ratio. Optum is Optum Health (YTD margin is 1%), Optum Insight (consulting/tech arm not growing), and Optum Rx (20% growth and very profitable).

Their only way to steer utilization and then revenue maximization are the PBMs. There they can deny you or mark up the drugs significantly higher than your local pharmacy.