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Started By
Message
1
Posted on 5/10/18 at 4:11 pm to Lookin4Par
Trick question, I moved all my money into bitcoin a couple months ago.
Posted on 5/10/18 at 4:12 pm to Lookin4Par
Millions. Tens of millions in checking if I havent bought any new houses or boats that month.
Posted on 5/10/18 at 4:13 pm to Lookin4Par
Whatever anybody says on here, you can divide it by 6 and take 30% of that, and you will have the correct answer.
Posted on 5/10/18 at 4:20 pm to Epic Cajun
quote:I don't really have a set plan but I realized I basically do exactly this, about 5-6 times.
Ideally, about 6 times our monthly bills in savings, and a few thousand in the checking.
Anything else is put to use paying down mortgage as well as extra on car payments to knock those out quicker.
Posted on 5/10/18 at 4:24 pm to Epic Cajun
I typically keep enough in my checking to get me through the month, and 1-2 months of bills in Savings. I have 1 years worth of bills in fairly liquid investments.
Posted on 5/10/18 at 4:27 pm to Lookin4Par
quote:
For me, it's between 50-200k. Not bragging either.
Mine is usually between $50 and $200k also.
Posted on 5/10/18 at 4:30 pm to Lookin4Par
I keep next to nothing sitting in a bank where it's making the bank money instead of making me money. Maybe a paycheck's worth, so about $350.
Posted on 5/10/18 at 4:33 pm to Lookin4Par
100000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000.69
Posted on 5/10/18 at 4:47 pm to Lookin4Par
I actually only have $3.49. But the 15th is coming soon!!!
Posted on 5/10/18 at 4:49 pm to TigerstuckinMS
Makes more sense, screw the bank, have mine set up to where I’d never bounce a check but they don’t get free use of very much of my pesos
Posted on 5/10/18 at 5:16 pm to Lookin4Par
I could die tomorrow. What's a savings account?
Posted on 5/10/18 at 5:18 pm to 777Tiger
Such a group of posturing absolutes. I can tell by your indignation how grande of OT ballers you actually all are. Everyone’s situation is different.
No, I do not spend 100k in a month. But if I’m saving up for a large purchase, it makes sense to let the cash build up. The account never goes above the 200k amount, and if it did, I would stash extra with the CFP. 50 seems to be the sweet spot for me.
No, I do not spend 100k in a month. But if I’m saving up for a large purchase, it makes sense to let the cash build up. The account never goes above the 200k amount, and if it did, I would stash extra with the CFP. 50 seems to be the sweet spot for me.
Posted on 5/10/18 at 6:19 pm to Lookin4Par
quote:
checking
I’ve heard of this, but
quote:
savings account
investment
retirement
What these do?
Posted on 5/10/18 at 6:24 pm to Lookin4Par
all of it
Posted on 5/10/18 at 6:26 pm to Ham Malone
My savings account does earn something like 1.25%. A lot less than what is going on in my brokerage account, but it's still more than nothing.
EDIT: Correction. Just checked it. It's at 1.5%
EDIT: Correction. Just checked it. It's at 1.5%
This post was edited on 5/10/18 at 6:29 pm
Posted on 5/10/18 at 6:37 pm to Ham Malone
quote:
It's not bragging because it's dumb. Why would you let a large amount of money sit in a savings account earning nothing?
It may be dumb, it may not be. Some people have a lot of expenses so their emergency fund needs to be more than what yours might need to be.
There are better relatively liquid vehicles for your money, so I wouldn't personally have 200k in a savings account, but 50k isn't a big deal.
Posted on 5/10/18 at 7:00 pm to Lookin4Par
Checking, bout $5-250
Savings, hahahahahahahahaha
Savings, hahahahahahahahaha
Posted on 5/10/18 at 7:02 pm to Lookin4Par
frick you fed. I'm not cheating on my taxes.
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