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re: How much money do you keep in your checking & savings accounts?
Posted on 5/10/18 at 3:37 pm to Lookin4Par
Posted on 5/10/18 at 3:37 pm to Lookin4Par
quote:
For me, it's between 50-200k. Not bragging either.
You shouldn't be bragging how stupid you are for keeping that amount in a checking account.
0
Posted on 5/10/18 at 3:37 pm to Lookin4Par
Posted on 5/10/18 at 3:38 pm to Lookin4Par
I had 700k but I took half of it to invest in a trucknut Llc in Lafayette/New Iberia. I have half of it left, so whatever half of 700k is...
Posted on 5/10/18 at 3:38 pm to Lookin4Par
$350
Posted on 5/10/18 at 3:38 pm to Epic Cajun
quote:
Why the shite would you want to have that much money just sitting in a savings account?
Depends how long it takes to accumulate.
If you save 200k in savings over 25 yrs. Silly.
200k in 5 years..not a huge problem.
Posted on 5/10/18 at 3:39 pm to Lookin4Par
It varies.
For instance, right now there is very little but as soon as the millions from my long lost Nigerian Royalty uncles hit, I'll have plenty.
For instance, right now there is very little but as soon as the millions from my long lost Nigerian Royalty uncles hit, I'll have plenty.
Posted on 5/10/18 at 3:39 pm to Lookin4Par
quote:I'd say move to the Money Board, but this is way too stupid for those folk
For me, it's between 50-200k. Not bragging either.
Posted on 5/10/18 at 3:39 pm to Lookin4Par
None
I have a shoe box full of travelers checks.
I have a shoe box full of travelers checks.
Posted on 5/10/18 at 3:39 pm to Lookin4Par
Posted on 5/10/18 at 3:40 pm to ThatMakesSense
quote:
Depends how long it takes to accumulate.
No it doesn't. Savings accounts should be nothing more an emergency supplement to checking. Invest your money for frick's sake.
Posted on 5/10/18 at 3:42 pm to Lookin4Par
Always overdrawn and owe about 375.00 in fees.
What is this savings thingy you speak of?
What is this savings thingy you speak of?
Posted on 5/10/18 at 3:43 pm to Lookin4Par
quote:
How much money, not including investment & retirement, do you keep in your bank accounts?
For me, it's between 50-200k.
Found the guy who knows nothing about money.
Posted on 5/10/18 at 3:43 pm to HempHead
quote:
No it doesn't. Savings accounts should be nothing more an emergency supplement to checking. Invest your money for frick's sake.
100k is a great supplement. I like 20k vacations every 2 years. The rest? I don't feel like getting taxed on my gains.
Posted on 5/10/18 at 3:44 pm to TDcline
quote:
have half of it left, so whatever half of 700k is...
350?
Posted on 5/10/18 at 3:45 pm to ThatMakesSense
quote:
I like 20k vacations every 2 years.
Jesus, man.
quote:
I don't feel like getting taxed on my gains.
So you'd rather lose money due to inflation than gain money and pay a modest amount of capital gains?
Posted on 5/10/18 at 3:48 pm to ThatMakesSense
quote:
I don't feel like getting taxed on my gains.
Gains are only taxed when they are withdrawn. You would rather have a smaller GAIN when you withdraw, than a net LOSS by leaving it in an account that doesn't beat inflation?
You and the OP go together like peas and carrots.
Posted on 5/10/18 at 3:49 pm to HempHead
quote:
Jesus, man.
I do 3 weeks in a row every yr. I'm not fricking around on my time off.
quote:
So you'd rather lose money due to inflation than gain money and pay a modest amount of capital gains?
Hyperbolic statement.
Posted on 5/10/18 at 3:50 pm to ThatMakesSense
quote:Too busy working to spend all that money?
Depends how long it takes to accumulate.
If you save 200k in savings over 25 yrs. Silly.
200k in 5 years..not a huge problem.
Posted on 5/10/18 at 3:50 pm to Lookin4Par
50-200K is a pretty big fluctuation.
Are you telling us there are months that you spend in excess of $100,000?
Are you telling us there are months that you spend in excess of $100,000?
Posted on 5/10/18 at 3:51 pm to Montezuma
quote:
Gains are only taxed when they are withdrawn. You would rather have a smaller GAIN when you withdraw, than a net LOSS by leaving it in an account that doesn't beat inflation?
Thank you for Stock Market 101. I'll change my investment portfolio immediately.
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