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Started By
Message
re: How much debt do you have?
Posted on 9/8/22 at 11:38 am to BabyTac
Posted on 9/8/22 at 11:38 am to BabyTac
How many brag about paying off your house threads do you need ? This is at least the second one.
Ahh I see you paid your other house off in 2020. Baller.
Edit: Dude has paid his house off 3 times since 2020
Ahh I see you paid your other house off in 2020. Baller.
Edit: Dude has paid his house off 3 times since 2020
This post was edited on 9/8/22 at 11:44 am
1
Posted on 9/8/22 at 11:39 am to BabyTac
Posted on 9/8/22 at 11:41 am to poncho villa
quote:
About 350
This is my actual answer.
Posted on 9/8/22 at 11:43 am to MSTiger33
quote:
A gigantic mortgage and about &9k in student loans at 1.875%. Needless to say I am dragging my feet to pay the student loan in one lump sum
Me too.... with a bigger truck loan instead of the student loan!!!
Posted on 9/8/22 at 11:44 am to cubsfan5150
quote:
How much debt do you have?
You also paid it off in 2020! You're doing great!
Posted on 9/8/22 at 11:45 am to Mingo Was His NameO
quote:
His wife works.
Oh poor little fella.
Yes, my wife works as a Registered Nurse. She chooses to work because she feels like she was born to be a nurse. She could quit tomorrow and is just shy of 42.
I was in the military for over 20 years. Whilst in, I took every penny and started 2 businesses and started investing in real estate. 2008 made me a LOT of money. I bought property in coastal California for pennies on the dollar because I had cash on hand from my deployments and businesses (lawn care servicing commercial and government contracts and a Paintless Dent Repair business).
Oh and Mingo you're such an angry little fella. Such an ax to grind. It's really not becoming.
This post was edited on 9/8/22 at 11:52 am
Posted on 9/8/22 at 11:45 am to BabyTac
A whole metric frickload.
I made my own way and wasn't given anything and im young, so it doesn't bother me much. It's mostly "good" debt, if there is such a thing.
I made my own way and wasn't given anything and im young, so it doesn't bother me much. It's mostly "good" debt, if there is such a thing.
Posted on 9/8/22 at 11:45 am to BabyTac
I have a mortgage, one car payment (wife's car is paid off), no credit card debt, combined student loans b/t both of us of ~$3000 remaining, and a small HELOC we took out to do some renovations recently. We could pay off the HELOC but doesn't make a ton of sense with only needing to pay ~50$ in interest a month and it just being tied to the equity of our home that has increased in value by about 60% since we bought it. I'd rather have more money available to invest elsewhere for a higher rate of return.
This post was edited on 9/8/22 at 11:49 am
Posted on 9/8/22 at 11:46 am to BabyTac
The house that we are making double payments on
Posted on 9/8/22 at 11:46 am to BabyTac
Between Mortgage, Student Loans, and a Car note
Like 340k
Like 340k
Posted on 9/8/22 at 11:48 am to BabyTac
Just my mortgage and a few more car payments.
Posted on 9/8/22 at 11:49 am to BabyTac
Use CCs for everything and auto-pay in full monthly
(we follow a budget and are pretty disciplined) - zero CC debt beyond the interest-free period.
Have a mortgage and $ of same amount invested - to work positive spread (interest earned on invested $ > mortgage interest)
Zero other debt.
I like Dave Ramsey except for using others' money for things where you can be disciplined and actually earn money on debt (vs. pay through the nose for debt).
(we follow a budget and are pretty disciplined) - zero CC debt beyond the interest-free period.
Have a mortgage and $ of same amount invested - to work positive spread (interest earned on invested $ > mortgage interest)
Zero other debt.
I like Dave Ramsey except for using others' money for things where you can be disciplined and actually earn money on debt (vs. pay through the nose for debt).
Posted on 9/8/22 at 11:49 am to Tubedog13
quote:
There goes your credit score down the drain
What you need a credit score for if except to borrow money?
Signed,
Dave Ramsey
Posted on 9/8/22 at 11:50 am to BabyTac
I'm sure this thread will be filled with the truth.
Owe around $15k on some property in Florida and $10k on some property overseas. Both have zero interest so there hasn't been a rush to pay either off.
Owe around $15k on some property in Florida and $10k on some property overseas. Both have zero interest so there hasn't been a rush to pay either off.
Posted on 9/8/22 at 11:51 am to REB BEER
I'm just banking on scratchers
Posted on 9/8/22 at 11:53 am to BabyTac
Since the 10k forgiven
My Student Loans -- $12k
Car Note -- $13k
We use CCs for the miles/rewards, but pay off every month.
Moving in march. Currently in the process of buying a house. Loan should be 100-125k. Many fine starter homes in the midwest in this range. Hope to make double mortgage payments each month, will still be MUCH lower than our current rent.
My Student Loans -- $12k
Car Note -- $13k
We use CCs for the miles/rewards, but pay off every month.
Moving in march. Currently in the process of buying a house. Loan should be 100-125k. Many fine starter homes in the midwest in this range. Hope to make double mortgage payments each month, will still be MUCH lower than our current rent.
Posted on 9/8/22 at 11:54 am to BabyTac
Just my mortgage, therefore I'm considered an "enemy" of the American left.
Posted on 9/8/22 at 12:00 pm to jkylejohnson
He is a fricking lying idiot, not to mention he doesn't understand money
Why would someone pay off a mortgage with interest under 3% when inflation will be minimum 5% this year? Talk about throwing money away.
Same with the idiots that bang on people taking out 8 year 1.9% car loans. And then brag about paying off their car. Dumb
Why would someone pay off a mortgage with interest under 3% when inflation will be minimum 5% this year? Talk about throwing money away.
Same with the idiots that bang on people taking out 8 year 1.9% car loans. And then brag about paying off their car. Dumb
Posted on 9/8/22 at 12:01 pm to lsu777
quote:
He is a fricking lying idiot, not to mention he doesn't understand money
He's a troll, but there 25 posters in all of his threads that can't help themselves.
Posted on 9/8/22 at 12:08 pm to Mingo Was His NameO
I’m pretty sure op has calendar reminders set every month or so to remind him to start the same 4 threads 
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