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Started By
Message
re: How do you manage finances with your spouse?
Posted on 11/25/22 at 12:00 pm to Thundercles
Posted on 11/25/22 at 12:00 pm to Thundercles
I make money, she spends money. I have to make more than she spends to keep it sustainable.
1
Posted on 11/25/22 at 12:00 pm to Thundercles
One checking and one savings.
Posted on 11/25/22 at 12:02 pm to Thundercles
We have a joint account for the mortgage. I pay almost all other bills and she puts a portion of her check into savings.
Posted on 11/25/22 at 12:03 pm to Thundercles
All direct deposits to one account. Bills paid and xfers to savings from main account.
Allowances then xferred to our solo personal accounts for gas and weekly spending.
When it comes to holidays, we each get a holiday allowance we can spend on each other. Big purchase decisions are always made together. I manage it all, but she has all the passwords and has access to the spreadsheet I use to manage it.
Allowances then xferred to our solo personal accounts for gas and weekly spending.
When it comes to holidays, we each get a holiday allowance we can spend on each other. Big purchase decisions are always made together. I manage it all, but she has all the passwords and has access to the spreadsheet I use to manage it.
Posted on 11/25/22 at 12:07 pm to Thundercles
One big pot. If we gonna be broke we gonna be broke together.
Posted on 11/25/22 at 12:08 pm to Odysseus32
wife and I have joint accounts. I handle all the bills, investments etc. she doesn’t even know the password word to our checking accounts.
All passwords accounts etc are all accessible though in case something were to happen to me.
We always make logical decisions on any purchase over 1k.
We have a 10-15 minute discussion over budget every Sunday I complain she spent to much she says well it was on sale. We continue on it works for us and by being transparent allowed us to continue to hit our finiacial goals!
All passwords accounts etc are all accessible though in case something were to happen to me.
We always make logical decisions on any purchase over 1k.
We have a 10-15 minute discussion over budget every Sunday I complain she spent to much she says well it was on sale. We continue on it works for us and by being transparent allowed us to continue to hit our finiacial goals!
Posted on 11/25/22 at 12:08 pm to Thundercles
Joint accounts with both of us working. I can’t comprehend the separate account shite. Seems like a giant hassle for little or no payoff
Posted on 11/25/22 at 12:14 pm to DevilDagNS
quote:
I manage them while she wanders though life blissfully ignorant of just about anything having to do with money
I chuckled
Posted on 11/25/22 at 12:17 pm to Thundercles
It works like this.
I make all the damn money, then she and my daughter spend 120% of it even when it’s millions
I make all the damn money, then she and my daughter spend 120% of it even when it’s millions
Posted on 11/25/22 at 12:18 pm to Thundercles
We split the bills 50/50 and contribute agreed upon amounts to joint savings/investment accounts. After that we don't care what the other does with what's leftover.
Posted on 11/25/22 at 12:29 pm to Thundercles
Split accounts, we both use Chase so she just transfers money over to help with bills.
Posted on 11/25/22 at 12:31 pm to Thundercles
Joint everything except for Roths.
I take care of all the bills and all spending goes on one credit card. We don't buy much stuff.
I take care of all the bills and all spending goes on one credit card. We don't buy much stuff.
Posted on 11/25/22 at 12:34 pm to bayoubengals88
Dividing bills between husband and wife is the dumbest idea I've ever encountered.
Is she your roommate or your wife?
What's the point? It seems like a setup for failure.
Is she your roommate or your wife?
What's the point? It seems like a setup for failure.
Posted on 11/25/22 at 12:35 pm to Thundercles
She pays the bills. I look at the investments.
I make almost all of the money.
We max all possible retirement vehicles including 457 and 403b and a SEP for side business.
We buy whatever we want within reason.
I make almost all of the money.
We max all possible retirement vehicles including 457 and 403b and a SEP for side business.
We buy whatever we want within reason.
Posted on 11/25/22 at 12:37 pm to Thundercles
One checking, one savings, one credit card, all shared. We don't look at our incomes as being separate.
Kind of a free for all. Thankfully we don't have to live paycheck to paycheck. Honestly I haven't looked at out checking account or credit card balances in years. If one of us wants to buy something more than a few hundred we run it past the other. We trust each other's judgement elsewise.
Kind of a free for all. Thankfully we don't have to live paycheck to paycheck. Honestly I haven't looked at out checking account or credit card balances in years. If one of us wants to buy something more than a few hundred we run it past the other. We trust each other's judgement elsewise.
Posted on 11/25/22 at 12:38 pm to Spasweezy
I lucked out with my wife in every way including financially. When we got married we didn’t make much but I out earned her by at least double. I never made any issue of any money things at all except when money was tight and that was never an argument. I paid the bills and all money went into one account. Still does. She ended up going through the NP program and now out earns me by quite a bit and we spend whatever we want. She also has a structured annuity her parents set up for her. It started as our get out of jail free card and now it gets split between luxuries and investments.
Posted on 11/25/22 at 12:39 pm to Thundercles
Joint accounts. She handles all of the day to day finances and we talk about any purchases over ~$200.
That woman’s love for spread sheets is borderline autistic. I just let her work.
That woman’s love for spread sheets is borderline autistic. I just let her work.
Posted on 11/25/22 at 12:39 pm to Thundercles
I pay all the bills
Posted on 11/25/22 at 12:39 pm to makersmark1
Nice timing on this thread. My wife told me this morning that she gets a monthly credit report of some kind that just uses her information. I don’t know what she had signed up for to get this, but she was happy to report it showed a 810 credit rating with the latest update
Posted on 11/25/22 at 12:40 pm to Thundercles
Separate checking. She’s responsible for paying the bills each month but I give her most of the money to do so. I handle the investments and savings
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